Search results “Public employees state health benefits plan”
New Employees State Health Plan Benefits Overview
Welcome to the North Carolina State Health Plan! As a new employee, discover your benefit options so that you make the best decision for you and your family.
Health Benefits for State Members
Learn more about health benefits for state and California State University members. Discussion topics include the types of CalPERS health plans, eligibility and enrollment, how to make changes to your health plan, COBRA, Long-Term Care program, and other resources.
Views: 3934 CalPERS
Choosing the best medical plan: Public Employees Benefits Board (PEBB)
Whether you’re a new member or already enrolled in a Public Employees Benefits Board (PEBB) medical plan, choosing the best medical plan for you and your family is important. Review your medical plan options when you first enroll in PEBB benefits, and every year during open enrollment (usually in November). Your needs change, and sometimes PEBB medical plans change, too.
State Health Plan Resource Center
The State Health Plan Resource Center helps you find the tools and resources you need to most effectively manage your benefits, make health care choices, and even save on health costs! Visit shpnc.org today!
Health Planning & Management Community Medicine
This is an animated video lecture on the chapter "HEALTH PLANNING & MANAGEMENT" from the PARK textbook of COMMUNITY Medicine... Hi..........welcome to abmbbs......today's topic is “HEALTH PLANNING & MANAGEMENT”.....this video is based on the HEALTH PLANNING chapter from the PARK textbook of Community Medicine....in the 1st part of the video I would be talking about Health Planning......and.....in the 2nd part, I will briefly discuss... the important Health committees given in the textbook......so.....1st tell me the difference between objective....target....& goal.... objective is the planned endpoint of all activities....it is either achieved or not achieved.....it is precise.... target ….is... a discrete activity which gives us an idea about the degree of achievement...........targets are concerned with the factors involved in the problem....whereas..... objective is concerned directly with the problem in itself.... for example....when I say we will publish a 100 hundred videos by December 2017....it is a target...bcz ..it is concerned with the factors involved with the problem....but.. when I say.... we will achieve a 1000 subscribers by December 2017....it is an objective.....bcz it is concerned with the problem in itself... finally...a goal...is the ultimate desired state towards which all our efforts are directed..it is not bound by time or resources....it is our ultimate destination.. Next we come to plan....a plan is a blueprint for taking action...it prevents wastage of resources & helps develop the best course of action. Next we come to the topic of Planning cycle....it tells us the sequence of steps needed to be taken whenever we are faced with any health situation in a community...at first, we have to analyze the health situation...next , we need to establish the goals & objectives...then, we need to assess the resources & fix priorities...next, we need to write up an effective plan.....&.... skillfully implement it...finally, we need to monitor our plan carefully... & evauate it from time to time..... Next we come to an important question which is often asked in the exams....What is the difference between cost benefit analysis & cost effective analysis?? In cost benefit analysis , benefits are analyzed based on monetary terms......example plan A costs Rs 1000 whereas plan B costs Rs 1500....so plan A is better because it is cheaper... whereas....in cost effective analysis.... benefits are analyzed based on terms of results achieved....example number of lives saved or number of disease free days.... example plan A saves 100 lives whereas plan B saves 50 lives....so plan A is better because it saves more lives. This bring us to the end of the 1st part of the video.....now coming to the diffrnt health committees.... The first committee that you should be knowing about is the BHORE committee....it was also known as the HEALTH SURVEY & DEVELOPMENT COMMITTEE....it propagated the idea of social physicians...these people were given a short 3 months training in preventive & social medicine...& they would be allowed to treat minor illnesses in the society...it proposed 2 plans.....a short term plan...& ….a long term plan....according to the the short term plan there would be 1 PHC per 40 thousand patients...& it would be 30 bedded......while...according to the long term plan....there would be 1 PHC per 10 to 20 thousand patients...& it would be 75 bedded....this was what was known as the 3 million plan... Next came the MUDALIAR committee which was also known as …..the Health Survey & Planning Committee...now if you notice....planning starts with “P”..,.& Mudaliar starts with “M”....so we get a bit of a pneumonic here......also dont confuse it with the BHORE committee because that was HEALTH SURVEY & DEVELOPMENT committee....The mudaliar committee gave the concept of ALL INDIA HEALTH SERVICE Next there was the CHADAH committee which proposed the idea of BASIC HEALTH WORKER The KARTAR SINGH committee which gave the idea of Male or female Health Worker There was the JUNGALWALLA committee....which was also called “ COMMITTEE on INTEGRATION of HEALTH SCIENCES “.....now if you notice carefully....I & J look remarkably similar....ha..ha..ha.....so there's another pneumonic for you....& in case you are wondering why such a weird name?.....Jungalwalla....then remember its because this committee proposed the idea of banning private practise... Finally we come to the SRINIVASTAVA committee.....everything about this committee was about health education....it was also called THE GROUP ON MEDICAL EDUCATION & SUPPORT MANPOWER...it proposed the REORIENTATION OF MEDICAL EDUCATION scheme...or the ROME scheme.....notice the under lying theme here?...its all about medical education....This committee also gave the Village Health Guide scheme....& gave the concept of 3 tier village
Views: 13907 AB Mbbs
Christie calls for deep cuts to public worker benefits
Christie says reform should include transitioning to 401K accounts and a constitutional amendment that cuts health benefits and suspends agreements made in collective bargaining. Don’t forget to SUBSCRIBE for daily videos: http://bit.ly/1ERsYqw **More info & videos below** For full episodes, check out http://www.njtvnews.org/ Facebook: http://www.facebook.com/njtvonline/ Twitter: http://www.twitter.com/njtvnews/ ----------------- NJTV News with Mary Alice Williams is a week-nightly news program on NJTV covering local New Jersey news as well as a multi-platform, local information source for New Jersey. Be sure to share with us your story ideas, feedback and tips about news in your neighborhood here: http://bit.ly/1GnSEtn NJTV News with Mary Alice Williams airs every weeknight at 6, 7:30 and 11 p.m. ET on NJTV.
Views: 164 NJTV News
End of PF, ESIC, and other Pension Schemes? | क्या सोचा है सरकार ने
Dear friends, A latest PF news is making rounds on major news channels which states that the Modi govt is planning to combine all the social security schemes including EPF, ESIn and other pension schemes and yojana into one single social security code. This social security code will benefit 50 crore people of India from all types of professions. The benefits will include health insurance, retirement planning, and saving, pension, among others. This is a major pension news and social security news that our subscribers should be aware of. Trade Unions are unhappy ith this move because the EPFO and ESIC will go to the state govt, which is why the Govt has decided to not touch these schemes for at least the first phase of the social security code. The Social security code is going to be launched in 3 different phases with a combined budget of more than 2 lakh crore rupees. #latestnews #epf #pf #pension #pfnews #news Join the community: https://www.youtube.com/channel/UCVOTBwF0vnSxMRIbfSE_K_g/join For ESI, PF and Payroll Consultancy:- https://www.esipfadvisor.com Our blog for detailed articles:- https://esipfadvisor.com/blog/
Views: 83142 Labour Law Advisor
CT Universal Health Care: Retired Public Employees
Connecticut's retired public service workers made history in the 1980s by successfully advocating for retiree health care coverage for State employees. 20 years later, retirees are again standing together as agents of change, to force the universal health care tide to rise. This is their story.
Views: 183 SEIU
Employee Benefits: Costco vs. Sam's Club
"Costco is bucking the retail blues today with an earnings report of 8 percent year-on-year sales growth, including a 5 percent increase in same-store sales. They also had what looks like a really big increase in total membership fees, from $459 million in this quarter last year to $528 million in the most recent quarter. For comparison's sake, Wal-Mart's up 1.2 percent and Target's up 0.4 percent during the same period. JC Penney is totally collapsing. It's a little difficult to know what to attribute this to, since Coscto's profile—it's a discount store, but one serving a relatively upscale demographic—is a bit ambiguous. But their success really is noteworthy since the brick-and-mortar retailing sector is in a state of overall slump apart from the ups and downs of economic fluctuations."* Take note Papa John and other industrialists: you don't have to treat your employees like garbage to turn a profit. Costco pays good wages, gives employee benefits, and its CEO wants minimum wage increased. The result? Great profits company-wide. Cenk Uygur breaks it down. *Read more from Slate: http://www.slate.com/blogs/moneybox/2013/03/12/costco_earnings_sales_and_profits_up.html Support The Young Turks by Subscribing http://www.youtube.com/user/theyoungturks Like Us on Facebook: Follow Us on Twitter: http://www.twitter.com/theyoungturks Support TYT for FREE by doing your Amazon shopping through this link (bookmark it!) http://www.amazon.com/?tag=theyoungturks-20 Buy TYT Merch: http://theyoungturks.spreadshirt.com/
Views: 106854 The Young Turks
Public Pension and Retiree Health Benefits: An Initial Response to the Governor's Proposal
In this video, Deputy Legislative Analyst Jason Sisney discusses the LAO report "Public Pension and Retiree Health Benefits: An Initial Response to the Governor's Proposal." The Governor's 12-point pension and retiree health plan would result in bold changes for California's public employee retirement programs. His proposals would shift more of the financial risk for pensions—now borne largely by public employers—to employees and retirees and would, in so doing, substantially ameliorate a key area of long-term financial risk for California governments. Despite the proposal's strengths, it leaves many questions unanswered, such as how his hybrid plan and retirement age proposals would work and how the state should cope with large unfunded liabilities already affecting the California State Teachers' Retirement System, the University of California Retirement Plan, and the health benefit program for state and California State University retirees. The Governor's proposal to increase many current public employees' pension contributions also raises significant legal and practical issues.
Employee Pension Scheme 1995 | Mr. Praveen Kohli explains increased PF pension to Rs 30592 (Part 1)
Hello friends, the much-awaited interview with the one and only Mr. Praveen Kohli is finally here. We contacted Mr. Kohli and requested his valuable time to film an interview where he answers a lot of queries regarding higher pension under the employee pension scheme 1995 in Hindi. He is the person whose pension rose from INR 2372 to INR 30592 under the special provision in the EPS 1995. He explains his higher pension calculation, how did he get increased pension, what is the process for applying for a higher pension, who all people are eligible to receive a higher pension and other very important information for pensioners. Mr. Praveen Kohli has made his aim to help as many people as he can through his Facebook Group: EPS 95' SEVA GROUP BY PRAVEEN KOHLI https://www.facebook.com/groups/1596771753704473/ You can join this group to now only in-depth knowledge on higher pension, but also to stay updated on latest developments around EPFO/ EPS. He has been following relevant court cases of EPFO and continuously posts the verdicts in his group which is also being followed by EPFO and govt. officials. His workspace is now full of RTI copies (right to information, more than 500) and has managed to get some crucial answers from the department that never gets published. After watching this video, if you think you are eligible for higher pension and can apply for the same, do reach out Mr. Praveen Kohli via his Facebook Group where he has also shared his personal contact number. He is a kind man who is always ready to help people and knows the EPF act by heart. We thank fim for his valuable time. Watch previous videos on Mr. Praveen Kohli supreme court case of higher pension below: Supreme court paid 113 crore to 35701 people in higher pension case https://www.youtube.com/edit?o=U&video_id=66TvHPiUJP8 How did Praveen Kohli increase his pension by 1200% (2372 to 30592) https://www.youtube.com/edit?o=U&video_id=6zAqR44LXHw --------------------------------------------------------------------------------------------- Visit: For ESI, PF Consultancy or Payroll Outsourcing:- http://esipfadvisor.com/ esipfadvisor@gmail.com Facebook: https://www.facebook.com/esipfadvisor Blog: http://esipfadvisor.com//blog Documents related to an annual preventive health checkup https://drive.google.com/drive/folders/1w3IyHthCsKudjWVDXEiV8E_Ebejodfht?usp=sharing Watch more videos on pension calculation, employee pension scheme 1995 ( eps 1995), employee provident fund act (PF act), and other labour laws below: PF withdrawal process online | EPF का पैसा निकालने का आसान तरीका https://youtu.be/uv8q6Rgb8lk Confirmation Slip | EPF payment receipt https://youtu.be/JemphDo6o38 UAN number kaiser pata kare? | How to check/know UAN number from aadhar card? https://youtu.be/J5PpHv2MdzI ESIC benefits https://youtu.be/QGxO1lmCxdc How to Generate Direct UAN with AADHAR card | अपना UAN Number खुद create करें | https://youtu.be/hhTmJ2CPBJA EPF correction online| PF Name, DOB, AADHAR, Gender Change Process| Verification Method https://youtu.be/yHEq1oU72sY ESIC Challan Payment Online Procedure https://youtu.be/YeGfvHcdatw How to pay EPF online | PF Challan Payment https://youtu.be/XGNpVoB5wgA How to link ADHAAR with UAN Using Umang Mobile app | https://youtu.be/PQmFdX_4vA0 New EPF Establishment Registration Online | EPF Monthly Return https://youtu.be/bsqKtZrV6qk New ESI Establishment Registration Online | ESIC Monthly Return https://youtu.be/k1TXBq0hzpI How to activate UAN number (Hindi) https://youtu.be/NVc8nwuJElE How to check EPF or PF Balance - 5 Easy online methods https://youtu.be/VvZWxwPOyhQ Employee Provident Fund Act (EPF) Calculation https://youtu.be/ABcU3ug1ecE Employee Provident Fund Act 1952 explained | What is EPF Act https://youtu.be/y9kyV2N5cfY Employee State Insurance Act 1948 (ESI Act) Explained with Calculation & Example https://youtu.be/PXOXwCAHKug Adding new employee to EPF https://youtu.be/cJRLX7ayXXY Proof of PMRPY benefit in PF ECR | 100% Working Example https://youtu.be/UlhallS-wZ8 How to fill EPF nomination form online/offline and update PF nominee https://youtu.be/AtJSJPGN-Qs EPF KYC update online process with KYC approved by employer https://youtu.be/qojg3jnKAm8 New UAN activation online process [100% working] | Activate UAN number https://youtu.be/n0B0sGDQq78 UAN mobile number change | UAN password forgot? Reset https://youtu.be/5HcxCfP6xLA PMRPY 2018 | How to register/add new employee to PMRPY portal for full 12% benefit https://youtu.be/49x7DU4sz8A How to Download ESIC e-pehchan card | ESI ID card for treatment online https://youtu.be/eTRRhzloePg [100% working] How to download EPF passbook https://youtu.be/Q5qT1ArGMSE How to register DSC (digital signature) on EPF employer portal and approve KYC (HINDI) https://youtu.be/BVZEuGG1Kpw
Views: 161275 Labour Law Advisor
#YouTubeTaughtMe This video include the various provisions regarding Employees's or workers's health and safety in a factory or at workplace. Sections 11 to 41 of Factories Act 1948 are in the video, Tags : employees health scheme employees health card employees health scheme telangana employees health card download employees health and safety employees health insurance employees health scheme ts employees health card telangana employees health employees health and safety in hrm employees health and wellness programs employees health and safety legislation employees health and safety policy employees health and safety measures employees health and safety laws employees health and safety handbook an employees health and safety responsibilities employees health benefits employees health benefits (fehb) program employees health benefits handbook employees health benefits program health employees benefit plan manitoba employees baptist health health employees benefit plan employees banner health employees breaching health and safety federal employees health benefits 2015 employees health card status employees health card details employees health card ts employees health cards download ap employees health card in ap employees health care trust employees health card download telangana n c state employees health plan employees health definition employees duties health and safety health employees dental officers state award employers direct health health employees data collection form employees health card download ap employees health card diseases list ct state employees health enhancement program banner health employees email notice to employees health exchange ehs employees health scheme employees health care fund scheme (ehf) eligible employees health insurance employees health fund andhra pradesh employees health fund health employees federal credit union government employees health fund government employees health fund nsw govt employees health fund government employees health fund matraville government employees health fund wollongong employees health scheme for telangana employees responsibilities for health and safety employees health grooming and personal hygiene employees health card gos employees health scheme go employees health cards guidelines employees health scheme government of telangana employees health scheme guidelines federal employees group health insurance employees harris health employees health scheme hospital list federal employees health benefits handbook ap employees health scheme hospitals list do walmart employees have health insurance ap employees health card hospitals employees health insurance corporation employees health insurance japan employees health insurance services inc reviews employees health insurance services inc employees health insurance india employees iu health employees in health and safety employees health cards in ap federal employees health insurance iu health employees kronos kentucky employees health plan kentucky employees health plan 2014 kentucky employees health plan 2013 kentucky employees health plan open enrollment kentucky employees health plan humana ky employees health plan humana kansas employees health insurance ky employees health plan 2013 kentucky employees health plan livingwell promise employees losing health insurance employees legal health and safety responsibilities employees health scheme login employees health card login employees health scheme list of hospitals employees health card last date employees health cards list of hospitals railway employees liberalised health scheme retired employees liberalised health scheme federal employees losing health benefits employees mental health issues employees main health and safety responsibilities employees mental health employees methodisthealth employees rights mental health health employees hebp manitoba health employees nsw state award health employees nsw award employees health card online application employees health cards online federal employees health open season employees health cards of ap employees health card of telangana employees health scheme of telangana consulting employees on health and safety iu health employees outlook duties of employees health and safety responsibilities of employees health and safety at work act 1974 number of employees health insurance importance of employees health definition of employees health and safety importance of employees health and safety number of employees health and safety policy number of employees health canada rights of employees-health and safety status of employees health cards employees health policy employees health program employees health plan state employees health plan public employees health plan national employees health plan ap employees health card ap employees health card download
Views: 10511 Sonu Singh - PPT wale
Corrupt government employees to forfeit public pensions
Corrupt government employees to forfeit public pensions
Retired employee के लिए good news, 7th pay commission में 197% बढ़ जाएगी pension.
Retired central government employees will now get a minimum pension of Rs 9,000, up 157.14 per cent from the current Rs 3,500, following implementation of the Seventh Pay Commission's recommendations. The Ministry of Personnel, Public Grievances and Pensions has notified acceptance of the 7th pay panel's recommendations for the pensioners.
Views: 1341796 NMF News
Health Insurance Vocab - Creditable Coverage
Creditable Coverage: Health insurance coverage under any of the following: a group health plan; individual health insurance; student health insurance; Medicare; Medicaid; CHAMPUS and TRICARE; the Federal Employees Health Benefits Program; Indian Health Service; the Peace Corps; Public Health Plan (any plan established or maintained by a State, the U.S. government, a foreign country); Children’s Health Insurance Program (CHIP); or, a state health insurance high risk pool. If you have prior creditable coverage, it will reduce the length of a pre-existing condition exclusion period under new job-based coverage.
Views: 1325 CLRA Group
Retiree Enrollment Procedures and Requirements
This video includes information on Public Employees Benefits Board (PEBB) for retirees eligible for benefits. For more information on PEBB benefits, visit our website at www.hca.wa.gov/pebb. ©2014 – Washington State Health Care Authority. All rights reserved. Any redistribution or reproduction of part or all of the contents of this video in any form is prohibited without express written permission.
SBI PPF Account 2018 Hindi ( Public Provident Fund PPF in SBI )
Public Provident Fund Best Saving Scheme In India. NOTE :- SBI PPF में 50 हजार रूपए प्रति वर्ष जमा करने पर 15 वर्षो में Return बनता हे 14.16 लाख 7.6% * इंटरेस्ट रेट के हिसाब से (As Per Financial Calculator ) ( PPF Scheme में Rate of Interest Govt. के द्वारा बढ़ाया या घटाया जा सकता हे ) Hello Friends In This video we will show you SBI PPF Account Full Detail With Terms and condition and what is the benefits of sbi ppf scheme Friends First of All what is PPF account PPF account full form is Public Provident Fund PPF account can be open in SBI, Post Office , HDFC Bank and some more nationalized Banks with simple KYC Documents SBI PPF account is one of the best saving scheme in India. One can invest in PPF Account by minimum 500 Rs and Maximum 150000/- Rs in one financial year In one month SBI PPF allowed two deposit transaction and in one financial year ppf scheme allow 12 Deposit transaction Locking period of sbi ppf plan is 15 Year, No withdrawal allow before 15 year* One more important benefit of SBI PPF or Posit office PPF account is Tax Benefit One can take tax benefit in this ppf plan under section 80( C )and at the time of maturity there is no tax deduction Means maturity amount is fully tax free Loan Facility is also available after 3 year in sbi public provident fund scheme . PPF Plan 2018 can be taken on minors name also this scheme is allow for minor and major both. Presently Rate of interest is 7.8% which revised in every 3 Month There is compound interest Benefit is also in this plan SBI PPF Account will give you very good saving and Returns without any risk Thanks
Views: 4824098 Online Support Raj
Keeping Watch, Taking Action: Changes to the State Health Plan
Proposed changes to the State Health Plan would make it the worst in the country by eliminating the PPO 80/20 option and shifting more cost to state employees and retirees. SEANC Health Care Expert Chuck Stone lays out the proposal's problems in our first installment of "Keeping Watch, Taking Action" with Government Relations Director Ardis Watkins. NOTE: The board vote on this issue will be on Friday, Feb. 5, 2016, not 2015 as stated in the video.
Views: 13541 SEANCmedia
Retiree Payment Options
This video includes information on Public Employees Benefits Board (PEBB) for retirees eligible for benefits. For more information on PEBB benefits, visit our website at www.hca.wa.gov/pebb. ©2014 – Washington State Health Care Authority. All rights reserved. Any redistribution or reproduction of part or all of the contents of this video in any form is prohibited without express written permission.
PEBB Medical Plans
This video includes information on Public Employees Benefits Board (PEBB) for new hires eligible for benefits. For more information on PEBB benefits, visit our website at www.hca.wa.gov/pebb. ©2014 – Washington State Health Care Authority. All rights reserved. Any redistribution or reproduction of part or all of the contents of this video in any form is prohibited without express written permission.
How Health Insurance Works
When I consider purchasing an individual health insurance plan for myself or my family, do I have any financial obligations beyond the monthly premium and annual deductible? Answers: It depends on the plan, but some plans have the following cost-sharing elements that you should be aware of. Co-Payments: Some plans include a co-payment, which is typically a specific flat fee you pay for each medical service, such as $30 for an office visit. After the co-payment is made, the insurance company typically pays the remainder of the covered medical charges. Deductibles: Some plans include a deductible, which typically refers to the amount of money you must pay each year before your health insurance plan starts to pay for covered medical expenses. Coinsurance: Some plans include coinsurance. Coinsurance is a cost sharing requirement that makes you responsible for paying a certain percentage of any costs. The insurance company pays the remaining percentage of the covered medical expenses after your insurance deductible is met. Out-of-pocket limit: Some plans include an out-of-pocket limit. Typically, the out-of-pocket limit is the maximum amount you will pay out of your own pocket for covered medical expenses in a given year. The out-of-pocket limit typically includes deductibles and coinsurance. But, out-of-pocket limits don't typically apply to co-payments. Lifetime maximum: Most plans include a lifetime maximum. Typically the lifetime maximum is the amount your insurance plan will pay for covered medical expenses in the course of your lifetime. Exclusions & Limitations: Most health insurance carriers disclose exclusions & limitations of their plans. It is always a good idea to know what benefits are limited and which services are excluded on your plan. You will be obligated to pay for 100% of services that are excluded on your policy. Beginning September 23, 2010, the Patient Protection and Affordable Care Act (health care reform) begins to phase out annual dollar limits. Starting on September 23, 2012, annual limits on health insurance plans must be at least $2 million. By 2014 no new health insurance plan will be permitted to have an annual dollar limit on most covered benefits. Some health insurance plans purchased before March 23, 2010 have what is called "grandfathered status." Health Insurance Plans with Grandfathered status are exempt from several changes required by health care reform including this phase out of annual limits on health coverage. If you purchased your health insurance policy after March 23, 2010 and you're due for a routine preventive care screening like a mammogram or colonoscopy, you may be able to receive that preventive care screening without making a co-payment. You can talk to your insurer or your licensed eHealthInsurance agent if you need help determining whether or not you qualify for a screening without a co-payment. There are five important changes that occurred with individual and family health insurance policies on September 23, 2010. Those changes are: 1. Added protection from rate increases: Insurance companies will need to publically disclose any rate increases and provide justification before raising your monthly premiums. 2. Added protection from having insurance canceled: An insurance company cannot cancel your policy except in cases of intentional misrepresentations or fraud. 3. Coverage for preventive care: Certain recommended preventive services, immunizations, and screenings will be covered with no cost sharing requirement. 4. No lifetime maximums on health coverage: No lifetime limits on the dollar value of those health benefits deemed to be essential by the Department of Health and Human Services. 5. No pre-existing condition exclusions for children: If you have children under the age of 19 with pre-existing medical conditions, their application for health insurance cannot be declined due to a pre-existing medical condition. In some states a child may need to wait for the state's open-enrollment period before their application will be approved.
Views: 593730 eHealth
Retiree Term Life Insurance
This video includes information on Public Employees Benefits Board (PEBB) for retirees eligible for benefits. For more information on PEBB benefits, visit our website at www.hca.wa.gov/pebb. ©2014 – Washington State Health Care Authority. All rights reserved. Any redistribution or reproduction of part or all of the contents of this video in any form is prohibited without express written permission.
The Economics of Healthcare: Crash Course Econ #29
Why is health care so expensive? Once again, there are a lot of factors in play. Jacob and Adriene look at the many reasons that health care in the US is so expensive, and what exactly we get for all that money. Spoiler alert: countries that spend less and get better results are not that uncommon. Crash Course is on Patreon! You can support us directly by signing up at http://www.patreon.com/crashcourse Thanks to the following Patrons for their generous monthly contributions that help keep Crash Course free for everyone forever: Mark, Eric Kitchen, Jessica Wode, Jeffrey Thompson, Steve Marshall, Moritz Schmidt, Robert Kunz, Tim Curwick, Jason A Saslow, SR Foxley, Elliot Beter, Jacob Ash, Christian, Jan Schmid, Jirat, Christy Huddleston, Daniel Baulig, Chris Peters, Anna-Ester Volozh, Ian Dundore, Caleb Weeks -- Want to find Crash Course elsewhere on the internet? Facebook - http://www.facebook.com/YouTubeCrashCourse Twitter - http://www.twitter.com/TheCrashCourse Tumblr - http://thecrashcourse.tumblr.com Support Crash Course on Patreon: http://patreon.com/crashcourse CC Kids: http://www.youtube.com/crashcoursekids
Views: 505283 CrashCourse
"We are Kentucky" Public employees rally against pension plan at the capitol
Calling for the legislature to find new sources of revenue rather than make changes to the pension system, public employees rallied against the Republican proposal to reform the state's pension system.
CalPERS Members: Early Career Basics
New to membership? Learn the basics of CalPERS benefits in this informative webinar. Disclaimer: CalPERS is governed by the Public Employees’ Retirement Law and the Alternate Retirement Program provisions in the Government Code, together referred to as the Retirement Law. The information in this webinar is general and current as of the date recorded. The Retirement Law is complex and subject to change. If there is a conflict between the law and the information presented in this CalPERS webinar, any decisions will be based on the law.
Views: 3403 CalPERS
Health Insurance Exchanges
Part of the health care reform law, online marketplaces called health insurance exchanges will be set up to help individuals and employers shop for and buy health insurance. This short infographic video explains what health insurance exchanges are as a part of health reform.
post office savings scheme 2018 Hindi ! PPF(Public Provident Fund) Scheme !
post office savings scheme 2018 Hindi ! PPF(Public Provident Fund) Scheme ! अधिक जानकारी के नीचे दिये गये लिंक पर जाये। https://www.mybestscheme.com इस विडियों में आपको Post Office की Best Scheme के बारे में जानकारी मिलेगीं. इस विडियों में मै आपको ऐसी Scheme के बारे बताउगा की 1.5 लाख जमा करने पर आपको 43 लाख रुपये मिलेगें।
Views: 8068890 VP WORLD
Assessing the Health of Minnesota's Pension Plans
The Legislative Commission on Pensions and Retirement is charged with overseeing the operational and financial conditions of the statewide public pension funds. Governor Dayton’s veto of the 2017 omnibus pension bill, increases in life-expectancy, the wave of retiring baby-boomers and alternative accounting measures have produced some provocative headlines questioning the health of Minnesota’s pension plans. The current chair of the Pensions Commission, Senator Julie Rosen, R-Vernon Center, joins Capitol Report moderator Shannon Loehrke to assess the ongoing health of the state pension and defined contribution plans serving state, county, municipal, school district and other public employees in Minnesota.
PUBLIC PENSIONS & BONDS: The Ticking Time Bomb #482-483 Preview
Los Angeles, CA In a bombshell expose of California's massive unfunded public employee benefits Full Disclosure Network® is featuring a two-part series with public employee officials and finance expert B. Scott Minerd, CEO Guggenheim Partners, Asset Management to debut on L.A. Cable Channel 36 Sunday, January 7th from 8-9 p.m. and on Monday, January 8th from 4-5 p.m. A six minute Internet preview is available 24/7 for viewing here as a public service. The program is distributed to 43 cable systems. DVDs of the complete series are available upon request. Scott Minerd was a moderator at the Milken Institute's "State of the State Conference" last fall, for a panel discussion entitled "The Ticking Time Bomb. Expert panelists featured are: Hon. Keith Richman, MD, California State Assembly Carl De Maio, CEO Performance Institute Jack Ehnes, CEO California State Teachers Retirement System (CALSTERS) Dave Low, California School Employees Association Barbara Lloyd, Sr. Vice President Lehman Brothers Highlights from the six segments in Full Disclosure® series: Segment #1: Scott Minerd describes his role as a Managing Director of Credit Suisse he exposed the risky concentration in derivative securities which directly led to the liquidation of the Orange County investment portfolio and the county's subsequent bankruptcy." He defines the new GASB (General Accounting Standard Board) rules and estimates new disclosures will reveal $300 to $400 billion in unrecorded benefits owed to California public employees. Segment #2: Will Municipal bankruptcies spread across California? Minerd suggests that pension benefit debt is unanticipated by the public and bond rating companies. The $300-$400 billion debt is "present value" but Minerd adds" the actual sum is more likely a trillion dollars." Segment #3: How widespread are the unfunded liabilities? Assemblyman Keith Richman cites the counties of San Diego, Contra Costa and Orange County (again) that have billions in unfunded public employee pension benefits. Minerd suggests the alternatives: (1) Attempt to fund now (2) Ignore and pay as you go, hoping for the best (3) Break the promises made to public employees by redefining benefits, employees working longer, caps on amount of benefits. Segment #4: What role have politicians and public employee unions played in this crisis? Carl DeMaio CEO Performance Institute cites retroactive benefits approved by elected officials, and pension benefit debt is $130 billion before unfunded health care benefits that is three times all outstanding debt now in California. Keith Richman cites State Legislative Analyst reports that School Districts are likely to go bankrupt, citing LAUSD's own report of $10 billion debt that will cost $2,100 per student per year for the next 30 years to pay off. Segment #5: Barbara Lloyd of Lehman Bros. Cites that only ten percent of Counties have funded or partially funded public employee benefit plans. And, that these plans include coverage for spouses, survivors even after medicare age. Scott Minerd suggests that the stock market performance on benefit plan investments have no impact on government pension plans where no money has been set aside. Segment #6: Infrastructure Bonds of $40 billion will cost another $40 billion in interest. Scott Minerd and other experts on the Milken Institute panel maintained that infrastructure projects should be paid for out of the general fund because it is an investment in the future. "The electorate is as guilty as the politicians....by saying what is good for me today, let someone else pay for tomorrow" Minerd suggested that when voters approved the bonds "all it did was allow the state to spend more on other things and not to address the true fiscal issues."
Views: 1069 FullDisclosureNetwork
Retirement Plans: Last Week Tonight with John Oliver (HBO)
Saving for retirement means navigating a potential minefield of high fees and bad advice. Billy Eichner and Kristin Chenoweth share some tips. Connect with Last Week Tonight online... Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight Find Last Week Tonight on Facebook like your mom would: http://Facebook.com/LastWeekTonight Follow us on Twitter for news about jokes and jokes about news: http://Twitter.com/LastWeekTonight Visit our official site for all that other stuff at once: http://www.hbo.com/lastweektonight
Views: 10252534 LastWeekTonight
What you need to know about Open Enrollment
In the United States, annual enrollment (also known as open enrollment or open season) is a period of time, usually but not always occurring once per year, when employees of companies and organizations may make changes to their elected fringe benefit options, such as health insurance. The term also applies to the annual period during which individuals may buy individual health insurance plans through the online, state-based health insurance exchanges established by the Patient Protection and Affordable Care Act. Open enrollment is also prominent in Medicare, where almost 50 million enrollees can choose to stay in original Medicare, or join or change plans within the Medicare Advantage and Medicare Part D Prescription Drug programs for the coming calendar year. Individuals usually can make changes to their health insurance or fringe benefits only during the open enrollment period or when they have experienced a specific qualifying event. During this time period, an employer will typically communicate to all eligible employees what options they have for their benefit program. Often the vendors or insurance providers will be present to explain the details of their products. This can be done either with group presentations, "benefit fairs" or meetings one on one with each employee. As travel expenses continue to rise many vendors and insurance providers have turned to using independent "contract enrollers" to do the communication on their behalf. Open season is a prominent feature of the Federal Employees Health Benefits Program during which some 3 million Federal civilian employees and retirees may choose among several dozen health insurance plans for the coming year. Open season is scheduled in the fall each year, and plan enrollment decisions take effect in the following calendar year. Annual enrollment under the Patient Protection and Affordable Care Act Under the Patient Protection and Affordable Care Act, annual enrollment, or open enrollment, is the period that people in the United States who need health insurance can sign up for an individual insurance plan. Unless someone experiences a "qualifying event" outside of the open enrollment period, open enrollment is the only time to sign up for individual health insurance under the Affordable Care Act. Open enrollment lasts for three months; the 2015 period lasts from November 1, 2015 until January 31, 2016. Acting during the open enrollment period is vital for any individual who wishes to buy individual health insurance. During open enrollment anyone who wants to purchase insurance through the public exchange has the opportunity to do so despite circumstances, such as health or age. Outside of open enrollment it can be difficult to obtain insurance, either public or private, unless circumstances dictate. Important dates for 2016 enrollment November 1, 2015: Open Enrollment started — first day you can enroll in a 2016 insurance plan through the Health Insurance Marketplace. Coverage can start as soon as January 1, 2016. December 15, 2015: Last day to enroll in or change plans for new coverage to start January 1, 2016 January 1, 2016: 2016 coverage starts for those who enroll or change plans by December 15. January 15, 2016: Last day to enroll in or change plans for new coverage to start February 1, 2016 January 31, 2016: 2016 Open Enrollment ends. Enrollments or changes between January 16 and January 31 take effect March 1, 2016.
How to Get Business Health Insurance | Anthem
"Take the first step towards enrolling your business in a health insurance plan that works for you and your employees. If you're not sure how to start looking for a group insurance plan, find a reputable broker to help you compare benefits, costs, plans and options. Finding the right group health insurance plan for your business can seem daunting, but if you focus on ones that meet everyone's needs at an affordable price, it's easier and less overwhelming. Learn more today about small business health plans from Anthem: https://www11.anthem.com/business-group-health-insurance.html Subcribe to more videos and playlists from Anthem: https://www.youtube.com/c/AskAnthem Visit our website: Anthem.com
Changing the Way the PEBB Program Pays for Health Care in 2016
The Health Care Authority, which administers the Public Employees Benefits Board (PEBB) Program, is changing the way it pays for health care, focusing on providing better health and better care at lower costs. ©2015 – Washington State Health Care Authority. All rights reserved. Any redistribution or reproduction of part or all of the contents of this video in any form is prohibited without express written permission.
Public Retirement Benefits, Options for the Future
In this 15-minute video, LAO State Finance Director Jason Sisney describes why public employee retirement costs have risen substantially in recent years for California governments and the Legislature's options for creating new types of retirement benefits for future state and local employees. At the same time, as Sisney discusses, the Legislature may have to identify new funding soon to address substantial unfunded liabilities in the teachers' and University of California retirement systems, among others.
New Employee Orientation - State of Alaska PERS
This short video is designed for State of Alaska (SOA) employees first hired on or after July 1, 2006, participants in the Defined contribution Retirement Plan (DCRP) and the video is an overview of the benefits available to them. SOA DCRP Benefit Checklist: http://doa.alaska.gov/drb/pdf/dcrp/SOA.PERS.DCRP-NewEmployeeBenefitCheckList.pdf SOA DCRP Benefit Overview: http://doa.alaska.gov/drb/pdf/dcrp/SOA.PERS.DCRP-NewEmployeeOrientationSummary.pdf What Plan Am I In? http://doa.alaska.gov/drb/benefits/employee/health/what-plan.html
Thrift Savings Plan Briefing: For Early to Mid-Career
Presented by TSP Agency Liaison Specialist Arvella Collins, Federal Retirement Thrift Investment Board. -- U.S. Department of Health and Human Services (HHS) http://www.hhs.gov We accept comments in the spirit of our comment policy: http://www.hhs.gov/web/socialmedia/policies HHS Privacy Policy http://www.hhs.gov/Privacy.html
Oregon's $22 billion pension hole: How did we get here?
The most frequently asked questions about the financial fiasco in Oregon's public pension system are: What happened? Why did it happen? Who created this mess? Here's a brief video primer on the key events leading up to the state's $22 billion pension deficit – an amount roughly equal to Oregon's general fund or about $15,000 for every household in the state. __________________________________________________________________ NOTE: The video uses a teacher as an example, but this is not a problem created by teachers, or any particular class of public employees. They just happen to be the largest group of employees with similar jobs, and school districts pay some of the highest contributions to cover their employees. It's also important to note that 2003 PERS reforms eliminated the use of the system's infamous money match formula for newer employees, and made other changes that are gradually reducing pension benefits to the neighborhood that lawmakers originally intended: 50 to 60 percent of final salary for career employees.
Views: 9331 The Oregonian
Rich Tax Cuts Behind WI Budget Woes, Not Unions
TYT Mobile: http://bit.ly/dNKfpf Subscribe: http://bit.ly/eWuu5i Facebook Page: Follow us on Twitter: http://twitter.com/theyoungturks http://www.theyoungturks.com/membership DISCOUNTS: http://www.theyoungturks.com/godaddy FREE Movies(!): http://www.netflix.com/tyt Note: The above two links are for TYT sponsors. Read Ana's blog and subscribe at: http://www.examiner.com/x-5445-Politics-in-Education-Examiner Read Cenk's Blog: http://www.huffingtonpost.com/cenk-uygur TYT Network (new WTF?! channel): http://www.youtube.com/user/whattheflickshow Check Out TYT Interviews http://www.youtube.com/tytinterviews New TYT Network channels: http://www.youtube.com/user/tytsports http://www.youtube.com/user/thetopvlog In English: The governor called a special session of the legislature and signed two business tax breaks and a conservative health-care policy experiment that lowers overall tax revenues (among other things). The new legislation was not offset, and it helped turn a surplus into a deficit [see update at end of post]. As Brian Beutler writes, "public workers are being asked to pick up the tab for this agenda." But even that's not the full story here. Public employees aren't being asked to make a one-time payment into the state's coffers. Rather, Walker is proposing to sharply curtail their right to bargain collectively. A cyclical downturn that isn't their fault, plus an unexpected reversal in Wisconsin's budget picture that wasn't their doing, is being used to permanently end their ability to sit across the table from their employer and negotiate what their health insurance should look like. That's how you keep a crisis from going to waste: You take a complicated problem that requires the apparent need for bold action and use it to achieve a longtime ideological objective. In this case, permanently weakening public-employee unions, a group much-loathed by Republicans in general and by the Republican legislators who have to battle them in elections in particular. And note that not all public-employee unions are covered by Walker's proposal: the more conservative public-safety unions -- notably police and firefighters, many of whom endorsed Walker -- are exempt. If you read Walker's State of the State address, you can watch him hide the ball on what he's doing. "Our upcoming budget is built on the premise that we must right size our government," he said. "That means reforming public employee benefits -- as well as reforming entitlement programs and reforming the state's relationship with local governments." Not a word on his actual proposal, which is to end collective bargaining for benefits. If all Walker was doing was reforming public employee benefits, I'd have little problem with it. There's too much deferred compensation in public employee packages, and though the blame for that structure lies partially with the government officials and state residents who wanted to pay later for services now, it's true that situations change and unsustainable commitments require reforms. But that's not what Walker is doing. He's attacking the right to bargain collectively -- which is to say, he's attacking the very foundation of labor unions, and of worker power -- and using an economic crisis unions didn't cause, and a budget reversal that Walker himself helped create, to justify it. And it's not as if public employees aren't hurting. In the Wisconsin budget report I quoted earlier, the state's fiscal bureau goes on to survey the state of the economy. "Going forward, Global Insight expects private sector payrolls to grow by 2.1 million in 2011, 2.6 million in 2012, and 2.5 million in 2013. Projected cutbacks in the number of public sector employees, however, are expected to partially offset those private sector gains. In 2010, the number of state and local government employees fell by an estimated 208,000 positions. In 2011, those cutbacks are expected to total an additional 150,000 positions." In other words, private jobs are coming back, but state and local jobs are still being lost. Public-employee unions are on the mat. Walker is trying to make sure they don't get back up. Source: http://voices.washingtonpost.com/ezra-klein/2011/02/unions_arent_to_blame_for_wisc.html
Views: 30334 The Young Turks
Private Sector vs.  Public Sector
If you were mailing an extremely important package, you'd probably trust FedEx more than the U.S. Postal Service. But why? Is it because FedEx is a private company, while the post office is run by the government? What are the differences between the "private sector" and the government sector? Why does it matter? Find out in this animated two-minute video. Donate today to PragerU! http://l.prageru.com/2ylo1Yt This video is part of a collaborative business and economics project with Job Creators Network. To learn more about JCN, visit https://www.jobcreatorsnetwork.com. Joining PragerU is free! Sign up now to get all our videos as soon as they're released. http://prageru.com/signup Download Pragerpedia on your iPhone or Android! Thousands of sources and facts at your fingertips. iPhone: http://l.prageru.com/2dlsnbG Android: http://l.prageru.com/2dlsS5e Join Prager United to get new swag every quarter, exclusive early access to our videos, and an annual TownHall phone call with Dennis Prager! http://l.prageru.com/2c9n6ys Join PragerU's text list to have these videos, free merchandise giveaways and breaking announcements sent directly to your phone! https://optin.mobiniti.com/prageru Do you shop on Amazon? Click https://smile.amazon.com and a percentage of every Amazon purchase will be donated to PragerU. Same great products. Same low price. Shopping made meaningful. VISIT PragerU! https://www.prageru.com FOLLOW us! Facebook: https://www.facebook.com/prageru Twitter: https://twitter.com/prageru Instagram: https://instagram.com/prageru/ PragerU is on Snapchat! JOIN PragerFORCE! For Students: http://l.prageru.com/29SgPaX JOIN our Educators Network! http://l.prageru.com/2c8vsff Script: If you had something really important to mail, would you head to the Post Office, which is run by the government and considered part of the public sector, or would you go to a place like UPS or FedEx, which are private businesses. Politicians in the media often talk about the private and public sectors of our economy but what's the difference? And which one is more effective? The private sector is made up of businesses or corporations owned by people. The private sector includes malls, grocery stores, and your local diner. To make a profit in the private sector, businesses must earn our money by offering us products and services that we want or need. When businesses have to compete for the same dollars, prices go down because no one wants to pay twice as much for shoes at one store if you can get the same pair cheaper at another place. On the other hand, the public sector is not supported by profits. It doesn't have to compete for our dollars. Instead, the public sector uses our tax dollars to fund its services. So we pay for these programs no matter how much or how little we use them. The government decides how our tax dollars should be spent in the public sector. This makes sense for some things. For example, you probably wouldn't want firefighters or police officers competing with one another for your business. In other cases though, this means things cost more or service is worse. The U.S. Post Office has $100 billion in debt and is regularly bailed out with taxpayer money. And the Department of Motor Vehicles isn't usually known for fast, friendly service. In contrast, private companies know that if they offer poor customer service and don't make money, they'll go out of business. When comparing the private sector with the public sector, it's clear that the market-driven private sector is more efficient. When you don't have to be profitable or accountable, things tend to be more expensive and the service is worse. So when there's a choice between a private sector or a government service, think about that package you really need delivered.
Views: 474520 PragerU
The 2014-15 Budget: State Worker Salary, Health Benefit, and Pension Costs
In this short video, Fiscal and Policy Analyst Nick Schroeder provides an overview of the state workforce, current collective bargaining agreements, and state employee compensation costs in 2014-15.
New York State Assembly's March 5th debate of the paid family leave bill, A1793-B
New York State Assembly's March 5th debate of the paid family leave bill, A1793-B. This bill would mandate time off for employees and provide up to 12 weeks of disability benefit payments through the state's mandatory disability insurance system to non-disabled employees for the purposes of continuous or intermittent child bonding and caring for ill family members. The Business Council opposes enactment of this legislation: Interferes with the employee/employer relationship This bill places the state government in the role of dictating terms and conditions of employment for private sector employees. Employers are best suited for determining terms and conditions of employment with their employees or employee representatives based on their industry, geographic location, size, financial condition and competitive position. Increased benefits and use brings higher costs Increasing the maximum disability benefit payment and providing for broader use of disability benefits beyond their original intention will increase use of the benefit and, as a simple economic issue, increase costs for everyone's disability insurance. First, this bill would increase the benefit formula from 50% of the employee's average weekly wage to 662/3% of the employee's average weekly wage. Then, the maximum weekly benefit payable would rise to 35% of the state's average weekly wage (AWW) on 1/1/15, 40% of the AWW on 4/1/16, 45% of the AWW on 4/1/17 and 50% of the AWW on 4/1/18. Based on these new percentages, the maximum benefit payable would quadruple from the current $170/wk to almost $700/wk in just over 3 years. This is a recipe for significant increases in the cost of creating and retaining jobs in New York State. Even with increased employee contributions for the new family care component, the disability side of the costs associated with these benefit increases would be absorbed by employers. This would be yet another state government policy barrier contributing to our state's uncompetitive business position. Alignment with federal Family Medical Leave If this state proposal was aligned to the federal family medical leave act, hundreds of thousands of New York State small businesses would not have multiple tiers of rules, requirements, eligible persons etc. to wade through and deal with. Unfortunately, this bill does not mirror the federal law in areas such as definition of family, the relationship between this type of family care and an employee's own disability and the issue of job guarantee. Since this is part of the state Temporary Disability Insurance program, hundreds of thousands of small businesses with less than 50 employees who are currently excluded from the federal family medical leave act would be included in this new state leave mandate. A major objection to paid family care legislation is replacement costs The cost of replacing those on this new leave, especially unplanned intermittent leave, would be at overtime rates, borne by the businesses and more than likely as mandatory overtime for other employees called in to fill the vacant positions. This would affect the businesses ability to meet its customers' needs and therefore affect their ability to operate efficiently. The result will be increased personnel costs through overtime and diminished morale for those who pick up the slack from these additional absences. State government should be taking action to encourage productivity and efficiency, not discouraging it via new government mandates. Another posting requirement Currently, employers are required to post a notice containing information about their disability insurance company, policy number and dates of coverage. New language in this bill would require employers to also do an additional communication to employees stating that they have paid for their disability insurance coverage, plus repeat the communication to all new employees within 30 days of their start date. This would be in addition to the dozen plus workplace postings already required by New York State businesses. This is unnecessary and waste of resources. The message to New York businesses As we work toward improvement of the state's economy the Legislature needs to send loud and clear positive messages to businesses in and out of the state that new York is open for business. Enactment of this bill sends no such message. In fact, it sends the all too familiar message that the New York State Legislature stands ready to find new and different ways to interfere with business and worsen the business climate. For these reasons, The Business Council opposes this legislation and respectfully urges that it not be enacted.
Views: 1144 BusinessCouncilNYS
हर महीने 1,000 देकर पाए 1 लाख | Recurring Deposit Account | RD | Post Office + Bank  Account | Hindi
Join On Telegram for Latest Videos Update of Unlimited Gyan - https://goo.gl/TpKtnm Download Google Pay App For Instant Money Transfer - https://g.co/payinvite/5J5Tt Download Phone pe For Instant Money Transfer - https://phon.pe/ru_aaka402f5 Here you will get latest Information Related To Insurance , Investments , Mutual funds, saving accounts, current accounts, stock markets, Insurance Advise and also latest updates about financial news etc. ---------------------------------------------------------------------- Also Support On - Subscribe Here :- https://goo.gl/Nj3Yhk Website :- www.unlimitedgyan.in Facebook :- https://Facebook.com/Unlimitedgyan.in Instagram :- @aakashgargofficial Twitter :- https://twitter.com/akgargofficial Paypal :- akgargofficial@gmail.com Google Plus :- https://goo.gl/FjvHMR Facebook Myself:- https://goo.gl/vBCnWx Linkedin :- https://goo.gl/yHeoMA New Channel - https://goo.gl/f4NKdn Join On Telegram - https://goo.gl/TpKtnm ------------------------------------------------------------------- ----------------Videos Playlists-------------------------- Investment Plans Videos - 👇 https://www.youtube.com/playlist?list=PLRWUYJ5ZrQo1XhJaJ27fw_ZG-BZ1Ihaqw ____________________________________ LIC Insurance Plans Videos - 👇 https://www.youtube.com/playlist?list=PLRWUYJ5ZrQo2R7KG_zq7JW6DoJ9VM9-aI ____________________________________ Mutual Fund Videos - 👇 https://www.youtube.com/playlist?list=PLRWUYJ5ZrQo2iTDuu55hSNTrSD1k8Bjit ____________________________________ Children Plans - 👇 https://www.youtube.com/playlist?list=PLRWUYJ5ZrQo1HAVzlC785IyS0BkRKmtVa ____________________________________ Pension Plans - 👇 https://www.youtube.com/playlist?list=PLRWUYJ5ZrQo0NqCIuut7XOpSfmMSOiZhp ____________________________________ Term Insurance Plans - 👇https://www.youtube.com/playlist?list=PLRWUYJ5ZrQo0CrfpuNGkHgdGmm8lXuChB ____________________________________ Plan Combinations - 👇https://www.youtube.com/playlist?list=PLRWUYJ5ZrQo1luKvet-BugOc7wwjiboFk ____________________________________ Money Back Plans -👇 https://www.youtube.com/playlist?list=PLRWUYJ5ZrQo0NpGKeYfPbjdvlw9f__wwf ____________________________________ Star Health Insurance Videos (Medi Claim) - 👇 https://www.youtube.com/playlist?list=PLRWUYJ5ZrQo2f0hmhCYaXDr9aJUacdPEj ____________________________________ Online Facilities Videos - 👇 https://www.youtube.com/playlist?list=PLRWUYJ5ZrQo2bUGPdpTke0HMwAfjpbs7G ____________________________________ Check My all YouTube Videos - 👇 https://www.youtube.com/channel/UCk0jZcRvAxV7NaKodQzjGIg ____________________________________ Important Updates -👇 https://www.youtube.com/playlist?list=PLRWUYJ5ZrQo0l7Lh_NUflQ4zlqEEVsTg- ------------------------------------------------------------- ------------------------OFFERS------------------------ Best Deals on Amazon - http://amzn.to/2D34pdw Best Deals on Flipkart - http://fkrt.it/BADsdTuuuN ------------------------------------------------------------- My Gears- Primary Mic - http://amzn.to/2zUMeFs Secondary Mic - http://amzn.to/2IoHm09 Camera - http://amzn.to/2EgORDS Writing Pad -http://amzn.to/2DJJktc Laptop - http://amzn.to/2trtNJP Tripod - http://amzn.to/2Iad5C6 Speakers - http://amzn.to/2pej7sC Printer - http://amzn.to/2pbTuIX Mobile - http://amzn.to/2DpM0Y1 WiFi Router - http://amzn.to/2tJx4V5 ------------------------------------------------------------- ------------------------------------------------------------- For Business Related - (Sponsorships - Collaboration) E-Mail @ akgargofficial@gmail.com
Views: 1827012 Unlimited Gyan
Atal Pension Yojana (APY) - Details, Benefits, Eligibility & How to Apply - In Hindi
Atal Pension Yojana (APY) its Details, Benefits, Eligibility & How to Apply I am going to explain you in hindi. Government of India is concerned about the old age income security of the working poor and is focused on encouraging and enabling them to save for their retirement. To address the longevity risks among the workers in unorganized sector and to encourage the workers in unorganized sector to voluntarily save for their retirement. The Government of India announced the scheme called Atal Pension Yojana (APY) in 2015-16 budget. APY is a guaranteed pension scheme and is administered by the Pension Fund Regulatory and Development Authority (PFRDA). Features of APY 1. Under the APY, there is guaranteed minimum monthly pension for the subscribers ranging between Rs. 1000 and Rs. 5000 per month. 2. The benefit of minimum pension would be guaranteed by the GOI.(One can claim the benefits once he\she reaches 60 years of age) 3. OBSOLETE - GoI will also co-contribute 50% of the subscriber’s contribution or Rs. 1000 per annum, whichever is lower. Government co-contribution is available for those who are not covered by any Statutory Social Security Schemes and is not income tax payer. GoI will co-contribute to each eligible subscriber, for a period of 5 years who joins the scheme between the period 1st June, 2015 to 31st December, 2015. The benefit of five years of government Co-contribution under APY would not exceed 5 years for all subscribers including migrated Swavalamban beneficiaries. 4. All bank account holders may join APY(Auto debit process for contribution). Eligibility 1. APY is applicable to all citizen of India aged between 18-40 years. 2. Aadhaar will be the primary KYC. Aadhar and mobile number are recommended to be obtained from subscribers for the ease of operation of the scheme. If not available at the time of registration, Aadhar details may also be submitted later stage. Some Points to Consider 1. No Tax Benefit 2. No Premature withdrawal(except death or special medical condition). 3. Not having any permanent retirement account number. Contribution Calculator\Chart https://npscra.nsdl.co.in/nsdl/faq/APY-FAQs.pdf https://www.icicibank.com/Personal-Banking/account-deposit/pension-schemes/atal-pension-yojana/index.page Atal Pension Yojana(APY) Details https://www.npscra.nsdl.co.in/scheme-details.php Form Link https://npscra.nsdl.co.in/nsdl/forms/APY%20Subscriber%20Registration-Form.pdf Frequently asked questions https://npscra.nsdl.co.in/nsdl/faq/APY-FAQs.pdf Mentioned some of the banks and there apply procedure for APY State Bank of India Download the form(from below link) and apply by going in your branch https://www.sbp.co.in/govt-business/pdf/subscriber_registration_form-APy.pdf ICICI Bank You can apply from your netbanking account, Details in below Link https://www.icicibank.com/Personal-Banking/account-deposit/pension-schemes/atal-pension-yojana/how-to-subscribe.page? Union Bank of India Apply by submitting the filled form in the branch, Download the form from below link http://www.unionbankofindia.co.in/atalpension.aspx IDBI Bank Apply by submitting the filled form in the branch, Download the form from below link https://www.idbi.com:8443/pdf/apply-now/APY_subscriberregistration_form-Eng.pdf Axis Bank Meet Bank Manager fill the form and submit https://www.axisbank.com/retail/investment/atal-pension-yojana/faqs HDFC Bank Meet Bank Manager fill the form and submit Bank of Baroda Meet Bank Manager fill the form and submit Kotak Mahindra Bank Apply online http://www.kotak.com/personal-banking/investments-insurance/atal-pension-yojana.html#apply-online Punjab National Bank Apply by submitting the filled form in the branch, Download the form from below link https://www.pnbindia.in/document/Financial-Inclusion/atal_pension_yojana_subscriber_form.pdf Please watch the complete video for proper understanding. ----------------------------------------------------------------------------------------------------------- My ebook Real Ways to Make Money Online - E-book (Lifetime Free updates) (Rs.149) : https://goo.gl/oB95Pt Donate us to Keep Motivated paypal.me/techbulu Products I use Samson Go Mic: https://amzn.to/2LoefhP Pop filter: https://amzn.to/2uyZRJR Microsoft Office 365: https://amzn.to/2JBVP8y My phone: https://amzn.to/2uMuwCV Desktop : https://amzn.to/2JCe5yF Digital Pen: https://amzn.to/2LpvCin Share, Support, Subscribe!!! Youtube: https://www.youtube.com/c/TECHBULU Twitter: https://twitter.com/techbulu Facebook: https://www.facebook.com/techbulu/ Pinterest: https://www.pinterest.com/techbulu/ Google Plus: https://goo.gl/sZhdc0 Linkedin: https://www.linkedin.com/in/tech-bulu-15834b140/ BlogSite: http://www.techbulu.com/ About Us: TECHBULU is a YouTube Channel, where you will find technical and education videos. -----------------------------------------------------------------------------------------------------------
Views: 96149 TECH BULU
Public Safety Employees Pension & Benefits Conference
PSC is in New Orleans, LA October 7 - 10th , 2012
Views: 71 NCPERS
जीवन बीमा | Life insurance in Hindi | Term insurance Policy | Mr.Growth
Friends In This Video We Know The Benefit of Life Insurance Why Life Insurance So Important for Us We Know ABout the Term Insurance जीवन बीमा | life insurance in hindi | term insurance policy | Mr.Growth I Hope You Like & Share This Useful Video -~-~~-~~~-~~-~- Please watch: "सिर्फ एक SMS भेज कर कहीं से भी कार स्कूटी बाइक को बंद कर पाएंगे 😜" https://www.youtube.com/watch?v=eKX4Kz1FQWA -~-~~-~~~-~~-~-
Views: 889864 mr growth
Healthy Active Arkansas
Arkansas governor launches plan to improve health across the state LITTLE ROCK, Ark. (Oct. 14, 2015) — Arkansas Gov. Asa Hutchinson launched a statewide plan today to improve the health of all Arkansans. The plan, titled Healthy Active Arkansas, contains nine focus areas all tied to increasing the health of Arkansans through healthy dietary choices and increased physical activity. The nine focus areas are Physical and Built Environment; Nutritional Standards in Government, Institutions and the Private Sector; Nutritional Standards in Schools—Early Child Care Through College; Physical Education and Activity in Schools—Early Child Care Through College; Healthy Worksites; Access to Healthy Foods; Sugar-Sweetened Beverage Reduction; Breastfeeding; and a Marketing Program. The plan can be viewed and downloaded by visiting www.healthyactive.org. “Healthy Active Arkansas is about the future of our state,” Hutchinson said. “We want to create a state where all Arkansans can lead healthy, happy and fulfilling lives.” Hutchinson pointed out the many benefits of improving health outcomes in Arkansas, including benefits to businesses through lower health care costs for employers and employees and increased productivity; lowering the burden of chronic disease treatment, such as obesity and diabetes, on the health care industry; and strengthening the state’s economic development potential by establishing Arkansas as a place with a healthier workforce. “It’s all connected,” Hutchinson said. “We have more than $1 billion annually just in obesity-related expenses. The more we do to improve healthy lifestyles in our state, the more we reduce costs and the more we improve our workforce and quality of life.” Arkansas Surgeon General Dr. Greg Bledsoe joined Hutchinson in announcing the launch of Healthy Active Arkansas, and he made a call to action for the entire state to embrace the tenets of the plan. “For us to achieve the goals set forth in Healthy Active Arkansas, it will require all of us, across all sectors, to work together,” Bledsoe said. “This plan contains recommendations not just for the health care industry, but for businesses, governments, civic organizations and individuals. There’s power in people working together, and that’s what we’re challenging all of Arkansas to do.” The announcement of the plan comes just weeks after a new study was released by the Robert Wood Johnson Foundation that identified Arkansas as having the highest rate of obese adults in the United States. “Obesity and related health problems like high blood pressure and diabetes are problems that are plaguing our country,” Bledsoe said. “Arkansas can and will step up to the challenge of reducing our obesity rate and improving the health of our people. Healthy Active Arkansas is the road map that we’ll follow to take on that challenge.” Bledsoe is leading a consortium that will oversee the plan’s implementation. The consortium includes leaders from the Arkansas Department of Health, the University of Arkansas for Medical Sciences, the Arkansas Center for Health Improvement, the Arkansas Minority Health Commission, Baptist Health and the Winthrop Rockefeller Institute. One of the consortium’s first tasks is to hire an individual to coordinate the plan’s implementation. “We hope to begin the search process for that individual soon,” Bledsoe said. “In the meantime, we are laying the groundwork for building relationships with communities, health care providers, nonprofits and others to join with us in this endeavor.” One such relationship is with the Arkansas Hospital Association, which announced today its endorsement of Healthy Active Arkansas. Troy Wells, CEO of Baptist Health and a member of the Arkansas Hospital Association board, made the announcement. “Hospitals across the state, both large and small, have an opportunity to be leaders in utilizing Healthy Active Arkansas,” Wells said. “This is an exciting step forward for our state.”
Annual Enrollment Overview for UT System Retired Employees: Plan Year 2014-2015
This video provides an overview of Annual Enrollment for The University of Texas System Retired Employees for Plan Year 2014-2015.
Views: 1719 UT Benefits
Billionaires' Ball: The Effort to Destroy Public Employees Retirement Security in Texas
This video summarizes the threat faced by defined benefit pension systems from the Koch brothers, James Leininger, Tim Dunn and John Arnold
Views: 217 TEXPERS
Paul Ryan on MSNBC: "Let's have an honest debate"
Paul Ryan speaks with Katrina vanden Heuvel and Carlos Watson on MSNBC on health care July 29, 2009 - Paul Ryans Health Care Reform: A Plan Forward: http://www.house.gov/ryan/healthcare/ - Become a Fan of Paul Ryan on Facebook: http://www.facebook.com/reppaulryan - Follow Paul Ryan on Twitter: http://twitter.com/reppaulryan --- PARTIAL TRANSCRIPT Carlos Watson, MSNBC: You wrote recently in an op-ed in the Milwaukee Journal Sentinel: Before members even had time to read the 1,000-page bill, it already has cleared two major House committees and is set to be fast-tracked through Congress in the days and weeks ahead. Those members of Congress who voted for this bill already in their committees did so without knowing what the legislation costs. Before it's too late, let's take a closer look. Is this a genuine complaint? Congressman Paul Ryan: I dont think we should pass bills that we havent read and dont know what they cost. I dont think that is being effusive. I have already proposed legislation, and a number of Republicans are proposing alternatives. You can look at The Patients Choice Act or go to my Facebook page and youll see that there are many proposals that we have put out there. We want to see health care reform done, but we want to do it right. If you rush this thing through before anyone even knows what it is, thats not good democracy. Thats not doing our work for our constituents. Whats wrong with going home for August having town hall meetings, listening to our constituents, and then coming back in September and doing this right? The problem that this plan has experienced is it has run straight into the facts. The facts are that the Congressional Budget Office is telling us this makes our fiscal situation worse. It increases healthcare costs, it doesnt decrease healthcare costs. This new entitlement that is being proposed grows faster than Medicare and Medicaid. It creates huge deficits now, and will create even larger deficits in the future. Thats not my opinion, thats what CBO is telling us. That does not meet the Presidents goal of bending the cost curve down and being deficit neutral. -- Katrina Vanden Heuvel: You have good government-plan health care. Why shouldnt all Americans have what you have? Paul Ryan: I have good private-sector healthcare. We do not have a public option. The federal employee plan lists a number of private plans to choose from to select and my employer, the taxpayer, pays for a portion of these private plans. There is no public plan option in the Federal Employee Health Benefits Program. You are mistaken on that point. For more: http://www.opm.gov/INSURE/HEALTH/INDEX.ASP My Patients Choice Act that I've introduced with Congressman Nunes, Senators Burr and Coburn actually proposes just what youre suggesting: give people the ability, in State-based exchanges, to have a plan just like what we have here in Congress. A private health care plan thats actuarially equivalent to what we in Congress have. We actually had a vote in the House Ways and Means Committee on an amendment I offered with Congressman Dean Heller which said, Lets put Members of Congress in this public health care plan so that we can experience the same thing we want to impose on the rest of the country. You know what? That amendment failed on nearly a party-line vote. -- Katrina Vanden Heuvel: Competition is at the heart of America. To deny Americans competition by denying them the option of a public plan seems to me to be un-American. Paul Ryan: Whats weird about that line right there, Katrina, is that I know you and others are very much in favor of a single-payer plan, which is obviously to deny competition and have the government run it all. Whats concerning about this debate with me is that youre using capitalist rhetoric to try and move a plan that is inherently anti-market. The problem is that the facts tell us this: A public plan option quickly becomes a government-run monopoly.The actuaries are telling us is that in a few short years, the public plan option displaces the private sector, employers dump their employees on the public plan, and then they have no choices but the public plan. And so, lets not try to sell a government-run plan using free market rhetoric. Lets have an honest debate about what this bill is all about. --
Views: 115387 Speaker Paul Ryan
Future Payments for Retirees Are Big Issue Now for US States
I'm Carolyn Presutti with the VOA Special English Economics Report, from http://voaspecialenglish.com | http://facebook.com/voalearningenglish State and local governments across the United States are facing big budget deficits. Many of these shortfalls include promises of future retirement payments for public employees. Several states have had to borrow money for pension plans that have fallen below required funding levels. Pay and benefits for public workers have been a target as state and local governments try to cut spending. At the same time, there are efforts in several states to reduce the negotiating rights of public employees. In many cases, public employee unions have agreed to accept lower pay. But they oppose efforts to limit collective bargaining. An effort by Republicans to do that in Wisconsin led protesters to occupy the state capitol building. Almost every state requires a balanced budget. Yet worries that state and local governments might not be able to repay their debts are now adding to the costs of borrowing. Illinois had to offer a high return of nearly six percent on bonds to be repaid by twenty nineteen.Experts say, on average, public employees are paid less but have better benefits than workers with similar skills in private jobs. However, they say these differences in labor costs are a lot less than some people think. Still, traditional pension plans pay a set amount for as long as a retiree lives. States like Georgia, Michigan, Colorado and Ohio are considering a change for future employees. They might offer retirement plans similar to what are called 401(k) plans.These are a common form of plan offered by private employers. Employers and workers both put money into the plan. Workers can invest the money in stocks or bonds. Their retirement savings are defined by the return on their investments in the plan. Federal workers already have a savings plan similar to a 401(k). John McGlennon heads the Government Department at the College of William & Mary in Virginia. He says the economic crisis of two thousand eight continues to affect state and local tax collections. Also, many pension funds have less money because their investments have yet to fully recover from the recession. But Professor McGlennon says things could change.He says states might not be in good financial condition in the next few years. But they usually recover more quickly than we think they will. For VOA Special English, I'm Carolyn Presutti. (Adapted from a radio program broadcast 04March2011)
Views: 50553 VOA Learning English