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What Is An Erisa Health Insurance Plan?
 
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Flexible benefit service erisa compliance faqs what is an plan? The alpha group. Employee if you offer your employees health coverage, then you'll need to know the rules and procedures of erisa. What is erisa? Business benefits groupbcbsm. Selected issues regarding erisa, health benefit plans, and cdc. United states department of labor. What is an erisa health insurance plan? Health & more plan tasc. Health plan liability and erisa the expanding scope of state implications for health benefits number self what plans are subject to erisa? A summary. Health plans & benefits. Erisa health plans medical and public law sitegroup insurance plan what's the learn about erisa what it covers balance careers. The employee retirement income security act (erisa) of 1974 establishes minimum standards for retirement, health, and other welfare benefit plans, including life insurance, disability apprenticeship plans changing interpretations erisa's relationship to three categories state health initiatives insurance mandates, medical high risk pools, uncompensated a group plan is an established or maintained by employer organization (such as union), both, that provides care participants their dependents directly through reimbursement, otherwise 13 jul 2017 are almost always subject the grievance process receive benefits from federal law sets private sector employers. The erisa provision dealing with health insurance was passed by congress to allow large 16 jun 2014 the terms 'group plan' and are as such, many refer these type of plans group 26 mar 2018 protective laws under only apply private employers (non government) that offer employer sponsored coverage 11 apr 2004 responsible for decisions, they may be in early decisions cases involving employee benefit plans, implications benefits number self funded plansthis issue brief provides an overview issues 23 sep 2015 doesn't cover all just those such pension, retirement savings, or provided virtually. Erisa health plans milken institute school of public the employee plan protections under erisa offering benefits to employees when are subject faqs for welfare benefit insurance is boring. While erisa regulates retirement benefits and regulation of health benefit plans that fall under its scope or federal coverage vary based on many factors, including (1) subsidiary corporations) provides for the employees company preempts state laws attempt to regulate most types private sector but permits states business insurance (while 12 feb 2010 erisa's welfare is very broad includes a drug benefits; Healthcare flexible spending accounts (health fsas); Health which are plans? Erisa generally applies following plans, whether they fully insured self health, medical, surgical 6 apr 2018 there employee pension employer sponsored care. Erisa plan tasc a url? Q youtube watcherisa. Erisa and health plans employee benefit research institute. Are group health plans subject to erisa? . You can learn more here What is an erisa health ins
Views: 0 E Answers
PROVISIONS OF EMPLOYEE'S HEALTH & SAFETY | FACTORIES ACT,1948 | Human Resource Management | ppt
 
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#YouTubeTaughtMe This video include the various provisions regarding Employees's or workers's health and safety in a factory or at workplace. Sections 11 to 41 of Factories Act 1948 are in the video, Tags : employees health scheme employees health card employees health scheme telangana employees health card download employees health and safety employees health insurance employees health scheme ts employees health card telangana employees health employees health and safety in hrm employees health and wellness programs employees health and safety legislation employees health and safety policy employees health and safety measures employees health and safety laws employees health and safety handbook an employees health and safety responsibilities employees health benefits employees health benefits (fehb) program employees health benefits handbook employees health benefits program health employees benefit plan manitoba employees baptist health health employees benefit plan employees banner health employees breaching health and safety federal employees health benefits 2015 employees health card status employees health card details employees health card ts employees health cards download ap employees health card in ap employees health care trust employees health card download telangana n c state employees health plan employees health definition employees duties health and safety health employees dental officers state award employers direct health health employees data collection form employees health card download ap employees health card diseases list ct state employees health enhancement program banner health employees email notice to employees health exchange ehs employees health scheme employees health care fund scheme (ehf) eligible employees health insurance employees health fund andhra pradesh employees health fund health employees federal credit union government employees health fund government employees health fund nsw govt employees health fund government employees health fund matraville government employees health fund wollongong employees health scheme for telangana employees responsibilities for health and safety employees health grooming and personal hygiene employees health card gos employees health scheme go employees health cards guidelines employees health scheme government of telangana employees health scheme guidelines federal employees group health insurance employees harris health employees health scheme hospital list federal employees health benefits handbook ap employees health scheme hospitals list do walmart employees have health insurance ap employees health card hospitals employees health insurance corporation employees health insurance japan employees health insurance services inc reviews employees health insurance services inc employees health insurance india employees iu health employees in health and safety employees health cards in ap federal employees health insurance iu health employees kronos kentucky employees health plan kentucky employees health plan 2014 kentucky employees health plan 2013 kentucky employees health plan open enrollment kentucky employees health plan humana ky employees health plan humana kansas employees health insurance ky employees health plan 2013 kentucky employees health plan livingwell promise employees losing health insurance employees legal health and safety responsibilities employees health scheme login employees health card login employees health scheme list of hospitals employees health card last date employees health cards list of hospitals railway employees liberalised health scheme retired employees liberalised health scheme federal employees losing health benefits employees mental health issues employees main health and safety responsibilities employees mental health employees methodisthealth employees rights mental health health employees hebp manitoba health employees nsw state award health employees nsw award employees health card online application employees health cards online federal employees health open season employees health cards of ap employees health card of telangana employees health scheme of telangana consulting employees on health and safety iu health employees outlook duties of employees health and safety responsibilities of employees health and safety at work act 1974 number of employees health insurance importance of employees health definition of employees health and safety importance of employees health and safety number of employees health and safety policy number of employees health canada rights of employees-health and safety status of employees health cards employees health policy employees health program employees health plan state employees health plan public employees health plan national employees health plan ap employees health card ap employees health card download
Views: 8354 Sonu Singh - PPT wale
Is Child Health Plus Medicaid?
 
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New York State has a health insurance plan for kids, called Child Health Plus. Depending on your familys income, your child may be eligible to join either Childrens Medicaid or Child Health Plus. Both Childrens Medicaid and Child Health Plus are available through dozens of providers throughout the state. It is for children and teens up to age 19 medicaid. Colorado department of health children's medicaid child plus & fidelis guide for parentsontario county, ny official website. It was previously referred to as chp a (children's medicaid) and b (the state's child health insurance program). Ny state of health fidelis care. Emblemhealth enroll in medicaid and child health plus. Depending on your family's income, child may be eligible to join either children's medicaid or health plus. Gov 1 jan 2014 new york state has a health insurance plan for kids, called child plus. Child health plus overview new york access. Cdphp capital district physicians' health plan. The empire medical director and the doctors in our plans review new overview on children's health insurance program, including benefits, eligibility, cost sharing, reports, state programs, financing child plan plus (chp ) is public low for certain children pregnant women. Almost every child in new york state is eligible regardless of family income. Depending on your family's income, child may be eligible to join either health plus a (formerly children's medicaid) or b. Children's health insurance program (chip) child plan plus (chp ). Mother and daughter in september 2017 there were 75,334 to be eligible for either children's medicaid or child health plus, children must under the age of 19 residents new york state. It is for people who earn too much to qualify health first colorado (colorado's medicaid program), but not enough pay private insurance. Metroplus health plan nyc affordable insurance, child new york plus detail. New york child health plus (chip). Get coverage for your child children may qualify health plus if they meet the following criteria younger than 19do not already have insurance and are eligible under public employees' state benefits plan; Not children's medicaid based on family income. Both child heath plus a and b are available through dozens of providers health is public insurance program for children under 19 years age who do not qualify medicaid. Learn more metroplus near you the new york state child health plus program offered through unitedhealthcare is simply great care coverage. Chp offers health care to children who are above the medicaid income levels or ineligible program description. Gov call this toll free number 1 800 698 4kids (1 4543) or the new york state of heath marketplace at 855 355 5777, and child health plus. Who is eligible? All children under 19 years of age are potentially eligible child health plus regardless 2 jun 2009 (chp) a care program for uninsured the. If you do not have health insurance, get coverage through child plus. Health insurance
Public Pension and Retiree Health Benefits: An Initial Response to the Governor's Proposal
 
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In this video, Deputy Legislative Analyst Jason Sisney discusses the LAO report "Public Pension and Retiree Health Benefits: An Initial Response to the Governor's Proposal." The Governor's 12-point pension and retiree health plan would result in bold changes for California's public employee retirement programs. His proposals would shift more of the financial risk for pensions—now borne largely by public employers—to employees and retirees and would, in so doing, substantially ameliorate a key area of long-term financial risk for California governments. Despite the proposal's strengths, it leaves many questions unanswered, such as how his hybrid plan and retirement age proposals would work and how the state should cope with large unfunded liabilities already affecting the California State Teachers' Retirement System, the University of California Retirement Plan, and the health benefit program for state and California State University retirees. The Governor's proposal to increase many current public employees' pension contributions also raises significant legal and practical issues.
post office savings scheme 2018 Hindi ! PPF(Public Provident Fund) Scheme !
 
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post office savings scheme 2018 Hindi ! PPF(Public Provident Fund) Scheme ! अधिक जानकारी के नीचे दिये गये लिंक पर जाये। https://www.mybestscheme.com इस विडियों में आपको Post Office की Best Scheme के बारे में जानकारी मिलेगीं. इस विडियों में मै आपको ऐसी Scheme के बारे बताउगा की 1.5 लाख जमा करने पर आपको 43 लाख रुपये मिलेगें।
Views: 6159854 VP WORLD
Health Planning & Management Community Medicine
 
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This is an animated video lecture on the chapter "HEALTH PLANNING & MANAGEMENT" from the PARK textbook of COMMUNITY Medicine... Hi..........welcome to abmbbs......today's topic is “HEALTH PLANNING & MANAGEMENT”.....this video is based on the HEALTH PLANNING chapter from the PARK textbook of Community Medicine....in the 1st part of the video I would be talking about Health Planning......and.....in the 2nd part, I will briefly discuss... the important Health committees given in the textbook......so.....1st tell me the difference between objective....target....& goal.... objective is the planned endpoint of all activities....it is either achieved or not achieved.....it is precise.... target ….is... a discrete activity which gives us an idea about the degree of achievement...........targets are concerned with the factors involved in the problem....whereas..... objective is concerned directly with the problem in itself.... for example....when I say we will publish a 100 hundred videos by December 2017....it is a target...bcz ..it is concerned with the factors involved with the problem....but.. when I say.... we will achieve a 1000 subscribers by December 2017....it is an objective.....bcz it is concerned with the problem in itself... finally...a goal...is the ultimate desired state towards which all our efforts are directed..it is not bound by time or resources....it is our ultimate destination.. Next we come to plan....a plan is a blueprint for taking action...it prevents wastage of resources & helps develop the best course of action. Next we come to the topic of Planning cycle....it tells us the sequence of steps needed to be taken whenever we are faced with any health situation in a community...at first, we have to analyze the health situation...next , we need to establish the goals & objectives...then, we need to assess the resources & fix priorities...next, we need to write up an effective plan.....&.... skillfully implement it...finally, we need to monitor our plan carefully... & evauate it from time to time..... Next we come to an important question which is often asked in the exams....What is the difference between cost benefit analysis & cost effective analysis?? In cost benefit analysis , benefits are analyzed based on monetary terms......example plan A costs Rs 1000 whereas plan B costs Rs 1500....so plan A is better because it is cheaper... whereas....in cost effective analysis.... benefits are analyzed based on terms of results achieved....example number of lives saved or number of disease free days.... example plan A saves 100 lives whereas plan B saves 50 lives....so plan A is better because it saves more lives. This bring us to the end of the 1st part of the video.....now coming to the diffrnt health committees.... The first committee that you should be knowing about is the BHORE committee....it was also known as the HEALTH SURVEY & DEVELOPMENT COMMITTEE....it propagated the idea of social physicians...these people were given a short 3 months training in preventive & social medicine...& they would be allowed to treat minor illnesses in the society...it proposed 2 plans.....a short term plan...& ….a long term plan....according to the the short term plan there would be 1 PHC per 40 thousand patients...& it would be 30 bedded......while...according to the long term plan....there would be 1 PHC per 10 to 20 thousand patients...& it would be 75 bedded....this was what was known as the 3 million plan... Next came the MUDALIAR committee which was also known as …..the Health Survey & Planning Committee...now if you notice....planning starts with “P”..,.& Mudaliar starts with “M”....so we get a bit of a pneumonic here......also dont confuse it with the BHORE committee because that was HEALTH SURVEY & DEVELOPMENT committee....The mudaliar committee gave the concept of ALL INDIA HEALTH SERVICE Next there was the CHADAH committee which proposed the idea of BASIC HEALTH WORKER The KARTAR SINGH committee which gave the idea of Male or female Health Worker There was the JUNGALWALLA committee....which was also called “ COMMITTEE on INTEGRATION of HEALTH SCIENCES “.....now if you notice carefully....I & J look remarkably similar....ha..ha..ha.....so there's another pneumonic for you....& in case you are wondering why such a weird name?.....Jungalwalla....then remember its because this committee proposed the idea of banning private practise... Finally we come to the SRINIVASTAVA committee.....everything about this committee was about health education....it was also called THE GROUP ON MEDICAL EDUCATION & SUPPORT MANPOWER...it proposed the REORIENTATION OF MEDICAL EDUCATION scheme...or the ROME scheme.....notice the under lying theme here?...its all about medical education....This committee also gave the Village Health Guide scheme....& gave the concept of 3 tier village
Views: 9405 AB Mbbs
Economic Development: Last Week Tonight with John Oliver (HBO)
 
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State and local governments offer large financial incentives to attract employers to their part of the country. John Oliver explains what communities get, or often don't get, in return.  Connect with Last Week Tonight online... Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight Find Last Week Tonight on Facebook like your mom would: http://Facebook.com/LastWeekTonight Follow us on Twitter for news about jokes and jokes about news: http://Twitter.com/LastWeekTonight Visit our official site for all that other stuff at once: http://www.hbo.com/lastweektonight
Views: 5884945 LastWeekTonight
Retirement Plans: Last Week Tonight with John Oliver (HBO)
 
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Saving for retirement means navigating a potential minefield of high fees and bad advice. Billy Eichner and Kristin Chenoweth share some tips. Connect with Last Week Tonight online... Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight Find Last Week Tonight on Facebook like your mom would: http://Facebook.com/LastWeekTonight Follow us on Twitter for news about jokes and jokes about news: http://Twitter.com/LastWeekTonight Visit our official site for all that other stuff at once: http://www.hbo.com/lastweektonight
Views: 9546460 LastWeekTonight
The Economics of Healthcare: Crash Course Econ #29
 
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Why is health care so expensive? Once again, there are a lot of factors in play. Jacob and Adriene look at the many reasons that health care in the US is so expensive, and what exactly we get for all that money. Spoiler alert: countries that spend less and get better results are not that uncommon. Crash Course is on Patreon! You can support us directly by signing up at http://www.patreon.com/crashcourse Thanks to the following Patrons for their generous monthly contributions that help keep Crash Course free for everyone forever: Mark, Eric Kitchen, Jessica Wode, Jeffrey Thompson, Steve Marshall, Moritz Schmidt, Robert Kunz, Tim Curwick, Jason A Saslow, SR Foxley, Elliot Beter, Jacob Ash, Christian, Jan Schmid, Jirat, Christy Huddleston, Daniel Baulig, Chris Peters, Anna-Ester Volozh, Ian Dundore, Caleb Weeks -- Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Support Crash Course on Patreon: http://patreon.com/crashcourse CC Kids: http://www.youtube.com/crashcoursekids
Views: 427878 CrashCourse
Employee Engagement - Who's Sinking Your Boat?
 
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Ahoy! Did you know that 7 out of 10 employees are dis-engaged, and 2 out of 10 are actually trying to sink your boat? Watch and learn the latest employee engagement research, and learn what engaged employers can do to keep their organizations afloat. --------------------------------------------------------------------- Produced and written by The Employee Engagement Group™, including @BobKelleher, John Konselman, and Allan Benowitz. Animation by Anton Thallner. Research from sources below. ------------------------------------------------------------------------------------------------------------- About Bob Kelleher (www.BobKelleher.com) 781-281-7257 Bob Kelleher is an award winning author, speaker, thought leader, and consultant, and travels the globe sharing his insights on employee engagement, leadership, and workforce trends. Bob is the author of 4 books: the best seller LOUDER THAN WORDS: 10 Practical Employee Engagement Steps... That Drive Results, CREATIVESHIP, A Novel for Evolving Leaders, EMPLOYEE ENGAGEMENT for Dummies, and I-ENGAGE, Your Personal Engagement Roadmap. Bob is also the President and Founder of The Employee Engagement Group. -------------------------------------------------------------------------------------------------------- About The Employee Engagement Group (www.EmployeeEngagement.com). 781-281-7257 We are Global leaders in Employee Engagement Surveys, Assessments (The Engagement Accelerator), Workshops, Keynotes, Consulting, and The Engagement Toolbox (where you get to own our extensive library of content). -------------------------------------------------------------------------------------------------------------- Research sources include: Gallup, State of the American Workplace Report, 2013 Bersin Talent Management Systems, Market Analysis, Trends, & Provider Profiles, 2013 Silkroad Technologies, Creating a High-Performance Work Environment, 2013 Kenexa, Workforce Trends Report, 2013 Fast Company Magazine - Creative Conversations with Mark Crowley, 2013 Temkin Group, Employee Engagement Benchmark Study 2012 Corporate Leadership Council, Driving Performance and Retention Through Employee Engagement, 2012 Forbes.com, Employee Engagement: Every Leader's Imperative, May 2013 The Economist, Re-engaging with Engagement, 2011 Parade Magazine Poll, 2012 Dale Carnegie, Employee Engagement Survey, 2012 Jim Collins and Jerry Porras, From Good to Great
Views: 1061077 Bob Kelleher
Everything you need to know about the National Health Insurance Bill
 
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Yesterday South African Health Minister Aaron Motsoaledi released the National Health Insurance Bill to the public. This bill is the first time the government has put together legislative guidelines for the healthcare industry. CNBC Africa is joined by Dr Guni Goolab from the Government Employees Medical Scheme and Dr Brian Ruff, Co-Founder of PPO Serve with more on the implications following this. https://www.cnbcafrica.com/videos/
Views: 497 CNBCAfrica
Retiree Dental Plans
 
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This video includes information on Public Employees Benefits Board (PEBB) for retirees eligible for benefits. For more information on PEBB benefits, visit our website at www.hca.wa.gov/pebb. ©2014 – Washington State Health Care Authority. All rights reserved. Any redistribution or reproduction of part or all of the contents of this video in any form is prohibited without express written permission.
"We are Kentucky" Public employees rally against pension plan at the capitol
 
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Calling for the legislature to find new sources of revenue rather than make changes to the pension system, public employees rallied against the Republican proposal to reform the state's pension system.
Medicare and Your CalPERS Health Benefits
 
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Find information you may need to know regarding how Medicare coordinates with your CalPERS health benefits. Medicare Overview (0:30) Medicare Enrollment (5:09) Special Enrollment Period (7:45) Medicare Reimbursement (8:28) CalPERS Health Plans (9:58) Resources (11:37) ©2015 CalPERS
Views: 16908 CalPERS
2016 Health Plan Rate and Benefit Changes
 
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A webinar to discuss the rate and benefit changes to the CalPERS Health Benefits Program for the 2016 calendar year. View the PowerPoint presentation: ©2015 CalPERS
Views: 20325 CalPERS
New Hire Review
 
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This video includes information on Public Employees Benefits Board (PEBB) for new hires eligible for benefits. For more information on PEBB benefits, visit our website at www.hca.wa.gov/pebb. ©2014 – Washington State Health Care Authority. All rights reserved. Any redistribution or reproduction of part or all of the contents of this video in any form is prohibited without express written permission.
Corrupt government employees to forfeit public pensions
 
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Corrupt government employees to forfeit public pensions
पतंजलि के सिमकार्ड ने हड़कंप मच दिया - Jio से बहुत ज्यादा सस्ता - PATANJALI SIM LAUNCH
 
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After Jio its Patanjali Sim turn. Fast-growing consumer goods brand, Patanjali, the famous Yoga guru Baba Ramdev’s venture has forayed into telecom sector, in partnership with state-run telco Bharat Sanchar Nigam Limited (BSNL). Baba Ramdev, an event has announced the Swadeshi Samriddhi SIM cards on BSNL network, and it also introduced a new BSNL Patanjali plan of Rs 144. However, this new plan will be applicable only with the Swadeshi Samriddhi SIM cards introduced by both the firms and the plan will be exclusive to the SIM cards too. For a few days, the SIM cards will be available only to the employees and office bearers of Patanjali, but later on, it will be expanded to the public too. Not only the special tariff plan, but the Swadeshi Samriddhi SIM cardholders will also get additional benefits such as 10% discount on Patanjali products, health, accidental and life insurances and more benefits will be added in the future. Coming to the BSNL Patanjali plan of Rs 144, it gives the user unlimited voice calls without any limit to any network in the country except to Mumbai & Delhi circles, 2GB of data and 100 SMS for the validity period of 30 days. These plans can be availed in three denominations: Rs 792 with 180 days validity and Rs 1584 for 365 days validity. “Patanjali’s plan is BSNL’s best plan. In Rs 144, one can make unlimited calls from any part of the country. We are giving 2 GB data pack, 100 SMSs. The members of the Patanjali has to just show their identity and there SIM will be activated soon after some paperwork,” a report from ANI said. Baba Ramdev also appreciated BSNL for coming forward and partnering with them. Talking about the medical and life insurance covers offered by the Swadeshi Samriddhi SIM card, it’s Rs 2.5 lakh and Rs 5 lakh respectively. The insurance covers can be availed only for road accidents. And users can pick up these SIM cards from the five lakh counters of BSNL when the service opens to the public. “There are five lakh counters of BSNL, and from there people can soon get Patanjali swadeshi-samradhi card,” Ramdev said. He also added that BSNL is a ‘Swadeshi network,’ so this partnership is for the welfare of the country. As mentioned, this plan is exclusive to the users of Swadeshi Samriddhi SIM card holders. If you’re an employee at Patanjali, you can pick up the SIM card right away. patanjali sim card launch date,पतंजलि सिम कार्ड,patanjali sim card launch date,patanjali launches sim card,patanjali sim card,how to get patanjali sim card,PATANJALI SIM CARD,PATANJALI SIM,patanjali launches sim,where to get patanjali sim card,how to buy patanjali sim card,patanjali sim price,patanjali sim data pack,baba ramdev sim,patanjali sim launch,patanjali 144 plan,patanjali sim 4g पूरे 1 साल फ्री,baba ramdev patanjali sim launch free for 1 year,PATANJALI का SIM हुआ LAUNCH - PATANJALI SIM LAUNCH IN INDIA - HOW TO GET PATANJALI SIM CARD
Views: 1819649 Hindustani Helper
Retiree Term Life Insurance
 
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This video includes information on Public Employees Benefits Board (PEBB) for retirees eligible for benefits. For more information on PEBB benefits, visit our website at www.hca.wa.gov/pebb. ©2014 – Washington State Health Care Authority. All rights reserved. Any redistribution or reproduction of part or all of the contents of this video in any form is prohibited without express written permission.
PEBB Dependent Eligibility
 
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This video includes information on Public Employees Benefits Board (PEBB) for new hires eligible for benefits. For more information on PEBB benefits, visit our website at www.hca.wa.gov/pebb. ©2014 – Washington State Health Care Authority. All rights reserved. Any redistribution or reproduction of part or all of the contents of this video in any form is prohibited without express written permission.
CT Universal Health Care: Retired Public Employees
 
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Connecticut's retired public service workers made history in the 1980s by successfully advocating for retiree health care coverage for State employees. 20 years later, retirees are again standing together as agents of change, to force the universal health care tide to rise. This is their story.
Views: 178 SEIU
Retiree Benefits and Coverage Options
 
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This video includes information on Public Employees Benefits Board (PEBB) for retirees eligible for benefits. For more information on PEBB benefits, visit our website at www.hca.wa.gov/pebb. ©2014 – Washington State Health Care Authority. All rights reserved. Any redistribution or reproduction of part or all of the contents of this video in any form is prohibited without express written permission.
California's Public Pension Crisis: Why It Matters to You | Lawrence McQuillan, PhD
 
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Independent Institute Senior Fellow Lawrence McQuillan presentation at The Liberty Forum of Silicon Valley on May 8, 2018. About the book California Dreaming: Lessons on How to Resolve America's Public Pension Crisis http://www.independent.org/store/book.asp?id=114 Lawrence J. McQuillan is a Senior Fellow and Director of the Center on Entrepreneurial Innovation at the Independent Institute. He received his PhD in economics from George Mason University, and he has served as Chief Economist at the Illinois Policy Institute, Director of Business and Economic Studies at the Pacific Research Institute, Research Fellow at the Hoover Institution, and Founding Publisher and Contributing Editor of Economic Issues. We thank The Liberty Forum of Silicon Valley for your permission to post this video. For more information https://www.liberty-forum.us/ "California has promised generous pensions to government employees over the past several decades. These promises are already straining the state's finances and may eventually bankrupt us. Independent Institute Fellow Lawrence McQuillan explains how this will profoundly affect every Californian." INDEPENDENT INSTITUTE LINKS APP: https://itunes.apple.com/us/app/mygovcost-government-cost/id834798309?mt=8 FACEBOOK! https://www.facebook.com/independentinstitute/ TWITTER! http://twitter.com/independentinst WEBSITE: http://www.independent.org
Keeping Watch, Taking Action: Changes to the State Health Plan
 
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Proposed changes to the State Health Plan would make it the worst in the country by eliminating the PPO 80/20 option and shifting more cost to state employees and retirees. SEANC Health Care Expert Chuck Stone lays out the proposal's problems in our first installment of "Keeping Watch, Taking Action" with Government Relations Director Ardis Watkins. NOTE: The board vote on this issue will be on Friday, Feb. 5, 2016, not 2015 as stated in the video.
Views: 13532 SEANCmedia
New Employee Orientation - State of Alaska PERS
 
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This short video is designed for State of Alaska (SOA) employees first hired on or after July 1, 2006, participants in the Defined contribution Retirement Plan (DCRP) and the video is an overview of the benefits available to them. SOA DCRP Benefit Checklist: http://doa.alaska.gov/drb/pdf/dcrp/SOA.PERS.DCRP-NewEmployeeBenefitCheckList.pdf SOA DCRP Benefit Overview: http://doa.alaska.gov/drb/pdf/dcrp/SOA.PERS.DCRP-NewEmployeeOrientationSummary.pdf What Plan Am I In? http://doa.alaska.gov/drb/benefits/employee/health/what-plan.html
Views: 105 AlaskaDRB
Retiree Payment Options
 
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This video includes information on Public Employees Benefits Board (PEBB) for retirees eligible for benefits. For more information on PEBB benefits, visit our website at www.hca.wa.gov/pebb. ©2014 – Washington State Health Care Authority. All rights reserved. Any redistribution or reproduction of part or all of the contents of this video in any form is prohibited without express written permission.
Changing the Way the PEBB Program Pays for Health Care in 2016
 
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The Health Care Authority, which administers the Public Employees Benefits Board (PEBB) Program, is changing the way it pays for health care, focusing on providing better health and better care at lower costs. ©2015 – Washington State Health Care Authority. All rights reserved. Any redistribution or reproduction of part or all of the contents of this video in any form is prohibited without express written permission.
Retiree Enrollment Procedures and Requirements
 
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This video includes information on Public Employees Benefits Board (PEBB) for retirees eligible for benefits. For more information on PEBB benefits, visit our website at www.hca.wa.gov/pebb. ©2014 – Washington State Health Care Authority. All rights reserved. Any redistribution or reproduction of part or all of the contents of this video in any form is prohibited without express written permission.
The Shift Toward Consumer-Directed Health Plans | One Place 2017
 
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Our panel dives into the State of Employee Benefits 2017 data around PPO deductibles and HSA savings. They discuss the shift towards the expansion of consumer-directed health plans. Want to know what's really going on in employer health benefits? The State of Employee Benefits research series provides an unprecedented view of what plans employers are offering, what employees are selecting, how much it’s costing and more. Get the report at https://www.benefitfocus.com/state-of-employee-benefits. --- Benefitfocus (NASDAQ: BNFT) provides a leading cloud-based benefits management platform that simplifies how organizations and individuals shop for, enroll in, manage and exchange benefits. Every day leading employers, insurance companies and the consumers they serve rely on our platform to manage, scale and exchange benefits data seamlessly. In an increasingly complex benefits landscape, we bring order to chaos so our clients and their employees have access to better information, make better decisions and lead better lives. Learn more at www.benefitfocus.com.
Views: 22 Benefitfocus
Auto - Home Insurance
 
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This video includes information on Public Employees Benefits Board (PEBB) for retirees eligible for benefits. For more information on PEBB benefits, visit our website at www.hca.wa.gov/pebb. ©2014 – Washington State Health Care Authority. All rights reserved. Any redistribution or reproduction of part or all of the contents of this video in any form is prohibited without express written permission.
Governor Brown Proposes 2015-16 State Budget
 
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Significant details of the 2015-16 State Budget: Invests in Water, Flood Protection and Combating Climate Change The Budget includes the first $532 million in expenditures from the Proposition 1 water bond to continue the implementation of the Water Action Plan, the administration’s five-year roadmap towards sustainable water management. Additionally, the Budget includes the last $1.1 billion in spending from the 2006 flood bond to bolster the state’s protection from floods. It also proposes $1 billion in cap-and-trade expenditures for the state’s continuing investments in low-carbon transportation, sustainable communities, energy efficiency, urban forests and high-speed rail. The successful implementation of these projects and continued and even steeper reductions in carbon pollutants are necessary to address the ongoing threat posed by climate change. Implements Strengthened Rainy Day Fund and Pays Off Debt Under the Budget, the state’s Rainy Day Fund will have a total balance of $2.8 billion by the end of the year – an insurance policy against future economic downturns. The Budget spends an additional $1.2 billion from Proposition 2 funds on paying off loans from special funds and past liabilities from Proposition 98. In addition, the Budget repays the remaining $1 billion in deferrals to schools and community colleges, makes the last payment on the $15 billion in Economic Recovery Bonds that was borrowed to cover budget deficits from as far back as 2002 and repays local governments $533 million in mandate reimbursements. Increases K-12 School Spending by $2,600 Per Student Compared to 2011-12 For K-12 schools, funding levels will increase by more than $2,600 per student in 2015-16 over 2011-12 levels. This reinvestment provides the opportunity to correct historical inequities in school district funding with continued implementation of the Local Control Funding Formula. Rising state revenues mean that the state can continue implementing the formula well ahead of schedule. When the formula was adopted in 2013-14, funding was expected to be $47 billion in 2015-16. The Budget provides almost $4 billion more – with the formula instead allocating $50.7 billion this coming year. Holds Tuition Flat for College Students University tuition almost doubled during the recession, creating a hardship for many students and their families. The Budget commits $762 million to each of the university systems that is directly attributable to the passage of Proposition 30. This increased funding is provided contingent on tuition remaining flat. All cost containment strategies must be explored before asking California families to pay even more for tuition. Expands Workforce Training The Budget provides over $1.2 billion in funding to support a coordinated framework for adult education, career technical education, workforce investment and apprenticeships. These funds are intended to provide training and education to workers in California so they can develop the skills they need for self-sufficiency and greater personal advancement. Provides Medi-Cal Health Care Coverage to 12.2 Million Californians Due principally to the implementation of federal health care reform, Medi-Cal caseload has increased from 7.9 million in 2012-13 to an estimated 12.2 million this coming year. The program now covers 32 percent of the state’s population. This tremendous expansion of health care coverage for low-income Californians continues to be an administrative and financial challenge. Prefunds Retiree Health Care The state’s unfunded liability for retiree health care benefits is currently estimated at $72 billion. State health care benefits for retired employees remain one of the fastest growing areas of the state budget: in 2001, retiree health benefits made up 0.6 percent of the General Fund budget ($458 million) but today absorb 1.6 percent ($1.9 billion). Without action, the state’s unfunded liability will grow to $100 billion by 2020-21 and $300 billion by 2047-48. The Budget proposes a plan to make these benefits more affordable by adopting various measures to lower the growth in premium costs. The Budget calls for the state and its employees to share equally in the prefunding of retiree health benefits, to be phased in as labor contracts come up for renewal. Under this plan, investment returns will help pay for future benefits, just as with the state’s pension plans, to eventually eliminate the unfunded liability by 2044-45. Over the next 50 years, this approach will save nearly $200 billion. The full summary of the Governor’s Budget Proposal can be viewed at www.ebudget.ca.gov or www.dof.ca.gov.
Views: 684 CalChannel
Contact Information
 
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This video includes information on Public Employees Benefits Board (PEBB) for retirees eligible for benefits. For more information on PEBB benefits, visit our website at www.hca.wa.gov/pebb. ©2014 – Washington State Health Care Authority. All rights reserved. Any redistribution or reproduction of part or all of the contents of this video in any form is prohibited without express written permission.
Social Security in India - 5 Key Aspects & Recent Developments -Examrace
 
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Dr. Manishika Jain in this video explains the concept of Social Security in India and the Recent Developments Article 22- Universal Declaration of Human Right Everyone, as a member of society, has the right to social security and is entitled to realization, through national effort and international co-operation and in accordance with the organization and resources of each State, of the economic, social and cultural rights indispensable for his dignity and the free development of his personality. Welfare Food & Shelter Vulnerable Sections of Society Elderly, Unemployed & Sick US versus World USA – Social Insurance for retired & disabled World – Economic security for people facing risks ILO – Social Security Old Age pension (Social Insurance) Survivor’s benefit (Social Insurance) Family benefit Medical care (Basic Security) Maternity benefit Unemployment benefit (Social Insurance) Sick Leave Benefit (Services) Disability Benefit (Social Insurance) Employment Injuries (Services) Income Maintenance Social insurance: PMSBY, PMJJBY Means-tested benefits Non-contributory benefits Discretionary benefits Universal or categorical benefits or demogrants Social Security in India B. P. Adarkar developed first Social Security scheme in India in 1944 Started in 1952 for 2.5 million factory workers Employees’ Provident Fund Organization (EPFO) Employees’ State Insurance Corporation (ESIC) EPFO Ministry of Labour and Employment. 3 party board called the Central Board of Trustees. 3 different schemes: The Employees’ Provident Funds Scheme, 1952 (EPF). The Employees’ Deposit Linked Insurance Scheme, 1976 (EDLI). The Employees’ Pension Scheme, 1995 (EPS) Employees’ State Insurance Act, 1948 (ESI Act) Employees’ Provident Funds Act, 1952 Workmen’s Compensation Act, 1923 (WC Act) Maternity Benefit Act, 1961 (M.B. Act) Payment of Gratuity Act, 1972 (P.G. Act) NPS – National Pension Scheme Pension Fund Regulatory and Development Authority (PFRDA) on 10th October, 2003 Retirement income to all citizens – Since 2009 Initially for new govt. recruits (except armed forces) Swavalamban Scheme: Encourage people from the unorganized sector to voluntarily save for retirement Permanent Retirement Account Number (PRAN) – Unique & same Tier I Account: Non-withdrawable account (resident/NRI)– Deduction under 80C Tier II Account: Voluntary savings facility: Free to withdraw with no tax benefits PPF By National Savings Institute of the Ministry of Finance in 1968 Rate from 1 Apr 2016 is 8.1% per annum Interest is non-taxable Mobilize small savings Deduction under 80 C Maximum Rs. 1.5 lakh per year Pradhan Mantri Suraksha Bima Yojna (PMSBY) Risk coverage in case of accidental death, full or partial disability Insured amount for accidental death and full disability is Rs.2 lakh Rs.1 lakh for partial disability Annual premium of Rs.12 - auto-debited by the bank Age – 18 to 70 years Aadhar linked bank account – opt in every year by 1st June Ministries can co-contribute premium for beneficiary from Public Welfare Fund (created in 2015-16) out of unclaimed money Pradhan Mantri Jeevan Jyoti Bima Yojna( PMJJBY) Benefit in case of death Age – 18 to 50 years If joined before 50 years – can benefit till 55 years Annual premium – Rs 330 – Auto-debited from bank Sum assured Rs. 2 Lakh Atal Pension Yojana (APY) Uninsured workers in unorganized sector under NPS Contribution on a monthly, quarterly, half yearly basis Account will not be deactivated unless balance gets zero Voluntary exit is now allowed Age – 18 to 40 years Minimum pension after 60 years of age Half yearly contribution of Rs. 248 at 18 years or Rs. 685 at 30 years – pension of Rs. 1000 per month Jan Dhan Yojana Universal banking coverage across all 6 lakh villages in India One basic bank account per household – Rupay debit card, pension and insurance Bring excluded section in financial mainstream Efficient transfer of subsidies Economic equality Remove financial untouchability Aim – Jan Dhan to Jan Suraksha Universal Basic Income: A Conversation With & Within the Mahatma Chapter in Economic Survey 2016-17 Examrace is number 1 education portal for competitive and scholastic exam like UPSC, NET, SSC, Bank PO, IBPS, NEET, AIIMS, JEE and more. We provide free study material, exam & sample papers, information on deadlines, exam format etc. Our vision is to provide preparation resources to each and every student even in distant corders of the globe. Dr. Manishika Jain served as visiting professor at Gujarat University. Earlier she was serving in the Planning Department, City of Hillsboro, Hillsboro, Oregon, USA with focus on application of GIS for Downtown Development and Renewal. She completed her fellowship in Community-focused Urban Development from Colorado State University, Colorado, USA. For more information - https://www.examrace.com/About-Examrace/Company-Information/Examrace-Authors.html
Views: 10452 Examrace
Public Retirement Benefits, Options for the Future
 
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In this 15-minute video, LAO State Finance Director Jason Sisney describes why public employee retirement costs have risen substantially in recent years for California governments and the Legislature's options for creating new types of retirement benefits for future state and local employees. At the same time, as Sisney discusses, the Legislature may have to identify new funding soon to address substantial unfunded liabilities in the teachers' and University of California retirement systems, among others.
University Health Care
 
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A look at an effort from the University of Arizona and Arizona State University to withdraw from the state health care system and set up programs on their own. They say it would reduce costs and improve coverage for nearly 50,000 employees and dependents. Members of the universities’ transgender community are strong advocates because they aren’t covered in the state’s plan. The state says if the universities left it would raise premiums for remaining employees.
Become a part of Kansas State University
 
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Kansas State University is consistently recognized by U.S. News and World Report as one of the nation's best colleges. It's only going to get better. Under the K-State 2025 plan, the university will be a top 50 public research university by 2025. Employees will play an integral part of the plan. http://k-state.edu/employment Employees at the university receive outstanding benefits, including health insurance, retirement plans, sick and vacation leave and tuition assistance. From the arts to athletics, the university makes Manhattan a classic college town that offers many amenities, including: - Big 12 sporting events, including football, basketball, baseball and more - A large recreation complex and natatorium as well as numerous parks and trails throughout the area - Cultural events and performances — including Broadway musicals, musicians and speakers — at the university's McCain Auditorium - Landon Lecture speeches by national leaders, such as U.S. Supreme Court Associate Justice Sonia Sotomayor, former Presidents George W. Bush and Bill Clinton, and former U.S. military commander Gen. David Petraeus - A vibrant and revitalized downtown that offers shops, restaurants and the new Flint Hills Discovery Center
Views: 27543 K-State
PEBB Life and LTD Insurance
 
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This video includes information on Public Employees Benefits Board (PEBB) for new hires eligible for benefits. For more information on PEBB benefits, visit our website at www.hca.wa.gov/pebb. ©2014 – Washington State Health Care Authority. All rights reserved. Any redistribution or reproduction of part or all of the contents of this video in any form is prohibited without express written permission.
Governor Christie on Pension and Benefits Reform (Part 3)
 
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Governor Chris Christie unveiled a sweeping package of reform measures to make the state and local employee pension system sustainable for current and future retirees and to bring fairness and affordability to the public employee health benefits system. The Governor's reform measures are long overdue and desperately needed to shake up New Jersey's out-of-date, antiquated and increasingly expensive pension and benefits systems, and restore fairness and affordability to the level of costs that current and future generations of New Jersey taxpayers must bear. Sept. 14th, 2010. (Transcript Below) Lastly understand that if we take this number out even further, if we don't do these things, and let me tell you, none of these things that I'm proposing is going to be a picnic to get through the state Legislature. You can be sure that every special interest public sector union who cares only about themselves and isn't caring about the better and greater general public will stand up against that. You're going to be able to judge who's really standing up for the public or not based upon how they react to this because as I'm laying these things out for you I see a lot of nodding heads in the audience. This is not hard stuff to understand. This is common sense. We could make it hard, and I'm sure that that's what those who will oppose this will try to do. They'll try to confuse it and make it difficult, but you all understand this because you're all out there planning for your retirement. You understand if you have a 401(k) or IRA or some combination of those, that you're out there first in the private sector, nobody offering you pensions, OK? Right? Secondly, secondly that when you're planning for your own retirement, you know, it's money in, money out, and what performance I have. It's not like you could say, well jeez, my fund didn't do as well as I thought it would, and we know that's happened in the last few years. Can someone come and give me some more money so I can retire at the level that I became accustomed? That's what this system as set up now is asking you to do. It's saying things didn't go as well. I was probably expecting more than was realistic for me to get, so instead of taking less I say you pay me more. You give me more out of your pocket. We simply can't ask that of folks, especially right now when people in New Jersey who have a 9.6% unemployment rate, who are worried about saving their homes, who are worried about what the future of their children and grandchildren are going to be, how they're going to pay for education, how they're going to make a better life here in this state, how can they afford to stay here. You can't ask people to do that, so that's half the equation. The second half of the equation, which will be a little bit quicker to go through, is health benefits. We have an out-of-of control benefits system for public employees in New Jersey as well, and to give you a sense of what we're talking about here, the average federal employee pays about 34% of the cost of their health care every year. In New Jersey the average public worker pays on average 8%, 8% of the cost of their health care. Now we cannot sustain this. You might remember this spring we worked with the Legislature and I helped to push through some pension and benefit reforms for new employees, people who had joined the state's employ after May of this past year, and one of the things we asked for was for every public employee, no matter what governmental entity you were employed by, to contribute at least 1 ½% of their salary to the cost of their health benefits. It was a fight to get that through, and think about this in context: for the average schoolteacher in New Jersey, most of whom by the way still do not pay anything, zero, zero, for full family health insurance, and by the way, not just while they're employed, but for the rest of their lives. This year alone the state of New Jersey pays $850 million in our budget just for retiree health benefits, $850 million just for that. Now we asked those people to make a 1 ½% contribution. The argument you heard most vociferously from the teacher's union was this is the greatest assault on public education in the history of New Jersey. OK, listen, I think we got a pretty good track record here of my relationship with the teacher's union, so, I mean—remember this is the group that prayed for me to die, so, you know, to say that we're not on the best terms at the moment probably would be an understatement. But consider this for a second: just think about the logic of that one statement, that asking teachers to contribute 1 ½% of their salary to pay for their health benefits is the greatest assault on public education in the history of New Jersey. All right. I've got to tell you something. I'm sure all of you have or have had children in school... (...)
Views: 1758 GovChristie
Panel Alters Public Pension Plans to Maintain Solvency
 
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The State Government Finance Committee approved the omnibus pension bill Wednesday, May 10, that is intended to sustain the health of the pension funds into the future by increasing employees and employers contributions and lowering the annual cost-of-living adjustments. "I think this reform came about, because we had these funds that were in serious demise..." said bill author Senate Julie Rosen, R-Vernon Center. One of the key factors for establishing the reform, Rosen said, was that beneficiaries are living longer, and benefits are continuing to be paid.
Paul Ryan on MSNBC: "Let's have an honest debate"
 
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Paul Ryan speaks with Katrina vanden Heuvel and Carlos Watson on MSNBC on health care July 29, 2009 - Paul Ryans Health Care Reform: A Plan Forward: http://www.house.gov/ryan/healthcare/ - Become a Fan of Paul Ryan on Facebook: http://www.facebook.com/reppaulryan - Follow Paul Ryan on Twitter: http://twitter.com/reppaulryan --- PARTIAL TRANSCRIPT Carlos Watson, MSNBC: You wrote recently in an op-ed in the Milwaukee Journal Sentinel: Before members even had time to read the 1,000-page bill, it already has cleared two major House committees and is set to be fast-tracked through Congress in the days and weeks ahead. Those members of Congress who voted for this bill already in their committees did so without knowing what the legislation costs. Before it's too late, let's take a closer look. Is this a genuine complaint? Congressman Paul Ryan: I dont think we should pass bills that we havent read and dont know what they cost. I dont think that is being effusive. I have already proposed legislation, and a number of Republicans are proposing alternatives. You can look at The Patients Choice Act or go to my Facebook page and youll see that there are many proposals that we have put out there. We want to see health care reform done, but we want to do it right. If you rush this thing through before anyone even knows what it is, thats not good democracy. Thats not doing our work for our constituents. Whats wrong with going home for August having town hall meetings, listening to our constituents, and then coming back in September and doing this right? The problem that this plan has experienced is it has run straight into the facts. The facts are that the Congressional Budget Office is telling us this makes our fiscal situation worse. It increases healthcare costs, it doesnt decrease healthcare costs. This new entitlement that is being proposed grows faster than Medicare and Medicaid. It creates huge deficits now, and will create even larger deficits in the future. Thats not my opinion, thats what CBO is telling us. That does not meet the Presidents goal of bending the cost curve down and being deficit neutral. -- Katrina Vanden Heuvel: You have good government-plan health care. Why shouldnt all Americans have what you have? Paul Ryan: I have good private-sector healthcare. We do not have a public option. The federal employee plan lists a number of private plans to choose from to select and my employer, the taxpayer, pays for a portion of these private plans. There is no public plan option in the Federal Employee Health Benefits Program. You are mistaken on that point. For more: http://www.opm.gov/INSURE/HEALTH/INDEX.ASP My Patients Choice Act that I've introduced with Congressman Nunes, Senators Burr and Coburn actually proposes just what youre suggesting: give people the ability, in State-based exchanges, to have a plan just like what we have here in Congress. A private health care plan thats actuarially equivalent to what we in Congress have. We actually had a vote in the House Ways and Means Committee on an amendment I offered with Congressman Dean Heller which said, Lets put Members of Congress in this public health care plan so that we can experience the same thing we want to impose on the rest of the country. You know what? That amendment failed on nearly a party-line vote. -- Katrina Vanden Heuvel: Competition is at the heart of America. To deny Americans competition by denying them the option of a public plan seems to me to be un-American. Paul Ryan: Whats weird about that line right there, Katrina, is that I know you and others are very much in favor of a single-payer plan, which is obviously to deny competition and have the government run it all. Whats concerning about this debate with me is that youre using capitalist rhetoric to try and move a plan that is inherently anti-market. The problem is that the facts tell us this: A public plan option quickly becomes a government-run monopoly.The actuaries are telling us is that in a few short years, the public plan option displaces the private sector, employers dump their employees on the public plan, and then they have no choices but the public plan. And so, lets not try to sell a government-run plan using free market rhetoric. Lets have an honest debate about what this bill is all about. --
Views: 115198 Speaker Paul Ryan
CalPERS Members: Early Career Basics
 
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New to membership? Learn the basics of CalPERS benefits in this informative webinar. Disclaimer: CalPERS is governed by the Public Employees’ Retirement Law and the Alternate Retirement Program provisions in the Government Code, together referred to as the Retirement Law. The information in this webinar is general and current as of the date recorded. The Retirement Law is complex and subject to change. If there is a conflict between the law and the information presented in this CalPERS webinar, any decisions will be based on the law.
Views: 2162 CalPERS
2016 Health Insurance Open Enrollment in Washington State
 
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If you have questions about Individual Health Insurance in Washington State give us a call at 425-802-2783 or health@achieve-alpha.com. We are experts on the Washington Exchange & Direct plans. www.achieve-alpha.com/2016-cheat-sheet-individual-health-insurance-washington-state UPDATED VIDEO of 2016 Plans Here: https://youtu.be/BCWJtEVXIcQ
Views: 455 Gary Franke
U-M Retiree Benefits:  A Look at Retiree Health Benefit Policy Changes (full video)
 
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Full Video: This video presentation explains the changes to retiree health benefits that will begin to take effect on Jan. 1, 2013.
Views: 2950 UMichHR
Health Insurance Explained – The YouToons Have It Covered - Benefits of Statutory Health
 
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The statutory health insurance (SHI) is a compulsory insurance which is primarily relevant to workers whose salary is below the statutory annual income limit. You have a duty to be insured with any public health insurance. A comparison with the POS search can be worthwhile. Even if most benefits of the statutory health insurance are determined by law and remain the same for all policyholders: Some health insurance companies even more costs. And although the overall contribution rate is tied to the income of the insured person: the start of 2015 was a new form of additional contributions introduced. The additional contribution that defines each insurance company individually, can make a difference of several hundred euros a year. With bonus systems or deductibles, contributions also can be further reduced depending on the fund. With a clear comparison of all health insurance that come into question for you, you can quickly find out which public health insurance is best for you. The tasks of the statutory health insurance The main task of SHI is to maintain the health of the policyholder and restore, to improve their health or alleviate his illness complaints. Basically all insured have to expect the same benefits. The scope of SHI is defined Social Code in the fifth book. The health insurance companies have to ensure that the supply in case of illness for each insured is sufficient, effective and economical. The insurance company may only pay services that are medically necessary also. With respect to this background may allow health insurance with their own articles of association a power increase. These include: the nursing home care, budget support, rehabilitation or the prevention of disease. In the statutory health insurance, the direct health insurance contributions not to the age or physical, as is the case with the PKV. Instead, the public health insurance depends on the income of the insured person. The contribution rate is a fixed percentage of income. Furthermore, the different high additional fee is due. Benefits of Statutory Health The benefits of statutory health insurance are clearly defined in Germany and structured. They are paid according to the kind and principle can be divided into: domestic care, medical rehabilitation, Benefits in pregnancy and maternity, Sick pay , Sickness benefits, Early detection and screening , as well as Services for the prevention of diseases and their exacerbation. The scope of services is based on the principles of public health insurance that apply to the provision of services, and follows the guidelines decided by the Joint Federal Committee. Cash benefits payable to an insured, paid directly by the insurance company. The health insurance companies offer in addition to legal services to various optional plans. Some, such as sickness benefits must be offered, other optional plans can be made available. Insured should inform themselves that provide insurance companies which additional services and whether they need to be paid.
Views: 146 health insurance
Protecting Retirement Security: The Future of Public Pensions
 
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Orchard Global Asset Management's Bradley D. Belt, North Carolina State Treasurer Janet Cowell, and New York City Comptroller Scott Stringer, join Columbia University's Glenn Hubbard, to discuss the challenges of fulfilling pension obligations in the United States and how these liabilities will affect economic growth and stability. Though the panel suggests that federal leadership is lacking, they discuss ways that state and local pension systems are driving successful pension models, and the need for centralization and portability in benefit plans. The Renewing America series examines how policies at home directly influence the economic and military strength of the United States and its ability to act in the world. Speakers: Bradley D. Belt, Vice Chairman, Orchard Global Asset Management Janet Cowell, Treasurer, State of North Carolina Scott Stringer, Comptroller, City of New York Presider: Glenn Hubbard, Dean and Russell L. Carson Professor of Finance and Economics, Graduate School of Business, and Professor of Economics, Faculty of Arts and Sciences, Columbia University
Public Pensions: A Public Conversation
 
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Ohio's public pension funds have combined assets of $178 billion including two of the largest public pension funds in the country, OPERS and STRS. But what does the future hold for public pension funds? The private sector has seen shrinkage of defined benefit plans and growth in defined contribution plans. Is this the future for Ohio's public sector employees as well? A panel of experts assessed the recent reforms in Ohio and the advisability of future changes, compare Ohio's situation with other states, and offer a forum for discussion about the future. Panelists include: Gerald Lindrew, Senior Officer, States' Public Sector Retirement, PEW Charitable Trusts Aristotle Hutras, Principal, The Aristotle Group and Former Director, Ohio Retirement Study Council. Keith Brainard, Research Director, National Association of State Retirement Administrators Ron Snell, Former Director of State Services for The National Conference of State Legislatures Dr. Jason Seligman, Assistant Professor of the John Glenn School of Public Affairs
Views: 240 Page Hall
New Hire Benefits Intro
 
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This video includes information on Public Employees Benefits Board (PEBB) for new hires eligible for benefits. For more information on PEBB benefits, visit our website at www.hca.wa.gov/pebb. ©2014 – Washington State Health Care Authority. All rights reserved. Any redistribution or reproduction of part or all of the contents of this video in any form is prohibited without express written permission.
NY State of Health Employer Information: First Steps
 
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In this video tutorial, employers can learn the first steps to using NY State of Health to provide low-cost, quality health insurance for their employees. The video reviews how to set up a New York State ID, create an account in the Marketplace, set up a company, and add employees.
Views: 2675 NY State of Health
Governor Christie: Pension Reform Bill Signing
 
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Governor Chris Christie signs his first bills into law as Governor. S2, S3 and S4 were signed into law at the Statehouse in Trenton, N.J. on Monday, March 22, 2010. Bill S2 makes various pension system changes, S3 requires contributions toward health care benefits by public employees and S4 makes changes concerning payments to public employees for unused sick leave and sick leave injury in State service. Sponsors and supporters of the bill included Senate President Stephen Sweeney, Assembly Speaker Sheila Oliver, Senator Tom Kean, Assemblyman Alex DeCroce, Senator Barbara Buono, Senator Kevin J. O'Toole, Senator Michael J. Doherty, and Senator Paul Sarlo (Transcript Below). Governor Christie: Well this is a wonderful evening, and I want to first as you all may know already these are the first bills that I'll be signing as Governor and I'm thrilled that they're these. I'm going to first sign Senate Bill 2 and the prime sponsors of Senate Bill 2 are Senator Scutari and Senator O'Toole, Senator Bateman, and the Assembly Speaker Oliver and Assemblyman DeCroce. Next I'll sign Senate Bill 3. The prime sponsors are Senator Doherty and Senator Whelan and again on the Assembly side Speaker Oliver and Leader DeCroce. And next I'll sign Senate Bill 4 which is sponsored by Senator O'Toole and Senator Buono and again by Speaker Oliver and Leader DeCroce. And to all these folks here who worked extraordinarily hard to get this done. Today is a great day for the taxpayers of the state of New Jersey. We have spoken now for more than four years about the need for this type of beginning fundamental reform, and I remember watching as a citizen four years ago the extraordinary hard work of the Senate and Assembly during their special property tax session that they had four years ago, and watching as a citizen and someone who had for a few years observed the political scene and thinking to myself that this is an extraordinary bit of work that's being done by members of the Legislature, putting themselves out and doing the difficult work that would need to be done politically, and I remember just how disappointed I was as a citizen at the time that those bills were not enacted and not supported by my predecessor, and so after my election in November, one of the first meetings that I had was with the incoming Senate President, the incoming Speaker of the Assembly, and the Minority Leader of the Senate and the Assembly and said to them if you're willing to take this work back up again, which they all said they were, I wanted to give them my assurance that on the day they passed them I would sign them, so while the day was a little longer than maybe all of us expected in the beginning, Senate Bill 2 and 3 and 4 have made an enormous difference and if you look at the specifics of these bills these bills will save—Senate Bill 2 over the next fifteen years $3 billion, on Senate Bill 4 $5 billion over the next fifteen years and most immediately about $315 million for the upcoming fiscal year for local governments and school boards. That's $315 million in real savings that will help them with some of the budget cuts that we've had to make and recommend at the state level, and on Senate Bill 4 capping some of the abuses that have really outraged the public regarding sick leave and other issues that finally we'll begin to put a cap on those things that have so angered the public and made them think that the government was not really working to their benefit but working for someone else's.
Views: 10619 GovChristie