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How to find the best Part D Drug Plan
 
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http://SeniorSavingsNetwork.org 1-800-729-9590 This explains how to find the BEST Part D drug plan for seniors when turning 65 or during the Annual Election Period. For complete, unbiased help in obtaining the lowest total cost Part D plan, you really must go through the Medicare.gov Plan Finder tool OR (better) use their call center which is open 24 hours a day. The best tip is to call the call center late at night, so that you do not have to wait on hold. best part d drug plan when turning 65 best part d drug plan for 65 year old best medicare drug plan for 65 medicare drug plan search search part d plans I-M-P-O-R-T-A-N-T L-I-N-K-S Best Medicare Plan Information 1-800-729-9590 Call 24 hrs Our site: https://SeniorSavingsNetwork.org (Secure) Follow us on Facebook: https://www.facebook.com/SeniorSavingsNetwork/ Best Medicare Videos: https://seniorsavingsnetwork.org/bestvideos Subscribe here on Youtube: https://seniorsavingsnetwork.org/youtube Make sure to also click on the BELL icon when you subscribe! Our service is 100% Free and we have the same rates the carriers have, directly, so you get us for free!
Views: 140508 Christopher Westfall
Medicare Part D Drug Plan --- How to get the best one.
 
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Everyone will need a Medicare Part D drug plan. Should you go with Humana, Blue Cross or ont of the others. In this video I will show you how to do it on your own, With the right Medicare Drug plan you may be able to stay out of the donut hole. The best way to get a drug plan that will cover all your drugs is to go to http://www.Medicare.gov or call the Medicare call center (800-633-4227) and speak to a plan counselor. They are open 24/7. James Grude 800-275-1844 http://www.SeniorsOnMedicare.com I tell my clients to call late at night or very early mornings. If you follow the way I show you I will guarantee that you will get the best drug plan in your area. Every senior needs to select a prescription drug plan. There is a way to check if your prescriptions will be covered by a plan. Not all plans are the same. You need to check if a plan covers all your prescriptions. Learn how to get the best plan at the lowest cost.
Views: 3290 Seniors On Medicare
How to Choose a Medicare Drug Plan - 1-877-88KEITH (53484)
 
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How to Choose a Medicare Drug Plan. Complete Medicare Resource Center here: http://www.MedicareonVideo.com 1-877-88KEITH (53484) Important Points to Know about Obtaining Medicare Drug Coverage When enrolling for Medicare you can get coverage for prescription drugs. Medicare drug coverage is available through private insurance companies approved by Medicare. There are different ways to obtain the coverage with associated costs that vary depending on other coverage used with this plan. It is important to know how this works with other insurance you have in order to get the best coverage. Here is what you need to know about this option. How Do You Get Coverage You have two options to get drug coverage including through Medicare Part C Advantage Plan or through Part D Prescription Drug Plan. The most common way is through Part D. This plan can be used with original Medicare and other plan option such as a Medical Savings Account (MSA) or Medicare Cost Plans. Part C or Medicare Advantage Plan includes using a PPO or HMO along with benefits similar to Part A and B. You may be required to sign up for Part A and B in order to obtain Part D with Part C. Medicare drug coverage options may vary and could change depending on what Part C covers. Associated Costs and Getting Help Your income will determine how much you pay toward prescription drugs. If you receive Social Security you can have costs deducted from your Social Security payment. You may be required to satisfy an annual deductible before the drug coverage starts to pay. You may be required to pay a copay or coinsurance after paying a deductible (if your plan has this requirement). There are drug plans with different tiers that show how much you could pay depending on related costs. Generic drugs may have cheaper copay than name brand. The copay can be anywhere from a few dollars to $10 or so. The coinsurance is roughly a percentage of what the beneficiary pays before Medicare insurance covers costs. An example may be 20 or 25 percent. When you pay for drugs you are paying for a month supply unless stated otherwise. There is potential for out-of-pocket costs to be paid by the beneficiary if the insurance does not cover the cost, but in few cases this is rare. Additional Tips on Drug Coverage You can get help paying for Medicare drug coverage if you qualify. You may need to provide proof of documentation to show your eligibility for assistance. Such options may allow you to pay just a few dollars for medicine. You can obtain help when you are receiving medication and before your supply runs out for the month. The amount you pay for your plan varies based on drugs used, plan option, where you go to obtain prescriptions, if the drug is on the formulary approved by Medicare, and whether you qualify for assistance in paying for drug costs. You may qualify for assistance by your state if you receive Medicare Part A and/or Part B coverage. Enroll for coverage during the initial period to avoid paying penalites. Subscribe Here for More Medicare Tips: https://goo.gl/jzN8Rn Watch My Most Recent Video Here: https://goo.gl/jzN8Rn ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Views: 20226 Keith Armbrecht
Silverscript Part D vs. Humana vs. AARP & Other Medicare Prescription Drug Plans
 
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Call 1-800-892-7981 or visit http://medicarefriend.com/ Hi there, I'm Glen with the Medicare friend. I have given advice to thousands of folks that are turning 65 and getting onto Medicare for the first time, and what I tell them is conveniently located below for you: Silverscript Part D vs. Humana vs. AARP & All Other Medicare Prescription Drug Plans You're getting ready for Medicare and you are wondering how in the world are you going to get your prescriptions covered and everybody is starting to mail you stuff. Silverscript and AARP and Humana- Humana is so hot right now! AARP is the one that your sister or brother or friend or mother or neighbor has and they love it so is that the best one for you? The correct answer is Maybe... Here's why- unlike Medicare supplements that are all standardized and have to offer identical benefits- Medicare Part D prescription plans can be very different. Each of these Insurance Companies gets to decide how much your specific prescription that you're taking is going to cost. Here's where it gets a little shifty- if a company is boasting that they have a $0 deductible that doesn't mean anything because they may have a much higher co-pay then the next one. And the company with the higher deductible could say that your prescriptions are in a lower-tier on their formulary. And ultimately you would end up paying less for the company with the higher deductible. Better yet some companies with high deductibles can say for your prescriptions, the deductible doesn't apply to them in the first place. And best of all some of the part D plans offer free 3 month supply prescriptions through the mail order. Each person that our team helps gets a thorough analysis on medicare.gov so they will know to the penny what they will pay on one plan versus another. So you can make sure you have the Best Plan! And another nice thing is every year we revisit this with you and make sure you are still in the Medicare Part D plan that saves you the most money overall. So if you get more prescriptions later, you're not stuck, you can switch to a plan that covers your new prescriptions the best. Call us now for a free consultation- We make this SO Easy for you! Talk to you soon. Here at the Medicare friend, we shop the entire market for you, because all we want is to see you happy, with great coverage, and keeping as much money in your pocket as possible. We have NO OTHER MOTIVATION than to give you the best of the best. Call us now or visit us at Medicarefriend.com to schedule a free consultation. Watch this video as well about finding the right Prescription Drug Plan: https://www.youtube.com/watch?v=00L_u7mGMPY&list=PLTdiZbMaqckKnSydt7Z_ROR4bUynHY9vl&index=3 Remember to subscribe to our channel for more valuable information. You can first visit our channel at: https://www.youtube.com/channel/UCoh8cpq6xjK567cg6pJ2Fng Visit our playlist: https://www.youtube.com/playlist?list=PLtQT-O3RJCf-1f-ObY4bzfQxso4LGkE4P Also searched: silverscript part d formulary Humana medicare drug plan affordable
Views: 4996 The Medicare Friend
Medicare Part D 2018 (Prescription Drug Coverage)
 
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Medicare Part D 2018 (Prescription Drug Coverage) 844-528-8688 Get Free Medicare Academy Video Course: https://mymedicaresupplementplan.org/medicare-academy-enrollment/ Call 1-844-528-8688 for FREE quote on your Medicare Supplement Medicare Part D has several moving parts, there is a premium, deductible (with some plans) and copay of some sort for your drugs after the deductible. You can get all the details here https://youtu.be/oKHq3H1IkF0 Every plan has different prices and costs but the main components are the same and the cost of the donut hole or coverage gap is universal across all Medicare Part D 2018 (Prescription Drug Coverage). The amount of the different stages are all set by Medicare and change every years. In 2018 Medicare Part D Plans the donut hole is less than in 2017 and that should continue for the next few years. You must remember that the amount of money spent during the initial phase is what you AND the Medicare Part D Plan spend. After that the amount spent to get out of the coverage gap is only what you spent (called True out of pocket), it has nothing to do with what the prescription drug plan has spent. _________________________________________________________________ **Dont miss a single Medicare Supplement video Click Below to SUBSCRIBE** https://www.youtube.com/channel/UCpeawY2B_hUuZhV26QAwRuQ?sub_confirmation=1 _________________________________________________________________ Loran Marmes Medicare Solutions Team https://medigapinfo.net/ Facebook: https://business.facebook.com/medicaresolutionsteam
Views: 6834 Medigap TV
Seniors and Prescription Drug Program
 
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Phil Avillo says there should be no questions about seniors getting prescription drugs. It's as simple as this -- "What's your name, where do you live, how old are you, here's your card no go get your drugs."
Views: 203 AvilloforCongress
Humana Walmart-Preferred Rx - Is a Good Part D Plan?
 
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Call (888) 310-0376 to Get a Quote. Humana Walmart-Preferred Rx has included either the lowest or one of the lowest monthly premiums since it was introduced. But that doesn't in itself make it a good part D Plan. This video address how you can tell if the Humana Walmart-Preferred Rx Part D plan is right for you. Visit http://affordablemedicareplan.com and get access to hundreds of articles on Medicare Part D, Medicare Advantage and Medicare supplement insurance. Medicare Part D Plans must be measured against your individual circumstances. You have found what may be a good plan for you if: 1. All your drugs are covered 2. Your cost for obtaining your medicines is affordable 3. The monthly Part D premium is affordable 4. You find value in the mail order and ancillary benefits 5. The plan has coverage in the gap if you require it You will also need to review the pharmacy network to determine its suitability. If you are comfortable with the plan's benefits and costs, Humana Walmart-Preferred Rx may be a good plan for you.
Views: 23513 David Forbes
White House Assures Seniors on RX Drug Coverage
 
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The White House is promoting its health overhaul law to skeptical seniors worried about coverage for medications. Those who fall into Medicare's RX coverage gap will soon receive $250 checks to cover costs until the "donut hole" is phased out. (June 8)
Views: 321 Associated Press
Part D Penalty for Late Enrollment
 
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What is the Part D penalty for not signing up with a Medicare drug plan? "Do I have to sign up for a Medicare drug plan?" These questions and more are answered here. http://MedicareAgentTraining.com - Help for Seniors http://SeniorSavingsNetwork.org - Help for Agents Avoid the Part D penalty by signing up with a drug plan. I-M-P-O-R-T-A-N-T L-I-N-K-S Best Medicare Plan Information 1-800-729-9590 Call 24 hrs Our site: https://SeniorSavingsNetwork.org (Secure) Follow us on Facebook: https://www.facebook.com/SeniorSavingsNetwork/ Best Medicare Videos: https://seniorsavingsnetwork.org/bestvideos Subscribe here on Youtube: https://seniorsavingsnetwork.org/youtube Make sure to also click on the BELL icon when you subscribe! Our service is 100% Free and we have the same rates the carriers have, directly, so you get us for free!
Views: 24558 Christopher Westfall
2019 Part D Changes and Donut Hole Example
 
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Watch this video to find out: - how Part D of Medicare works - how the "donut hole" works - what's changing in 2019 with Part D of Medicare Go to our website to submit your Form: https://www.senior-advisors.com/free-rx-analysis Or Call with any questions: Moorestown Office: 856-866-8900 Cranford Office: 908-272-1970
Views: 1715 Senior Advisors
Senior Advisors - Online RX Form for FREE Part D Analysis
 
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Get a FREE review of your Part D Plans each year. We review thousands of Part D Plans every year for our clients. Take advantage of a FREE review to make sure you are getting the right Part D Plan for the following year. Even if your drug list has not changed, the Part D Plans change EVERY year so you want to make sure your drugs are still covered and you have the most cost-effective Part D Plan for the following year. If you pick the wrong Part D Plan it could cost you $thousands! Go to our website to submit your Form: https://www.senior-advisors.com/free-rx-analysis.html Or Call with any questions: Moorestown Office: 856-866-8900 Cranford Office: 908-272-1970
Views: 131 Senior Advisors
Best Part D Prescription Plan?
 
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We will complete a FREE analysis to determine the best Part D prescription plan based on your specific list of drugs. Watch our short video which explains how to get us your Drug Information so we can complete the Part D analysis for you. For FREE help finding a Medicare plan, go to www.senior-advisors.com or call 1-908-272-1970.
Views: 91 Senior Advisors
Seniors hit hard by high cost prescription drugs
 
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Rep. Pallone is looking to lower prescription prices for seniors through legislative action.
Views: 166 NJTV News
Shop your Drug Plan & SAVE on Co-Pays with Drug Rx SAVINGS Cards
 
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Here are the solutions we have found and our clients use to SAVE money on their Part D Drug Plan & Rx Costs. -Prescription Assistance Cards: pparx.org/prescription_assistance_programs/savings_cards -Shop your Prescription Costs at GoodRx.com -Also check with your Pharmacy & Doctors sometimes they have Rx Savings knowledge as well on your medications. -Call 1-800-633-4227(Medicare) to Enroll over-the-phone for individual Part D Drug Plan in your area & to shop your drug plan each year. Ask for "The lowest out-of-pocket drug plan which includes my medications in the formulary" -Medicare.gov for “Health & Drug Plan Finder” button is to find out what is available in your area For More Information on your Medicare Savings & Updates: MedicareSavings.Blogspot.com For More Information on Lowering your Medigap Premiums: MedicareSavings.US | 888-608-0654 | Free National Service
Prescription Savings Card Affiliate Program | Rx Pharmacy Card
 
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This video will show you the best prescription savings card affiliate program which will allow you to make money with discount prescription cards. ======Get a Free RX Prescription Saving Card======= http://bit.ly/getfreerxcard ====RX Prescription Saving Card Affiliate Program==== http://bit.ly/rxcardaffiliate In order to make money with discount prescription cards you will need to first start discount prescription card business. The RXCut prescription discount card business opportunity can help you make money handing out prescription discount cards. Our RX card business opportunity is a step up from the goodrx affiliate program, and national drug card affiliate program. This Prescription Savings Card Affiliate Program provides everything you need to build your RX prescription card business from scratch.
Views: 3310 LYCA SMITH TV
Medicare “Preferred Pharmacy” Drug Plans: Pharmacists See Problems
 
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Seniors’ choice and access to prescription drugs are undermined by Medicare “preferred pharmacy” drug plans. Patients should be able to use their choice of pharmacy, if it is willing to accept the drug plan’s terms and conditions (pricing, etc.). H.R. 793 / S. 1190 would expand choice and medication access for seniors and let independent community pharmacies compete. Learn more at http://www.ncpanet.org/pharmacychoice.
Views: 872 NCPAvids
How do preferred pharmacy plans save money for seniors?
 
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There are more than 60,000 pharmacies in the U.S. With so much competition among health plans, health plans are able to create discount drug networks for seniors that want to go to the drugstore that's affordable and convenient. These discount drugstore plans are administered by pharmacy benefit managers (PBMs). These are now the most popular plans in Medicare Part D. Learn more at http://www.drugbenefitsolutions.com.
Views: 10819 Drug Benefit Solutions
How to Find & Compare Medicare Part D - Prescription Drug Plans
 
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http://www.SeniorSavingsServices.com See how to find and compare Medicare Part D Prescription Drug Plans. With plans changing for the upcoming calendar year it is a wise choice to learn how to compare plans. Review plan options yearly during Open Enrollment, which is October 15th thru December 7th. Have you had medication changes? Is your medication covered by a Part D plan? What do you need to have to compare Part D plans? What should you look for when comparing Part D plans? This video was created to educate and answer these questions and more. See more about the Medicare Part D Enrollment Penalty by viewing: https://www.medicare.gov/part-d/costs/penalty/part-d-late-enrollment-penalty.html Some Medicare Part D changes for 2018 include a maximum deductible (if a Part D plan has) of $405.00. $3,750 Initial Coverage Limit before the Donut Hole, and $5,000 in True out-of-pocket expenses. The Donut Hole percentages are decreasing where you will spend 35% of the cost of name brand drugs and 44% of the cost of generic drugs.* See an illustration on how the Donut Hole works by viewing http://http://www.seniorsavingsservices.com/what-is-the-donut-hole/. *Applies only to drugs covered by Part D plan. Don’t assume medications that were covered this year will be covered next year for the same cost. Compare Part D Plans so you can find the right coverage for yourself.
Views: 8351 John Bush
Part D (Prescription Drug Plan) of Medicare: 2015 and 2016 Overview with Example
 
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Provides an overview of the 4 tiers of Part D Prescription Drug Coverage (Deductible, Initial Coverage, Coverage Gap aka Donut Hole, and Catastrophic Coverage). Includes 2015 and 2016 overview for values in each phase of Part D coverage. Also includes an example for an individual that almost selected the wrong card and would have spent $8,000+ more than he should have on his drugs. For FREE help finding a Medicare plan, go to www.senior-advisors.com or call 1-908-272-1970.
Views: 2690 Senior Advisors
How to Use Medicare.gov's Prescription Drug Plan Finder Tool
 
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Choosing the right Medicare Part D plan for your clients begins with their prescriptions. Using the Plan Finder on Medicare.gov, we teach you how to search for prescription drug plans. Download the Prescription Drug Plan Search Form shown in the video at: https://agentsurvivalguide.com/pdf/Prescription%20Drug%20Collection%20Form.pdf Interested in more articles, videos, and podcast episodes? Visit agentsurvivalguide.com
Medicare How To Find The Best Part D (Prescription Drug Plan)
 
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Medicare Part D Prescription drug Plan. How To Find The Best Medicare Part D Prescription Drug Plan Shop for the best Medicare Part D Plan. Call us at 800-847-9680 Our other YouTube Videos: https://www.youtube.com/channel/UC4vgYKig-7gkHDsBTIlR_3A https://medigapseminars.org An independent Medicare Insurance broker See our other educational Medicare videos here: https://medigapseminars.org/on-demand-webinar/ https://www.medicare.gov Have questions? Call us at 800-847-9680 How to shop for the best Medicare Part D Plan for you, using Medicare.gov. Never just accept a broker or agent recommendation for a Part D drug plan! They are all different and the cost difference can be substantial! Use Medicare.gov to shop for the best plan. It is the only resource that lets you compare all the plans available. We take you on a step-by-step guide through the process so that you can be confident you have the best plan and lowest price available ....all via Medicare.gov best part d drug plan when turning 65 best part d drug plan for 65 year old best medicare drug plan for 65 medicare drug plan search search part d plans
Views: 12025 MedigapSeminars.org
New Prescription Drug Plan Video 1
 
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In this video Rebecca Gordon announces a brand new prescription drug plan for your Medicare clients that will fill the gap in their current coverage at a very affordable rate and it is accepted by 98% of all pharmacies nationwide. Also you will earn monthly commission for each member so check out the first video in this 3-part series to learn more! NEW TO OUR CHANNEL??? See more great videos of our's. YouTube : https://www.youtube.com/user/GordonMarketing KEEP UP TO DATE!!! Follow us on social media. Twitter : https://twitter.com/gordonmarketing Facebook : https://www.facebook.com/gordonmarketingpage Google+ : https://plus.google.com/u/0/+GordonMarketing LinkedIn : https://www.linkedin.com/in/Sylvia-Gordon Gordon Marketing 20236 Hague Rd. Noblesville IN 46062 800-388-8342 https://www.gordonmarketing.com sgordon@gordonmarketing.com
Views: 600 Gordon Marketing
Medicare Prescription RX Extra Help Program www.medicareextrahelp.us
 
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Are you eligible for Extra Help with Medicare Prescription Drug Plan costs? Want help in finding out and applying? www.medicareextrahelp.us
Views: 586 David Gonzalez
Part D of Medicare (Prescription Drug Plan) - medicare.gov example
 
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Medicare.gov changed something on the website just a couple of days after recording this video. For the first step in the video, instead of clicking "Find Health & Drug Plans" under "Drug Coverage (Part D)", you need to click the Green Button on the left side of the page that says "Find Health & Drug Plans". Everything else in the video should be aligned Each year from October 15 to December 7, Medicare beneficiaries have an opportunity to review their drug card to make sure the best plan is selected. Medicare.gov has a great tool to analyze your Part D Prescription Drug Coverage. This brief video is intended to help individuals understand how to use the tool, read the reports, and select the best drug card. For FREE help finding a Medicare plan, go to www.senior-advisors.com or call 1-908-272-1970.
Views: 1815 Senior Advisors
Most Commonly used Drugs Rx for Seniors comparison with WEBMD article.
 
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LIKE and Subscribe! Links below on how to SAVE on your RX Medications. For More Information on Lowering your Medigap Premiums: MedicareSavings.US | (888)608-0654 | 100% Free Nationally Trusted Service After you enroll into Medicare its a Fulltime job to make sure you and your household are able to keep pace with the rising cost of healthcare. Here are just some of the information, companies and and links that our clients use to manage their SAVINGS on their Part D Drug Plan, Rx Costs & Lowering their Medigap Plan Premiums.. -Prescription SAVINGS Cards: We use Goodrx Savings Cards. Saves on Out of Pocket Cost. -Shop your Prescription Costs at GoodRx.com -Also check with your Pharmacy & Doctors sometimes they have Rx Savings knowledge as well on your medications. -Call 1-800-633-4227(Medicare) to Enroll over-the-phone for individual Part D Drug Plan in your area & to shop your drug plan each year. Ask for "The lowest out-of-pocket drug plan which includes my medications in the formulary" -Medicare.gov for “Health & Drug Plan Finder” button is to find out EVERY company that is available in your area. -Medicare.gov for Get Help with Costs with Medicare Savings Programs available in your area. -For More Information on Lowering your Medigap Premiums: MedicareSavings.US | 888-608-0654 | 100% Free Nationally Trusted Service Comment Below: Questions or Concerns about managing your Medicare Savings topic. YouTube SUBSCRIBE button For More Information on Managing Medicare Savings & Updates: MedicareSavings.Blogspot.com @MedicareSavings @MedicareSavings.US @Medicare @Medigap @LowerMyMedigapPremium.US @BoomerBenefits @SeniorSavingsNetwork @GoldNational.US @MedicareSavings.Blogspot.com @MedicareMike
What is Medicare Part D?  Prescription Drug Plan Explained
 
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Turning 65? Enrolling in Medicare? How does Medicare work? Where can I find the best Medicare Part D prescription drug plan for my needs and budget? Watch our video. site:http://www.georgia-medicareplans.com medicare part d Medicare Part D can be a snake pit if you don’t understand how it works. Medicare Part D can be a blessing for some but a nightmare for others. Seniors age 65 and older are not required to buy a Medicare Part D plan, but if you don’t and then later change your mind, you will be subject to a Late Enrollment Penalty (LEP) of 1% per month. What is the Medicare Prescription Drug plan? How does the donut hole work? How can I avoid the donut hole? What if I can’t afford my prescription drug? Does Medicare cover vaccines? Doesn’t Medicare Part B cover prescription drugs? Why do I have to pay more because of my income? When is open enrollment? Do you have questions like these? I can help! In 2003, Congress enacted the Medicare Modernization Act that would forever change benefits, especially as it impacts the cost of prescription drugs. Did you know . . . Outpatient prescription drugs are not part of original Medicare, but rather a private insurance product marketed and administered by insurance carriers. Pharmacy Benefit Managers (PBM) negotiate pricing tiers for prescription drugs but the insurance carriers decide which drugs to include in their plan. Insurance carriers also assign tiers and copays for the Prescription Drug Plan (PDP) as well as setting the premium you pay Medicare Part D is a voluntary plan but you will pay a penalty if you fail to enroll on a timely basis. Once enrolled, you must remain in the plan until the next enrollment period BUT your plan can add or drop drugs during the year as they see fit. Non-formulary drugs do not count toward your deductible or Rx out of pocket maximum. Adding to the confusion is the dreaded DONUT HOLE. In 2018, your ICL (initial coverage level) is $3750. Also in 2018, your TrOOP is $5,000 once you exit the donut hole and enter the catastrophic coverage level. I can show you ways to minimize your out of pocket costs and in some cases, completely avoid the donut hole. If you are turning 65 and enrolling in Medicare, this may be your only chance to purchase a Medigap plan. Here is your guide to understanding Medicare. You don't have to be receiving Social Security to enroll in Medicare insurance. CMS is the agency that oversees Medicare. What is Medicare? Senior healthcare insurance is commonly used to describe the Medicare program. How to sign up for Medicare? You may enroll in Medicare 3 months before your 65th birthday, the month you turn 65, and 3 months following your 65th birthday. You may enroll online (highly recommended), by mail or by visiting a Social Security office. Original Medicare has 4 parts. Medicare Part A covers hospital inpatient charges and has a per admission deductible Medicare Part B is for outpatient health care treatment. Doctor visits, labs, X-rays, MRI, CT scan (CAT scan), ambulance, ER, outpatient clinics, etc. Essentially any Medicare approved health care received outside the hospital setting. Treatment considered medically necessary under Medicare guidelines. Medicare Part B has a calendar year deductible. Once satisfied, Medicare pays 80% of the approved charge, you are responsible for the remaining 20%. Most seniors worry about hospital stays, but your major expenses will more than likely fall under Medicare Part B outpatient expenses. Original Medicare stand alone has no cap on your out of pocket expenses. You pay until you run out of money, get well or die. Medicare Part C is now referred to as Medicare Advantage. More on that later. Medicare Part D covers outpatient prescription drugs. Some Advantage plans have drug coverage built into the plan. Call (404) 252-5859 to speak with Bob Vineyard. I will personally answer all of your Medicare questions. Never any charge. Free, online instant GA Medigap quotes - http://gamedigapquotes.com/ Visit my secure website at Georgia Medicare Plans - https://www.georgia-medicareplans.com/ For an online resource center or to apply for Medicare visit http://www.medicare.gov To learn about the history of Medigap visit: https://en.wikipedia.org/wiki/Medigap For more information about Medicare Part D plans visit: https://www.georgia-medicareplans.com/medicare-part-d-what-you-need-to-know/ #GeorgiaMedicarePlans #GAMedigapQuotes #Turning65 How does Medicare Part D work?
Humana and Walmart Announce Innovative Medicare Part D Prescription Drug Plan
 
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William Fleming, PharmD, vice president of Humana Pharmacy Solutions, discusses the new Medicare Part D plan, the "Humana Walmart-Preferred Rx Plan (PDP)." Permalink: http://www.businesswire.com/news/home/20100930007191/en/Humana-Walmart-Announce-Innovative-Medicare-Part-Prescription
Views: 2375 BusinessWire
Medicare Part D Provides Prescription Drug Coverage - Right on the Money - Part 3 of 5
 
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Subhead Cost in Drug Plans with Medicare Part D Varies From State to State Synopsis As an eligible Medicare beneficiary, you must select a drug plan and pay a monthly premium to receive the coverage, known as Medicare Part D. Drug plans vary by state and may offer extra benefits such as no deductible, higher coverage limits or cover additional drugs. Content Medicare Part D provides insurance coverage for prescription medications and is an important part of Medicare to consider if you’re eligible. It helps cover the “donut hole” opening you may have with traditional Medicare plans. You might need coverage for cholesterol and high blood pressure prescriptions—this is where Medicare Part D comes in. Under this particular program, insurance companies and other private firms contract with Medicare to provide prescription drug benefits to Medicare beneficiaries like you. How do you get a plan? You first must join a plan run by an insurance company or other private company approved by Medicare. Each plan can vary in cost and drugs covered. When choosing Part D coverage, there are a multitude of factors to consider: − Timing of enrollment. − Potential of penalties incurred for late enrollment. − The option to change plans. − Current prescription coverage. − Medication coverage. − Out-of-pocket costs. − Pharmacy convenience. − Future health changes. Watch the interview on the basics of Medicare with Curt Chojnowski, Principal at Executive Benefits Group and Medicare specialist. Curt has more than 20 years of experience in the industry and focuses on the ins and outs of Medicare coverage. If you already have prescription drug coverage, compare your current coverage with that provided through a Medicare plan. You want the most effective and efficient plan available, because as a senior, you need to keep as many dollars in your pocket as possible. The process of making decisions concerning health care insurance can be overwhelming and cause you confusion because of the plethora of providers and variances from state to state. It’s imperative to seek the help of a financial or insurance professional to ensure you’re on the right track for your situation and to maximize your retirement income dollars. National syndicated financial columnist Steve Savant interviews Curt Chojnowski on the basics of Medicare and the strategies available to seniors. Right on the Money is a weekly talk interview talk show for consumers. The show segments are distributed nationally as daily video press releases. (www.rightonthemoneyshow.com) https://youtu.be/k1GcFfFUQpA
November is Senior Drug Coverage Awareness Month
 
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For more information on this and other stories, visit www.newsinfusion.com The annual election period for Medicare Part D is here, yet many eligible Americans still lack basic knowledge about the Medicare Part D prescription drug benefit and available coverage plans. In fact, according to a four-part study conducted by the Kaiser Family Foundation, numerous eligible Americans are confused over plan features and differences, fearful of the consequences of changing plans and unable to define key terms such as co-payment, premium and coverage gap. To help educate and address these challenges, November has been declared Senior Drug Coverage Awareness Month. Anyone 65 years of age or older, or anyone caring for someone in this age group, is encouraged to schedule an appointment with his or her local community pharmacist during the month of November. The pharmacist can answer questions and provide valuable education on the Medicare Part D prescription drug benefit, and help explore available plan options, ultimately preparing beneficiaries to make informed choices during the 2009 Medicare Part D annual election period-November 15, 2008 to December 31st, 2008. “Choosing the appropriate plan can depend on a variety of factors, including the overall health of the individual, the prescription drugs they have been prescribed and of course, cost” says Sam Rajan, R.Ph., a registered pharmacist and vice president of Clinical Operations with Universal American, the company that offers the Community CCRxSM Medicare Part D plan. “It’s important for seniors to know what is available to them, and a community pharmacist is a knowledgeable, unbiased source to provide that information.”
Views: 107 NewsInfusion NBN
What is Part D Prescription Drug Plan?
 
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http://www.LibertySeniorSavings.com (888) 506-7510 88 Medicare Questions in 88 Days Hi there, this is Nicole w/ Liberty Senior Savings. Thanks for watching our video series “88 Medicare Questions in 88 days” where we try to answer the most common questions that people in Medicare have. So that question today is “What is Part D Prescription Drug Plan?” Part D Drug Plan is one of the 4 parts of Medicare and it’s a federally funded program that helps seniors pay for their prescription plans. I’ve got a couple of graphs here to show you to try and make it a little bit less confusing. In general most of the plans are going to have $400 deductible you pay that first $400 in general not in every single plan does but have a look at this graph. So you pay the first $400 of your deductible and then until your total drug costs reach $3700 you’re going to pay just co-pays and by total drug costs that includes what they pay on your behalf as well as the costs that you pay as well so in that you’re up to $3700 you’re paying about 25% so then the next portion comes from what they call donut hole. Donut hole makes it sound like there’s no coverage but that’s not true the percentage just changes, Have a look at this graph we can make it less confusing. After that initial $3700 where you’re just seeing the 25% between the $3700 and $4950 you’re paying a percentage of their retail generic price for example here in 2017 you’re paying 51% of the generic retail price so you’re paying more. You pay 40% of the brand name retail cost so generic 51% and then the brand name you pay 40% and then over $4950 total drug cost you go back to approximately 5% of retail so this is what you called Part D Prescription Plan which is part Medicare and this is how much you’re paying it just changes the percentages. So a lot of people ask us is it mandatory? Do we have to get the Part D Drug Plan? No it’s not mandatory you don’t have to get it. Keep in mind that if you don’t get it when you’re first eligible and you would like to get it later on they’re just going to charge you a percentage penalty fee for not having the prescription drug plan when you’re first eligible. We have a video for that but in general you’re going to pay 1% per month for each month that you’re eligible for the Part D Prescription Drug Plan but you chose not to do it and they will charge that to you based on the average nationwide price which is at the time of this video $35.63 and it’s a lifetime penalty we reassess it for you every year and just add it to your Part D Drug Plan so that’s just an idea. Thank you for watching this question. Go ahead and watch the other parts of this “88 Medicare Questions in 88 days” but if you have any question please feel free to call us at 888-506-7510 or have a look at our Medicare mini-series, the 6-part video series that we put together to answer questions about Medicare. You can find that on the screen here www. GetMedicareSavings.com. Thanks for watching this video and I hope you have a lovely day.
Views: 26 Nicole Rada
Prescription Assistance programs - Drug Discount cards & medication assistance plans.
 
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Prescription Assistance plans by Total Rx Savings (http://www.totalrxsavings.com) allows members with incomes below a certain threshold with medication and drug coverage.
Views: 534 totalrxsavings
Thousands Have Been Using Our (Prescription Drug Plans)
 
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Views: 67 mhughes418
How To Cut Rx Drug Costs
 
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Go To http://www.InsuredMeds.com for FREE Quotes & Info How to Cut Rx Drug Costs Are you struggling with the soaring cost of prescription drugs? CBS MoneyWatch recently reported that drug prices are predicted to soar nearly 50% over the next few years. As your advisor, I want to help you find ways to contain these costs so that they don’t interfere with your long-term retirement plans. I’m happy to let you know that InsuredMeds.com can help answer your Medicare Part D Prescription Drug plan questions. InsuredMeds.com Agents can continue to help you with most Medicare Part D Prescription Drug plan questions, but for the more complex issues or prescription-specific questions, you can reach us at 845-380-5809 I’m also including three tips on how to cut your prescription drug costs. As always, please let me know if you have any questions or new developments with your health care costs, and remember that, as a valued client, InsuredMeds.com is available to you. 3 Ways to Cut Your Prescription Drug Costs 1. Look to generic alternatives. Even if the medication that you are taking doesn’t have a generic, you might be able to switch to a therapeutic alternative that does have a lower cost generic available. Explore the alternatives with your physician. Your pharmacist may also be able to recommend an alternative medication that could save you money and the pharmacist may even be able to facilitate the change on your behalf by contacting your physician for you. If you need more help, call InsuredMeds.com at 845-380-5809. We are Licensed Insurance Agents and are able to answer your questions. 2. Ask your doctor if a medication is still necessary. Often, people continue to take medications because no one told them to stop. They may have changed doctors a few times, and the medication list just kept growing. It may be time to ask your physician which medications are still necessary. As we get older, some medications that were appropriate in our 50s are no longer safe as we age into Medicare. As always, the cheapest medication is the one you were able to avoid by eating well and exercising regularly. 3. Understand how your Medicare Part D Prescription Drug plan works. Get creative with you Part D plan search. Did you know that not every medication is cheaper through mail order? Some might be, but some may actually cost more because of shipping costs associated with bulky or heavy packaging. A hybrid approach of getting some medications at your local pharmacy and others by mail order — based on which outlet has the lowest out-of-pocket costs — can really save you some cash. Make sure to look at your best plan options every year during open enrollment, Oct. 15 through Dec. 7. Insurance & Samples • Request formulary medications only- Formulary is the list of drugs covered by your insurance. • Ask your doctor about less expensive therapeutic alternatives. • Ask your doctor for samples or coupons. (Samples may not have directions on them, be sure to check with doctor about how to take them! Let pharmacy know to check for interactions. Go to InsuredMeds.com for more information, articles and FREE quotes! InsuredMeds.com is an independent Health, Medicare, Life, Final Expenses insurance specialist. We work for you not the insurance companies to get you the best prices and insurance protection. IMC
Views: 37 InsuredMeds.com
How To Cut Rx Drug Costs
 
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Click Here!! http://www.saturdaydiet.com for eCourses How to Cut Rx Drug Costs Are you struggling with the soaring cost of prescription drugs? CBS MoneyWatch recently reported that drug prices are predicted to soar nearly 50% over the next few years. I want to help you find ways to contain these costs so that they don’t interfere with your long-term medical drug costs. How to Cut Rx Drug Costs Are you struggling with the soaring cost of prescription drugs? CBS MoneyWatch recently reported that drug prices are predicted to soar nearly 50% over the next few years. I want to help you find ways to contain these costs so that they don’t interfere with your long-term medical drug costs. I’m also including three tips on how to cut your prescription drug costs. As always, please let me know if you have any questions or new developments with your health care costs. 3 Ways to Cut Your Prescription Drug Costs 1. Look to generic alternatives. Even if the medication that you are taking doesn’t have a generic, you might be able to switch to a therapeutic alternative that does have a lower cost generic available. Explore the alternatives with your physician. Your pharmacist may also be able to recommend an alternative medication that could save you money and the pharmacist may even be able to facilitate the change on your behalf by contacting your physician for you. If you need more help, call InsuredMeds.com at 845-380-5809. They are Licensed Insurance Agents and are able to answer your questions. 2. Ask your doctor if a medication is still necessary. Often, people continue to take medications because no one told them to stop. They may have changed doctors a few times, and the medication list just kept growing. It may be time to ask your physician which medications are still necessary. As we get older, some medications that were appropriate in our 50s are no longer safe as we age into Medicare. As always, the cheapest medication is the one you were able to avoid by eating well and exercising regularly. 3. Understand how your Medicare Part D Prescription Drug plan works. Get creative with you Part D plan search. Did you know that not every medication is cheaper through mail order? Some might be, but some may actually cost more because of shipping costs associated with bulky or heavy packaging. A hybrid approach of getting some medications at your local pharmacy and others by mail order — based on which outlet has the lowest out-of-pocket costs — can really save you some cash. Make sure to look at your best plan options every year during open enrollment, Oct. 15 through Dec. 7. Insurance & Samples • Request formulary medications only- Formulary is the list of drugs covered by your insurance. • Ask your doctor about less expensive therapeutic alternatives. • Ask your doctor for samples or coupons. (Samples may not have directions on them, be sure to check with doctor about how to take them! Let pharmacy know to check for interactions. http://www.saturdaymorningdiet.com/ketogenic-diet-ebook/ http://www.saturdaymorningdiet.com/mindfulness-for-weight-losshttp://www.joanbars.com/store/products/ultimate-anti-ageing-guide/ Thanks for watching!! If you know someone who could benefit from this information, please feel free to forward it to them!! Bill and Joan Loganeski have discovered a meal replacement you can make at home for very little money and when combined with our Saturday Morning Diet plan it will help you lose the weight. The Saturday Morning Diet channel is our educational and information channel to help you use lose weight in a healthy way.weight loss, exercise, free, meals, meal plan, diets, program, easy, healthy, foods, quick, rapid, diet, health, how to lose weight http://www.youtube.com/subscription_center?add_user=joanloganeski
Views: 49 Joan Diet Bars
Medicare.Gov | Shop Part D (Drug / Rx) Plan Tool Finder
 
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The Medicare Plan Tool Finder for Part D Drug Plans are specific to your zip code/area and you should type in the brand, dosages, Frequency (3-month, 6-month) and how you get your medicare(Retail or Mail-in). The basic search is quick and easy. Basic also doesn't have as many glitches as the tailored searches that we tried in the past for our clients. Or you can call into 1-800-Medicare and have a live Medicare agent do this for you to shop your Part D Drug Plan in your area. I hope this information makes your Medicare Experience simple and each this Medicare Season. God Bless, Michael About.me/MedicareMike (Message me on Facebook or Linkedin)#MedicareMike #MedicareSavings Review of Medicare.gov. Track all your Medicare info at MyMedicare.gov Call 1-800-MEDICARE 24/7 365 days out of the year. License Medicare Agent Call late at night. Say "Agent' 2 or 3 times to get to a live Medicare Agent. There is a lot of confusion surrounding Medicare. Medicare & 1-800-Medicare for your rights & options. Call (888)608-0654 MedicareSavings.US 24/7 for our Medicare SAVINGS Advocates at no extra charge to help you and many others SAVE Millions on Medicare. (Lower down your Medigap Premium, if you can qualify) Let me know what questions you have for Medicare or help you need for Medicare.gov. Message me on Facebook or Linkedin
What is Medicare Drug Prescription Coverage
 
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Uploaded by CVSPharmacyVideos on Dec 17, 2009 The coverage can provide protection from high drug costs or from unexpected drug bills What you should know: •Medicare covers brand name and generic drugs •Anyone over age 65 is eligible •Costs vary depending on the drug plan you choose Related Videos: •Medicare Videos, http://www.youtube.com/user/CVSPharmacyVideos#grid/user/F9BC8C72038F2D7F Related Health Articles: •Caregiver: Facing Finances Caring for a loved one isn't just a job. It's a calling. And, all too often, it can also be a financial strain. An ailing mother, father, or spouse can throw your carefully laid plans out the window. There are many different ways to pay for caregiving expenses, though, and you can find a way to help without ending up in the poorhouse...Read More: http://bit.ly/b7aLYV •Healthy Aging 101: Preparing for Your Later Years No matter whether you're thinking about retirement or planning to work for years to come, it's never too early to start preparing for the future...Read More: http://bit.ly/diBc3G Related Products: The following are products sold by CVS/pharmacy that may be of interest to you: Medcenter Pill System $69.99 http://bit.ly/ciyp0Z Transcript Hi, I'm Greg Collins and I'm a CVS pharmacist. Medicare prescription drug coverage is insurance that covers both brand-name and generic prescription drugs at participating pharmacies. The coverage can provide protection for people who have very high drug costs or protection from unexpected prescription drug bills in the future. Anyone over the age of 65 with Medicare is eligible for this coverage, regardless of income and resources, health status, or current prescription expenses. There are three ways to get Medicare prescription drug coverage: you can join a Medicare prescription drug plan, a Medicare Advantage plan, or another Medicare health plan that offers drug coverage. Like other insurance, if you join, you will generally pay a monthly premium, which varies by plan, and a yearly deductible. You will also pay part of the cost of your prescriptions, including a copayment or co-insurance. Costs will vary depending on which drug plan you choose. Some plans may offer more coverage and additional drugs for a higher monthly premium. If you have limited income and resources, and you qualify for extra help, you may not have to pay a premium or deductible. I hope that explains what prescription drug coverage is, how it works, and who's eligible. Remember, your CVS pharmacist is always happy to answer any of your questions. That's why we're here. Source: CVS Caremark Health Resources Dallas L Alford IV, CPA is a licensed Certified Public Accountant in the state of North Carolina and owner of Atlantic Financial Consulting, a consulting firm that provides comprehensive medical billing services, practice management consulting, coding audits, Medicare compliance, Medicare RAC support and other general medical practice consulting services. To learn more about Atlantic Financial Consulting you may visit their website at http://atlanticfinancial.us or contact Dallas L Alford IV, CPA directly at 1 888-428-2555, Ext. 200.
Views: 212 AtlanticFinancial1
Rx Drug Card Affiliate Program Transparency
 
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http://nationaldrugcoupons.com/ Free Rx Drug Discount Cards - A Lucrative and Charitable Business! The distribution of the prescription drug discount cards is a powerful business model. First, the drug card is free to consumers so there is no buying decision; the first time the card is used by consumers, they realize substantial savings and share the card's usefulness and savings with family and friends. Secondly, the number and frequency of medications tend to increase as the population and cardholders age. Thirdly, financially, distributors benefit each time the cardholder purchases a medication which then provides the distributors possible income throughout their lives. More and more Americans are searching for a business venture that frees them from the hassles of corporate structure and the expense and monotony of longer commutes to their places of business. In addition, there are several concepts of an ideal business model for these people. One of the concepts would be income potential. Another concept is a substantial retirement income. Also, other concepts include low expenses to start and build the business, little or no risks, the opportunity to work from home, and personal satisfaction. Regardless of the order of your priorities, these concepts include the primary considerations of an ideal business venture. The distribution of free prescription drug discount cards covers most of the concepts of a business with a high level of potential. The product/service is free to the general public. These discount drug cards used at over 80% of the pharmacies in the United States will save the consumer up to 85%. In addition, the cards never expire, and the cards can be used by family and friends. To enable the card to be consumer friendly, there is no application to complete; the consumer can print the card on any medium from the representative's web site. The savings occur for the consumers when they present the card to the pharmacy; the card provides discounts on all prescription medications not covered by drug insurance (any drug approved by the FDA is included). Another huge savings is the use of the card to provide financial assistance for those in the Medicare "donut hole". Since nearly fifty million Americans have no medical insurance and prescription coverage, especially those who require multiple or very expensive medications, the escalating cost of prescription drugs has become a financial burden due to unemployment rates and the high cost of medications. Many questions arise regarding the distribution of prescription discount cards as a powerful business model. One example is that the card is free and no buying decision to the consumer. The distributor is paid each time the card is presented to the pharmacist. The business model is based on the number of times the card is used to increase the distributor's income. This drug card is viral by nature. The first time the consumer realizes substantial savings, the card is authenticated in the consumer's mind and the care is often shared with family and friends. As the cardholders age, and the number and frequency of the medications they take increase, the distributor financially benefits through these occurrences. Since marketing is the essence of any business decision, the prescription card distribution is no exception. For example, as a concern for their patients and clientele, medical clinics, doctor's offices, and social service offices enthusiastically distribute the cards. In return, distributors of these discount cards are providing a community service; medical professionals recognize this service. This type of business can generate significant income. The philosophical concept behind this concept is "maximum distribution with minimum expense". Therefore, the business concept is accomplished by those who possess extensive contact lists, who have relationships with nonprofit associations, sizable institutions, and medical facilities. Because of cost and ability to pay, many people in our country do not purchase the medications prescribed by their doctors. An outreach program that provides free financial assistance to those in need of life-saving and other medications for their well-being is a charitable act for others and financially rewarding for the distributor. One of the nation's leading prescription drug discount card business opportunity is the National Drug Coupons Program. This program provides each agent with a card file. The total start-up cost is only the cost of the cards printing, around $60.00 for 5000 cards. *No Monthly fees. *Daily Transparent Claims Report. *Earn $1.50 per claim without a website *Earn $1.75 per claim with a website Contact: (800)717-2175 Email: info@nationaldrugcoupons.com http://nationaldrugcoupons.com/nationaldrugcouponscom-affiliate-programagent/
2015 Sep 10th, Medicare Advantage & Prescription Drug Plan Fall  Conference (Afternoon Session)
 
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Compliance Training, Education & Outreach (CTEO) Training Sessions on Medicare Parts C & D Programs The Center for Medicare along with our external partners will convene to provide new information for the Medicare Advantage & Prescription Drug Plan sponsoring organizations at an all-day event designed for staff-level operations, mid-level management, and senior executives as CMS provides important new information for Medicare Advantage and Prescription Drug Sponsoring Organizations. 2015 Medicare Advantage & Prescription Drug Plan Fall Webcast & Conference Session topics include: • Examining the Potential Effects of Socioeconomic Factors on Star Ratings • Beneficiary and Pharmacy Outreach: Lessons Learned in Part D • Alternative Payment Models Panel/Discussions • Part C Appeals-Insights from Maximus • CMMI DEMOS-Enhanced Medication Therapy Management (MTM) and Medicare Advantage Value Based Insurance Design Model • Provider Directory Panel/Discussion • Getting Ready for 2016 o Prescriber Enrollment o Good Cause Processes o Medicare Marketing Guidelines Updates o 2016 Program Audits • Open Q & A Session We accept comments in the spirit of our comment policy: http://newmedia.hhs.gov/standards/comment_policy.html As well, please view the HHS Privacy Policy: http://www.hhs.gov/Privacy.html
Views: 9219 CMSHHSgov
Prescription Drug Discount Card Business Opportunity - Free RX Cards
 
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Start A Prescription RX Card Business: http://biz.syncuprx.com Get Your Own Prescription RX Card: http://syncuprx.com Would you like to help others save money by using your prescription rx card? Join our nationwide medical discount program and you could start earning serious money each money by offering a free prescription Rx Card. We offer the best Prescription RX Card program around. Our Prescription RX Card is perfect for anyone looking to earn residual income by providing a free Prescription RX Card to the public. The Prescription RX Card business has helped millions of Americans start their own business from home with our Prescription RX Card Business Opportunity. Anyone looking to start a prescription drug discount card business opportunity for building residual income can use our system to get going. We are here to help you start a prescription drug discount card business opportunity that can pay 3 levels deep. Not only does our prescription drug discount card business opportunity allow you to get free rx cards, it also has many other healthcare services you can offer. This is the number one prescription drug discount card business opportunity found anywhere. We are the leaders in prescription drug discount card business opportunity programs in the nation. Prescription Drug Discount Card Business Opportunity - Free RX Cards : http://biz.syncuprx.com Get Your Own Prescription RX Card: http://syncuprx.com prescription coupons save on pharmacy internet drug coupons prescription savings card pharmacy coupons drug discount card discount drug card free prescription discount card free rx card medication discount card discount rx card help paying for prescriptions free rx discount card rx discount cards rx drug card rx prescription card best rx discount card rx cards rx prescription discount card rx prescription drug card rx relief card drug list discount rx cards free national rx card free rx prescription card prescription rx card best free rx discount card free rx cards my rx card rx west discount card my free rx card rx free card
Views: 442 LYCA SMITH TV
Find a Part D Prescription Drug Plan
 
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For med supp quotes, call us at 1-888-832-3132 or click here: http://saferetirements.com/medsuppquote. Please like this video and subscribe to our channel! This video will show you exactly how to use Medicare.gov to find the right Medicare Part D Plan (Prescription Drug Plan, or PDP) for the prescription drugs you are currently taking. Still have questions? Call us at 972-734-5858 to schedule your Medicare Consultation. Or, you can go to http://saferetirements.com/medsuppquote to get your quote for a Medicare Supplement Plan F, Plan G, or Plan N. Learn how to save your drug search and retrieve it later, learn about the late enrollment penalty if you miss the deadline, and how to compare all drug plans based on your current list of prescription. You will also find out how to see if a drug needs prior authorization or has quantity limits that your doctor needs to get involved with, learn how to select a preferred pharmacy, see mail order costs, and find out if or when you will go into the donut hole.
Views: 407 Robb Rothrock
How to Enroll in Medicare Part D Drug Plan | ExpertMedicare.com
 
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https://expertmedicare.com 1-888-228-6119 In this video, Keith Murray of Integrity Senior Solutions shows you how to navigate the Medicare.gov website to compare drug prices and enroll in a plan. Medicare Part D Enroll in drug plan Medicare Prescription Plan Medicare Part D premium Part D Plans Help with Medicare Independent Medicare Agents Georgia Medicare Part D Nebraska Medicare Plans Best Medicare Drug Plans Cheapest Prescription Drug Plan in Medicare Part D Donut Hole
Views: 244 Keith Murray
USHS Prescription Drug Plan
 
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Prescription drug plan (PDP) a government program that helps cover the cost of medications, prescription drug plan are only offered by private insurance companies contracted with CMS. If you're eligible for Medicare, you're eligible for a prescription drug plan. Original Medicare (Part A and B) doesn't include drug coverage. When to enroll in a Part D prescription drug plan you can only switch plans or start during certain times of the year: When you are turning 65 the 1st and last day, three months before and after your birth month or become eligible for Medicare. A seven-month period, i.e. someone born in June could enroll March 1st through September 30th. Coverage will start no sooner than 1st day of your birth month if done before hand, or no later than the 1st of the following month. If you have prescription drug coverage through your employer or VA, you don't need to enroll unless you lose that coverage. Also for now October 15th through December 7th is called the annual Open Enrollment Period, you can also enroll in a prescription drug plan or switch plans. If you enroll during this time, coverage will begin January 1st, but annually formulary, pharmacy network, premium and or co-payments and co-insurance may change so keep up to date. If a life change causes you to lose your prescription drug coverage, you may be eligible for a Special Election Period (SEP) If you miss these enrollment periods, you may have to wait until the following year to enroll. You may also have to pay the Medicare late-enrollment penalty (LEP) this is based on how many month you did not have coverage. The coverage gap is also known as the donut hole. This year (2014) limit is when you and the plan spend $2,850 on prescription medication. This is why it's important to keep up with what is being charged to your account even if the copay for the medication is $0. After this point your cost for prescription will increase, up to 72% of the total cost for generic drugs or 47.5% of the total cost for brand name drugs. Your cost will remain at this level until you have paid $4,550 out-of-pocket. Catastrophic coverage starts after the $4,550. At this point you pay the greater of $2.55 copay for generics and $6.35 copay for brand name medication, or 5% coinsurance for specialty medication.
Views: 33 Robert Baptist
Medicare Part D - 877-88KEITH (53484)
 
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Medicare Part D. Complete Medicare Resource Center here: http://www.medsupsavings.com/ 877-88KEITH (53484) Best Medicare Supplement Plan: https://www.youtube.com/watch?v=WGqCGQNF5mw Medicare Plan F – Just Say NO: https://www.youtube.com/watch?v=0OE29IMXbNU Important Points to Know about Obtaining Medicare Drug Coverage When enrolling for Medicare you can get coverage for prescription drugs. Medicare drug coverage is available through private insurance companies approved by Medicare. There are different ways to obtain the coverage with associated costs that vary depending on other coverage used with this plan. It is important to know how this works with other insurance you have in order to get the best coverage. Here is what you need to know about this option. How Do You Get Coverage You have two options to get drug coverage including through Medicare Part C Advantage Plan or through Part D Prescription Drug Plan. The most common way is through Part D. This plan can be used with original Medicare and other plan option such as a Medical Savings Account (MSA) or Medicare Cost Plans. Part C or Medicare Advantage Plan includes using a PPO or HMO along with benefits similar to Part A and B. You may be required to sign up for Part A and B in order to obtain Part D with Part C. Medicare drug coverage options may vary and could change depending on what Part C covers. Associated Costs and Getting Help Your income will determine how much you pay toward prescription drugs. If you receive Social Security you can have costs deducted from your Social Security payment. You may be required to satisfy an annual deductible before the drug coverage starts to pay. You may be required to pay a copay or coinsurance after paying a deductible (if your plan has this requirement). There are drug plans with different tiers that show how much you could pay depending on related costs. Generic drugs may have cheaper copay than name brand. The copay can be anywhere from a few dollars to $10 or so. The coinsurance is roughly a percentage of what the beneficiary pays before Medicare insurance covers costs. An example may be 20 or 25 percent. When you pay for drugs you are paying for a month supply unless stated otherwise. There is potential for out-of-pocket costs to be paid by the beneficiary if the insurance does not cover the cost, but in few cases this is rare. Additional Tips on Drug Coverage You can get help paying for Medicare drug coverage if you qualify. You may need to provide proof of documentation to show your eligibility for assistance. Such options may allow you to pay just a few dollars for medicine. You can obtain help when you are receiving medication and before your supply runs out for the month. The amount you pay for your plan varies based on drugs used, plan option, where you go to obtain prescriptions, if the drug is on the formulary approved by Medicare, and whether you qualify for assistance in paying for drug costs. You may qualify for assistance by your state if you receive Medicare Part A and/or Part B coverage. Enroll for coverage during the initial period to avoid paying penalites. ================================================== QUICK AND EASY MEDICARE SUPPLEMENT QUOTES http://www.medsupsavings.com/ Facebook: https://www.facebook.com/pages/Med-Sup-Savings/1709195569306815 Twitter: https://twitter.com/MedSupSavings LinkedIn: https://www.linkedin.com/pub/keith-armbrecht/5/11b/3a0 YouTube Channel: https://www.youtube.com/user/BigHealthGreatWealth
Views: 5888 Keith Armbrecht
Why Prescription Drugs Cost So Much | Michael Rea | TEDxKC
 
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Would you be mad if you found out you were paying as much as 2000% more than your neighbor for a prescription? Furious, Michael Rea left his job as a pharmacist eight years ago to pursue a solution to the runaway cost of prescription drugs. Dr. Michael Rea founded Rx Savings Solutions in 2008 after routinely witnessing consumers struggling to pay for their medications. He noticed quickly at that time that consumers were paying much more than they needed to, which was attributable to a lack of information available to them. He set out on his mission to arm consumers with this information and add efficiency and transparency back into the world of pharmacy. Dr. Rea has been involved with research surrounding pharmacy transparency for over 10 years. He received his Doctor of Pharmacy degree from Creighton University. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at http://ted.com/tedx
Views: 24748 TEDx Talks
MEDICARE "PART D" PLAN - Get Extra Help with Drug Costs
 
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http://www.FirstMedicareAdvisors.com - - Recorded Hotline: 1-800-958-8171 - Office: 1-800-825-2919. - - Email: info@firstmedicareadvisors.com - - PS: No Sales Pitches Ever! We hate'em as much as you do! http;//www.socialsecurity.gov/extrahelp This video explores the importance of knowing about various programs that can help lower your Part D Drug Plan costs. Let’s face it, there are times when every dollar counts. You may qualify for big savings on your Part D prescription drug costs and don’t even realize it! In fact, if you receive Medicare, you may be eligible for the Extra Help program. This program could save you roughly $4,000 per year on your monthly premiums, annual deductibles, and prescription co-payments. To qualify for Extra Help, you must be receiving Medicare, have limited resources and income, and reside in one of the 50 states or the District of Columbia. To find out if you qualify, Social Security will need to know the value of your savings, investments, real estate, other than your home, and your income. They will also need information about you and your spouse, if you are married and living together. To apply for Extra Help, you need to complete Social Security’s Application for Extra Help with Medicare Prescription Drug Plan Costs. They have a secure online application at socialsecurity.gov/extrahelp. You can also find the link down in the description box for this video. The website also has self-help screens that guide you through a series of questions. You can apply from your home, or from computer that is convenient to you. You can start and stop the application at any time, and go back later to finish it. If you choose, you can apply for Extra Help over the phone by calling 1-800-772-1213 or visit your local Social Security office. What will happen after you apply, Social Security will review your application and send you a letter letting you know if you qualify for Extra Help. Once you qualify, you can choose a Medicare prescription drug plan. Also when you file your application for Extra Help, you can also start an application for a Medicare Savings Program — state programs that are available to help you with Medicare costs. Make sure you aren’t missing out on these easy savings. The sooner you apply, the quicker your savings begin. If you have a question or need help with these different parts of Medicare feel free to give us a call at either our Recorded Hotline. That number is 1-800-958-8171 and then record your question or request. The best way is to call my office direct at 1-800-825-2919. You’ll get an answer to point you in the right direction.
Views: 401 Dale Stringer
Medicare Prescription Drug Coverage - Lesson 2 - Medicare Part D Benefits and Costs
 
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Please take the quiz: https://docs.google.com/forms/d/1sqkVDUCyRKIKpLI0B5GlM2kEbHt8C1ZeR7smYwVDWQw/viewform
Views: Angela Zeek
Medicare Part 3: Empire Plan Medicare Rx
 
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This video discusses the Part D prescription drug plan for Medicare-primary enrollees and their dependents designed especially for NYSHIP.
Views: 103 GOERWebServices