Home
Search results “Obama second mortgage plan”
President Obama on Working Through the Mortgage Crisis
 
06:55
The President speaks after Housing Refinance Roundtable with real people who have benefited from renegotiating their mortgages and explains how millions of others can take advantage of his Making Home Affordable plan. (public domain)
Views: 24382 The Obama White House
Obama's Mortgage Rescue Plan
 
01:55
More than 11 million homeowners are at risk of foreclosure. President Obama rolled out a new plan that he hopes will help 4 million homeowners in the next 3 years. Chip Reid reports.
Views: 1444 CBS
New Second Mortgage Modifications
 
03:29
http://www.cambridge-credit.org -- President Obama recently announced that his housing initiative was ready to expand to include second mortgage modifications. The Administration believes that ensuring a homeowners ability to stay in their home is critical to stabilizing the housing market. Once thats achieved, the logic is that the overall financial system will recover in turn. Watch this week's webisode from Cambridge Credit Counseling Corp. to learn more. Host: Community Outreach Director, Thomas J. Fox. Transcription: Hello, and welcome to Your Money 2.0. I’m Thomas Fox, Community Outreach Director at Cambridge Credit Counseling. The Obama Administration’s Making Home Affordable program has drawn a fair amount of criticism since it was announced. However, with 6 million families facing foreclosure in the coming years and countless others struggling to stay current on their mortgage payments, help was needed. The plan’s detractors focused on the omission of second mortgage modifications. Why should they be included? Second mortgages often complicate or prevent the modification or refinancing of a first mortgage because borrowers require permission from any second lien holder before an adjustment can be made. Now that 75% of mortgage servicers have begun participating in the Making Home Affordable program, President Obama recently announced that his housing initiative was ready to expand to include second mortgage modifications. The Administration believes that ensuring a homeowner’s ability to stay in their home is critical to stabilizing the housing market. Once that’s achieved, the logic is that the overall financial system will recover in turn. Given the popularity of second mortgages, it stands to reason that they’ve been included in the Making Home Affordable program. This new provision will help those with amortizing loans and those with interest-only loans. For traditional amortizing loans, or loans with monthly payments consisting of interest and principal, the administration will share the cost of reducing the interest rate on the second mortgage to 1%. Participating servicers will be required to follow specific steps to modify such loans. First, and most important, servicers must be willing to reduce interest rate to 1 percent. They’ll also need to extend the term of the modified second mortgage to the term of the modified first mortgage. After five years, the interest rate on the second lien will increase to the current interest rate on the modified first mortgage, subject to an interest rate cap. For interest-only loans, the administration will share the cost of reducing the interest rate on the second mortgage to 2%. Similarly, servicers of interest-only mortgages will need to adhere to guidelines similar to those I just outlined for amortizing loans. Alternatively, servicers will have the option to “extinguish” the second lien in return for a lump sum payment from the government, according to a pre-set formula determined by the Treasury Department. Unfortunately, because the formula equates to just pennies on the dollar, only time will tell if many servicers agree to extinguish these liens. The administration's second mortgage initiative will be funded out of $50 billion in financial rescue money that has already been allocated. As in the original plan, participation is encouraged through financial incentives that can be paid to servicers. Mortgage companies would receive $500 for each modified loan, plus $250 a year for three years, providing the borrower doesn't default. You can learn more about the Making Home Affordable program by visiting www.makinghomeaffordable.gov. Well, that’s it for this edition. We welcome your feedback and ask for your thoughts and suggestions by e-mailing us at yourmoney2@cambridgecredit.org. Thank you for watching. Until next time, I’m Thomas Fox for Cambridge Credit Counseling.
Obama Offers Troubled Homeowners Clear Chain Of Title Plan As Mortgage Relief
 
10:05
President Barack Obama offered mortgage relief on Monday to hundreds of thousands of Americans, his latest attempt to ease the economic and political fallout of a housing crisis that has bedeviled him as he seeks a second term.
Views: 280 cfini72
Obama Offers Mortgage Relief on Western Trip
 
02:12
President Barack Obama offered mortgage relief on Monday to hundreds of thousands of Americans, his latest attempt to ease the economic and political fallout of a housing crisis that has bedeviled him as he seeks a second term. (Oct. 24)
Views: 3169 Associated Press
Obama Calls for Changes in Mortgage Giants
 
01:58
Democratic presidential nominee Barack Obama said Saturday that any government takeover of troubled mortgage giants Fannie Mae and Freddie Mac must put the interests of taxpayers and homeowners first. (Sept. 7)
Views: 2881 Associated Press
Obama: My Plan Makes Electricity Rates Skyrocket
 
01:04
Barack Obama: "Under my plan of a cap and trade system, electricity rates would necessarily skyrocket." (January 2008) http://www.BattleBornPAC.com
Views: 437015 BattleBornPAC
Refinancing America 2012: Will Obama's Plan Work?
 
07:56
http://www.amerifirst.com/ Will President Obama's refinancing plan work for America and the U.S. housing market? From HARP to HARP 2.0 (a.k.a. HARP Round 2) to HAMP, Find out what's going on with underwater borrowers and refinancing at lower interest rates. This episode of Mortgage Minute TV features AmeriFirst Home Mortgage President & Co-founder Mark A. Jones talking about Obama's Refinancing America 2012. http://blog.amerifirst.com/amerifirst-blog/ AmeriFirst Home Mortgage is a home buyers resource center and community mortgage banker. We focus on educating homeowners and home buyers in the details of the housing market and more. Find more HARP 2.0 and mortgage assistance info here: http://blog.amerifirst.com/amerifirst-blog/?Tag=HARP+mortgage+assistance
Housing Secretary Outlines Obama Mortgage Refinance Plan
 
54:40
Secretary of Housing and Urban Development, Shaun Donovan answers questions from the press about President Obama's plan to help families who are having trouble meeting their mortgage payments. Donovan told the press: "There were a number of pieces to what the President talked about today, but most importantly, he talked about middle-class families who have been playing by the rules, doing everything right, paying their mortgages on time, and have not been able to benefit from record-low interest rates. Through strong administrative action, as part of our We Can't Wait efforts across the administration, last fall we took very important steps to open up refinancing for Fannie Mae and Freddie Mac borrowers who are underwater. But today we still have too many families who may live next door to a family that, just like them, is paying their bills on time with their mortgage, and only because they have a Fannie Mae or a Freddie Mac or an FHA mortgage, they've been able to lower their bills by an average of $3,000, and as a result help not only themselves, their neighborhood, but also the economy more broadly. And yet we have other families who are in exactly the same position, been responsible, and yet because they don't have a Fannie Mae or a Freddie Mac or an FHA mortgage, have been unable to benefit from the lowest interest rates in half a century. As the President said in his State of the Union, we need to get back to American values that are about everybody being responsible, playing by the same set of rules, and everybody having a fair shake if they're doing the right thing and being responsible. That's what fundamentally this announcement was about today -- was making sure that those families, any family that's doing the right thing, can benefit from the record-low interest rates that we have today. The second main point that he made was about needing strong, clear rules of the road for how our mortgage system is going to operate going forward. And so he announced a Homeowner Bill of Rights that will make sure that when a family is making the single-most important economic decision of their lives, purchasing a home, that they will get fair, simple, transparent treatment. No hidden fees; clear explanation on a single, short form of what they are signing up for, without conflicts of interest. And not only when they buy their home but as they pay their mortgage over time, as a mortgage is what we call serviced by an institution after they bought that home, that they can expect to be treated fairly and transparently as well. No more lost paperwork while they are trying to get help. No more getting a foreclosure notice while they?re negotiating with their servicer because they?ve lost their job or had a medical emergency, and a very clear right of appeal where they may be going through a foreclosure if they?ve been treated wrongly or wrongly foreclosed on. Those are the simple, straightforward principles that were in that Homeowner Bill of Rights, and that was the other major piece of what the President talked about this morning."
Views: 363 Michael McIntee
President Obama Speaks on Restoring Security to Homeownership
 
30:26
President Obama lays out his ideas for strengthening the housing market and ensuring responsible middle class families have access to affordable mortgages and refinancing, as well as his plan for building a more durable and fair system that promotes the American Dream of homeownership, while preventing the nightmare of another crisis. August 6, 2013.
Views: 9232 The Obama White House
Home Loan Assistance
 
04:43
SmartMoney Deputy Editor, Matthew Heimer tells us about the Home Affordable Modification Program (HAMP) implemented by the Obama administration March 26. The program is intended to help people lower their mortgage payments and stay in their homes.
Views: 396 CBS News
Obama's Housing Program: One Month Later
 
03:54
http://www.cambridge-credit.org -- It has been over a month since the Obama administration announced the U.S. Treasury Department's Making Home Affordable program. While the initiative has its merits, many believe that it falls short of offering struggling homeowners the help they desperately need. Watch this week's webisode from Cambridge Credit Counseling Corp. to learn more. Host: Community Outreach Director, Thomas J. Fox. Transcription: Hello, and welcome to Your Money 2.0. I’m Thomas Fox, Community Outreach Director for Cambridge Credit Counseling. It has been over a month since the Obama administration announced the U.S. Treasury Department's Making Home Affordable program. While the initiative has its merits, many believe that it falls short of offering struggling homeowners the help they desperately need. To recap, the Making Home Affordable program works in two ways. First, homeowners who are on-time with an existing mortgage owned by Fannie Mae or Freddie Mac may apply for refinancing under the The Home Affordable Refinance portion of the plan. In this case, eligible loans will include those where the first mortgage does not exceed 105% of the current market value of the property. The second part of the Home Affordable Modification allows homeovners who are struggling with making their payments apply to modify their mortage to make thing more manageable. This aspect of the plan is voluntary; therefore, it is unknow how succesfull the initative will be. Both programs have a shelf life – the Home Affordable Refinance program expires in June of 2010 and the Home Affordable Modification program expires on December 31, 2012. The predominant issue affecting homeowners is the drastic decline in the value of their homes – a term known as underwater where a home is worth less than the mortgage. major limitation of the program is that it does not attack the problem of negative equity -- mortgage balances larger than the value of the homes securing the mortgages. Furthermore, 65% of the mortgages originated in 2005 and 2006 were not securitized by either Fannie Mae or Freddie Mac. This means that there is a tremendous amount of homeowners that will not be able to seek help under the program. Economist Nouriel Roubini and market analyst Meredith Whitney predict that prices in the housing market will decline by another 20 percent before they level off. Nearly half of all homeowners will be underwater and owe more on their mortgages than the current value of their homes. That will increase the foreclosures and push scores of banks into default. This logic is backed up by Merrill Lynch’s economist,David Rosenberg, as he thorises that the housing market will need another three years to achieve price stability. Given the Making Home Affordable Cambridge recently launched keepyourhome.us to further the promotion of our Home Sweet Home initiative which achiever economic stabilization through recovery of the housing sector. Well, that’s it for this edition. We welcome your feedback and ask for your thoughts and suggestions by e-mailing us at yourmoney2@cambridgecredit.org. Thank you for watching. Until next time, I’m Thomas Fox for Cambridge Credit Counseling.
Meet Joe Plumber/ Obama talks to Joe Plumber (FULL VIDEO)
 
05:37
John McCain's Health Plan and Tax link: http://www.johnmccain.com/Informing/Issues/19ba2f1c-c03f-4ac2-8cd5-5cf2edb527cf.htm Here is the COMPLETE conversation with "Joe the Plumber". Newsweek "Why Is the Race so Close? http://blog.newsweek.com/blogs/racetothefinish/archive/2008/10/18/why-is-the-race-so-close.aspx Wall Street Journal "Their Fair Share" - The numbers don't lie. http://online.wsj.com/article/SB121659695380368965.html?mod=djemEditorialPage Joe the Plumber UPDATE: http://www.msnbc.msn.com/id/27207215/ Military Times Poll http://www.militarytimes.com/news/2008/10/military_poll_100508w/ Census Reports from their website: http://www.census.gov/hhes/www/income/income.html You'll notice that YES, Barack doesn't discount Joe will pay more, in fact he pulls a shell game on him. He mentions that while Joe had to work VERY HARD to get to his dream, had Barack been in office with his current Tax Plan, Joe wouldn't have had to work so hard to get there, because he would have saved more, and achieved his dream quicker. I'll translate: Since I wasn't in office, it took you longer and cost you more work hours, but now I'm going to help your future competitor achieve HIS dream quicker and with better savings with Tax breaks, off YOUR back, Joe. In essence, I am going to make you pay EVEN MORE for your long hard journey, because you didn't wait for me to give you a break. WHAT THE...?! Obama, Ready to (REDACTED) Spread the Wealth of Others Around.
Views: 170307 KNOWwhoUvote4
IN 52 SECS BARACK OBAMA SAID HE WOULD CUT AMERICA'S MILITARY DEFENSE SYSTEMS
 
00:52
http://www.thelegendaryhillaryclinton.com/index.html
Views: 3517479 jcjcd
New Mortgage Bill Explained
 
03:03
Maggie Rodriguez spoke to Ray Martin about how to find out if you are eligible for help from President Obama's mortgage plan.
Views: 130 CBS News
Ending HAMP: President Obama's Mortgage Program that Fails Homeowners, Wastes Taxpayer $
 
05:22
Rep. Patrick McHenry (R-NC), Chairman of the House Oversight Subcommittee on TARP, Financial Services and Bailouts of Public and Private Programs, speaks on the House Floor on the failures of the Home Affordable Modification Program and why it needs to be eliminated.
Views: 293 oversightandreform
Loan Modification expert reacts to Obama News
 
00:23
http://www.60minuteloanmod.com LOAN MODIFICATION Hardship letter - IS IT RIGHT FOR ME? Free 60 Minute Loan Modification info CD Q: What information will I need when I talk to my lender? You'll need information about the monthly gross income of your household including recent pay; stubs if you receive them or documentation of income you receive from other sources; your most recent income tax return; information about any second mortgage on the house; payments on each of your credit cards if you are carrying balances from month to month; and payments on other loans such as student loans and car loans.
Views: 138 sacravit22
Obama's job plan to mix old and new ideas
 
01:55
CBS News chief White House correspondent Norah O'Donnell previews some of the possible initiatives to be included in President Obama's upcoming jobs plan.
Views: 264 CBS
Obama Is Going To Pay For My Gas And Mortgage!!!
 
00:27
This lady, Peggy Joseph, thinks Barack Obama will pay for her gas, mortgage, and who knows what else.
Views: 4371552 ChiTraderRob
Obama's Million Dollar Advice:  Bi-Weekly Mortgage on CBS News
 
06:48
Email: teamherring@aol.com -- Bi Weekly Mortgages debt elimination plan as seen on CBS News and Oprah Winfrey Show. MyMortgageTeacher.com (Obama)
Views: 3890 C Herring
REALIST NEWS - Remember this lady? Obama will pay my mortgage
 
11:25
http://www.jmbullion.com (Recommended for Silver and Gold Purchases.) http://www.freespeak.net http://www.realistnews.net
Views: 3857 jsnip4
Jim Cramer and Pete Morici: Why the Stimulus and Obama's new mortgage plan wont work
 
09:39
12-23-2009 - Jim Cramer and Pete Morici explain why the stimulus plan wont create many jobs and why Obama's Mortgage Plan takes the wrong apporach and wont help the housing market. Essentially Rick Santelli is right that the plan needs to help all Americans not just constituent groups who got subprimes or borrowers who got caught while trying to "flip" houses. Jim Cramer is one of the people who was talking about this crisis pretty far in advance.
Views: 2883 TalkerOne
Barack Obama Speech on Mortgage Rates
 
19:10
Barack Obama Speech on Mortgage Rates. Obama Speaks on Helping Homeowners. Obama the president gives a proposal that will help homeowners refinance mortgages low interest rates. Obama asks lower mortgage rates to people otherwise they will lose their house. Lower rates of home owners can keep their houses. 30 year loans are too high at 4%. Obama wants to Refinance it at 2% that will lower the monthly interest rates for people houses. When interest rates are low they help the housing market. and makes owning a home affordable. The lower interest rate will help people keep their homes and also help the economy. Applying for a loan can be difficult. You should research before you apply for a loan. Remember to compare mortgage rates before you sign your mortgage loan.
Views: 897 Best Videos Ever
Obama vs. Romney: Second Presidential Debate
 
01:40:37
The second debate between President Barack Obama and Governor Mitt Romney from Hofstra University in Hempstead, New York hosted by Candy Crowley. Join the conversation on Facebook http://www.facebook.com/thedailyconversation Add TDC to your circles on Google+ https://plus.google.com/100134925804523235350/posts Follow The Daily Conversation on Twitter http://www.twitter.com/thedailyconvo
Views: 473297 The Daily Conversation
San Diego Breaking News: How to Qualify for President Obama's Mortgage Refinance Program!
 
02:45
The qualifying guidelines for President Obama's Mortgage Refinance Program have finally been released and it is great news for many homeowners. If you can answer YES to the 4 questions listed in this video, you will be eligible to qualify for this new refinance program.
Views: 183 michaeladeery
Home Affordable Refinance Program (HARP 2.0) | Are You Eligible?
 
04:32
http://iwantagreathomeloan.com Are you eligible for HARP 2.0? HARP 2.0, otherwise known as the Home Affordable Refinance Program, is the government's newly revised program to the original HARP program started in April of 2009. Effective immediately, if you are upside down on your conforming conventional mortgage, you may be eligible to refinance your current mortgage. The HARP program is also known as the Making Home Affordable Program. This is a limited time program and mortgage rates are ever changing, so don't procrastinate and get left in the dark if you qualify for this program.
Reid Discusses President Obama's New Housing Initiative
 
01:35
Nevada Senator Harry Reid today discussed the release of guidelines for President Barack Obama's Making Home Affordable initiative. This new program is designed to help millions of Americans refinance or modify their mortgages, making it possible for them to stay in their homes. Combined with the foreclosure prevention funding Reid is working to secure in the omnibus appropriations bill, this plan could provide immediate relief to Nevada families. Up until today, help seemed out of reach for responsible home owners whose mortgages suddenly became unaffordable. More often than not, you had to be in default or on the brink of foreclosure to get any assistance or to renegotiate your loan, Reid said. Now, homeowners who can no longer afford their mortgage, or whose mortgages will become unaffordable very soon, are eligible to participate in the Administrations plan. To see the full text of Reids statement on this initiative please visit http://reid.senate.gov/newsroom/pr_030409_statementonobamahousing.cfm
CNN Debunks Obama Mortgage Story
 
01:49
CNN investigates and finds invalid a recent claim that Barack Obama received a favorable mortgage rate.
Views: 1592 tmzonn8233
CREW Discusses Obama Home Loan on CNN Situation Room
 
02:15
Melanie Sloan discusses Obama's mortgage rate.
Views: 498 CREW DC
Watch the Full Second Presidential Town Hall Debate between Barack Obama and Mitt Romney
 
01:37:49
Visit http://www.pbs.org/newshour/politics for complete coverage of the 2012 campaign. President Barack Obama and Mitt Romney met for the second time in a town hall debate moderated by Candy Crowley at Hofstra University on October 16th, 2012. Topics ranged from Libya to the economy to immigration. Do you read or write a language other than English? Help the NewsHour translate the debate: http://bit.ly/Azh5HF
Views: 107940 PBS NewsHour
OBAMA's TAX PLAN - Penn & Teller and gang return to comment on Barack Obama's socialist plans to turn the United States into a Marxist wasteland! ** FEATURING Plumber, Joe Wurzelbacher. *** Vett Barack Obama, NOT Joe the Plumber! ***
 
03:54
****** ATTENTION ***** (click on MORE INFO) --------------------------------- PROPERLY VETT BARACK OBAMA, NOT JOE THE PLUMBER! --------------------------------- Liberals are pissed and attacking Joe the Plumber because he single-handedly got Obama to ADMIT he's for SOCIALISM. "I think when you spread the wealth around, it's good for everybody." CAUGHT - ON CAMERA with a MARXIST PHILOSOPHY! JOE THE PLUMBER - AMERICAN HERO! --------------------------------------- THANK YOU YouTuber Advocate1234 for the clip. Go to Advocate1234 CHANNEL! ------------------------------------- ROBIN HOOD - or robbing for the hood! --------------------------------------- Plumber, Joe Wurzelbacher, calls out Obama on his tax plan. Listen to Obama shatter his dreams by telling him "I think when you spread the wealth around, it's good for everybody." Joe responded by saying "you're destroying the American Dream". That part has been omitted by ALL media! How come Joe asks ONE HARD question that receives an incredible socialist answer and MAINSTREAM MEDIA DOES NOT QUESTION OBAMA!!! --------------------------------------- If you notice, Barack Obama keeps his distance from the American public and does not let them question him one on one. The few instances he's done it, town hall meetings, have been disastrous and he ends up stuttering a bullshit answer. -------------------------------------- Please go to Daryl Patterson's MySpace page http://www.myspace.com/daryl_patterson and click on DONATE (anything will help - a $1.00 or more) so we can continue producing our independent videos to DEFEAT OBAMA! THANK YOU VERY MUCH! ------------------------------ You can donate by PayPal or Google. It's easy and safe. Just like your VOTE, every penny counts! We are a small group of independent, freelance artists that depend FULLY on PUBLIC SUPPORT! Uh...bama has huge cash cows behind him that want to ruin this country. Cash cows like George Soros, Jeanne McCurdy and overseas contributors. What is the second greatest nation in the world? We believe America is the greatest but the second greatest nation is a donation. A small donation of any denomination will help KEEP us creative and keep our nation the greatest in the world. Please give now so it won't be yanked from you later from an Obamanation! THANK YOU! ------------------------------------- OBAMA's TAX PLAN - Penn & Teller and gang return to comment on Obama's socialist plans to turn the United States into a Marxist wasteland! Properly VETT Obama... GOOGLE Obama ACORN Obama Alwaleed bin Talal Obama Ayers Obama Barry Soetoro Obama vs. Berg Obama Bernie Sanders Obama The New Black Panthers Obama Chicago Annenberg Challenge Obama Cloward-Piven Strategy Obama Democratic Socialists of America (DSA) Obama Donald Warden Obama Emil Jones Obama Fannie Mae / Freddie Mac Obama Farrakhan Obama Frank Marshall Davis Obama Franklin Raines Obama George Soros Obama Jim Johnson Obama Khalidi Obama Khalid al-Mansour Obama Malcom X Obamma Mohammed Hasan Chandoo Obama Raila Odinga Obama Rezko Obama Saul Alinski Obama Woods Fund Obama Wright / Unity Trinity Church
Views: 715541 BestPoliticalVideos
OBAMA'S TAX PLAN EXPLAINED for those who are CONFUSED! * PROPERLY VETT BARACK OBAMA, NOT Samuel Joseph Joe Wurzelbacher / JOE THE PLUMBER! * THANK YOU FOR YOUR CONTRIBUTIONS and SUPPORT! ** WARNING UNCENSORED! ** Democratic TAX Promise
 
02:02
*** ATTENTION *** (click on MORE INFO) --------------------------------- PROPERLY VETT BARACK OBAMA, NOT JOE THE PLUMBER! --------------------------------- Liberals are pissed and attacking Joe the Plumber because he single-handedly got Obama to ADMIT he's a MARXIST / SOCIALIST. "I think when you spread the wealth around, it's good for everybody." CAUGHT - ON CAMERA with a MARXIST PHILOSOPHY! JOE THE PLUMBER - AMERICAN HERO! --------------------------------------- ROBIN HOOD - or robbing for the hood! --------------------------------------- Plumber, Samuel Joseph "Joe" Wurzelbacher, calls out Obama on his tax plan. Listen to Obama shatter his dreams by telling him "I think when you spread the wealth around, it's good for everybody." How come Joe asks ONE HARD question that receives an incredible communist viewpoint and MAINSTREAM MEDIA DOES NOT QUESTION OBAMA but they VILIFY JOE! --------------------------------------- If you notice, Barack Obama keeps his distance from the American public and does not let them question him one on one. The few instances he's done it, town hall meetings, have been disastrous and he ends up stuttering a bullshit answer. -------------------------------------- Please go to Daryl Patterson's MySpace page http://www.myspace.com/daryl_patterson and click on DONATE (anything will help - a $1.00 or more) so we can continue producing our independent videos to DEFEAT OBAMA! THANK YOU VERY MUCH! ------------------------------ You can donate by PayPal or Google. It's easy and safe. Just like your VOTE, every penny counts! We are a small group of independent, freelance artists that depend FULLY on PUBLIC SUPPORT! Uh...bama has huge cash cows behind him that want to ruin this country. Cash cows like George Soros, Jeanne McCurdy and overseas contributors. In fact he's under investigation where this cash flow is coming from. He's trying his best to buy the White House. General Colin Powell ------------------------------------- What is the second greatest nation in the world? We believe America is the greatest but the second greatest nation is a donation. A small donation of any denomination will help KEEP us creative and keep our nation the greatest in the world. Please give now so it won't be yanked from you later from an Obamanation! THANK YOU! ------------------------------------- OBAMA's TAX PLAN - Penn & Teller and gang return to comment on Obama's socialist plans to turn the United States into a Marxist wasteland! Properly VETT Obama... GOOGLE Obama ACORN Obama Alwaleed bin Talal Obama Ayers Obama Barry Soetoro Obama vs. Philip J. Berg Obama Bernie Sanders Obama The New Black Panthers Obama Chicago Annenberg Challenge Obama Cloward-Piven Strategy Obama Democratic Socialists of America (DSA) Obama Donald Warden Obama Emil Jones Obama Fannie Mae / Freddie Mac Obama Farrakhan Obama Frank Marshall Davis Obama Franklin Raines Obama George Soros Obama Jim Johnson Obama Khalidi Obama Khalid al-Mansour Obama Malcom X Obama Mohammed Hasan Chandoo Obama Raila Odinga Obama Rezko Obama Saul Alinski Obama Woods Fund Obama Wright / Unity Trinity Church Obama Pflegler Obama Buffett Obama Larry Sinclair Biden...I just have a four letter word to describe that guy, IDIOT. I D I O T.
Views: 19212 BestPoliticalVideos
Obama's Link To The Mortgage Crisis
 
01:37
Obama's Link To The Mortgage Crisis
Views: 3413 dfgkln34
Refinance your Home Mortgage loan in 2018
 
14:07
Why you should look to refinance your Home Mortgage Loan in 2018: Videos to help with Mortgage related questions: This channel is for those looking for the Facts behind Everything Mortgages: Get Pre-Approved TODAY: www.TheMortgageUpdate.net Follow me on Facebook: https://www.facebook.com/TheMortgageUpdate/ MyFico Order your report TODAY https://www.myfico.com/lp/SEM080009.aspx?sourceid=Affiliate-_-SaS-_-1714292-_-1024597&cm_mmc=Affiliate-_-SaS-_-1714292-_-1024597 Credit SAINT https://shareasale.com/r.cfm?b=919812&u=1714292&m=68113&urllink=&afftrack= How to order your TRUE credit Score: http://1160mortgage.com/true-credit-score Where to get Professional Help to obtain a better credit score: http://1160mortgage.com/get-your-free-credit-evaluation Where can I get the best Mortgage Interest Rate: https://youtu.be/q9IBiK1ejEc How can I refinance: https://youtu.be/bAWhE0Y1wn4 DO I qualify for a VA Home Mortgage https://youtu.be/mZRL9yN8BpI Whats the qualifications for an FHA Loan https://youtu.be/XdBUMzSEUts Should I use a Mortgage Broker or the Mortgage Company on TV https://youtu.be/SFaxSoe0owE Are there any Special programs for 1st Time Home Buyers https://youtu.be/2-MEvQnPvdw What is my TRUE CREDIT Score https://youtu.be/r7yWgzESZpA 1st Time Home Buying Mistakes https://youtu.be/2-MEvQnPvdw How to get your Credit Report for FREE https://youtu.be/oeae8J7L0F0 What is a USDA Home Mortgage Loan https://youtu.be/BhJxbQazUJk To APPLY NOW http://1160mortgage.com/applynow AREA Median Income AMI: http://www.freddiemac.com/homepossible/eligibility.html Follow me on Facebook for Daily updates on Rates, Programs https://www.facebook.com/TheMortgageUpdate Down Payment Assistance Income limitations Lookup http://www.freddiemac.com/homepossible/eligibility.html Please leave any comments on any question you may have or a VIDEO you would like to see
Views: 1676 Dan Frio
The Obama administration kicked off a new program Wednesday that's designed to help up to 9 million
 
01:30
HEADLINE: Obama's housing plan: Just the facts CAPTION: The Obama administration kicked off a new program Wednesday that's designed to help up to 9 million borrowers stay in their homes through refinanced mortgages or loans that are modified to lower monthly payments. (March 4) [Notes:ANCHOR VOICE] Good news for millions of homeowners facing financial trouble... The Obama administration has launched a new program dubbed "Making Home Affordable" [Notes:SOT Alan Zibel, AP Real Estate Writer: "This is the most dramatic step the government has taken to tackle the foreclosure crisis."] The program has two parts.. One will work with lenders to modify the loan terms for up to four million homeowners. To qualify ... eligible homeowners need their most recent tax return and two pay stubs ... as well as an "affidavit of financial hardship" It only applies for loans made on or before January first of this year ... and for mortgages less that 730-thousand dollars. The second part of the program will refinance up to five million homeowners into more affordable fixed-rate loans. Only those whose loans are held by Fannie Mae or Freddie Mac are eligible ... and they have until June 2010 to apply. [Notes:SOT Alan Zibel, AP Real Estate Writer: "There are a lot of borrowers out there who paid much more for their homes than they are now worth. And if they're in that situation ... they're not likely to qualify for either piece of this program."] But if they do qualify ... Officials are asking borrowers to be patient. [Notes:SOT Alan Zibel, AP Real Estate Writer: "The amount of requests for this kind of aid is going to be overwhelming for mortgage companies and there's going to be millions of people around the country who will be asking for help."] Meanwhile ... another part of Obama's housing plan is already in the works. House Democrats agreed Tuesday to narrow proposed legislation that allows bankruptcy judges to change the terms of mortgage loans for borrowers in debt. A full vote in the House could come as early as Thursday. You can license this story through AP Archive: http://www.aparchive.com/metadata/youtube/2d55a18be0feb33758626a88d09b1cea Find out more about AP Archive: http://www.aparchive.com/HowWeWork
Views: 15 AP Archive
Weak Bank Foreclosure Abuse Settlement By Obama Admin
 
04:19
The proposed Obama Administration settlement for mortgage lenders that engaged in widespread foreclosure abuses is a weak slap on the wrist for banks according to consumer advocates and liberal activists. The Young Turks host Cenk Uygur explains. http://www.washingtonpost.com/business/economy/settlement-with-mortgage-lenders-inadequate-activists-say/2012/01/23/gIQAGNzDMQ_story.html Feds Won't Prosecute Banks Despite Evidence Of Crimes: http://www.youtube.com/watch?v=L-yqXnzBmLk Subscribe to The Young Turks: http://bit.ly/eWuu5i The Largest Online New Show in the World. Google+: http://www.gplus.to/TheYoungTurks Facebook: Twitter: http://twitter.com/theyoungturks
Views: 16430 The Young Turks
HARP Program Mortgage Loan Atlanta GA slashes payments - HARP Refinance
 
09:22
The HARP Program Mortgage Loan Atlanta GA Underwater Home Owners can benefit from greatly with average annual savings of $1,923 (HARP.gov) How to use a HARP program loan to refinance your home mortgage to lower your payments, your interest rate and without bothering with Appraisal Results The Home Affordable Refinance Program, also know as HARP is part of the Obama Administration's #MyRefi Plan to help underwater homeowners save their home by allowing them to refinance into a more affordable rate or more desirable loan term to reduce their monthly mortgage payments and to avoid foreclosure. You might be eligible to take advantage of the improved changes to the Home Affordable Refinance Program (HARP). Precisely what is the HARP Refinance Program in Atlanta Georgia? The HARP loan was established to help house owners in refinancing their mortgage when the market value of their home has dipped below their present-day mortgage balance, making typical refinancing no longer an alternative. The HARP program loan is a federal government loan program that was upgraded lately to help additional homeowners who have underwater mortgages but continued to make their mortgage payments on time. HARP Program Mortgage Loan Atlanta GA Refinancing your mortgage via the Obama Administration's HARP Program could very well help you save hundreds of dollars on month-to-month payments or put you into a far safer loan program, no matter how much your home will appraise for. Is the Obama Refinance Program the Same as the HARP Program? The HARP Program, also known as HARP 2.0, HARP 3.0, DU Refi Plus or the Obama Refinance Program #MyRefi, is a special Government Sanctioned Refinance Program for usual loans that was updated in early 2012 to help home owners with minimal or no equity refinance their mortgage and make the most of historically low rates by eliminating many of the regular loan qualifying impediments. The relaxed underwriting guidelines include appraisal values, second lien holders, mortgage insurance and interest rate fee penalties. The HARP Program was originally established by the FHFA (Federal Housing Finance Agency) in March 2009 under President Obama's Making Home Affordable Program to help near-underwater and underwater home-owners refinance their mortgages. The HARP Program underwater homeowners can find comfort in a quote from: http://fanniemae.com -- The goal of the HARP Program, as announced by the President, is to "provide access to low-cost refinancing for responsible homeowners suffering from falling home prices.” Doing this indicates that homeowners refinancing with the HARP program loan should certainly have the chance to obtain lower HARP mortgage interest rates. According to the monthly Freddie Mac Rate Trends Survey (that goes back to 1971), it's apparent that mortgage rates have indeed been very cheap for the past several months. Just one of the crucial perks to suitable borrowers using the new HARP Loan program is that the government has put a cap on the rate and fees lenders can charge for adjustments based on LTV, credit and other factors. HARP Program Mortgage Loan Atlanta GA In simplest of terms, your new interest rate will be nearer to the cheaper rates of traditional conventional mortgages. HARP Program Options for Underwater Home Owners In a lot of circumstances, loan providers will call for a full underwritten approval before a borrower will be able to lock in an interest rate. Since these HARP loans generally spend a few weeks waiting in line for the underwriting department, your potential interest rate will be in what's called a "floating" status until your lender can actually lock you in. The lengthier the lock duration is (15, 20, 30, 45, 60 days), the more elevated the interest rate may be. It's actually suitable to sit tight until your file is fully approved and ready for loan documents. HARP 2.0 Atlanta GA How Do I Shop For The Best HARP Program Mortgage Rates? Simply shopping interest rates will ordinarily lead to an annoying encounter with your HARP Refinance due the considerations defined above. The very best strategy for getting the best rate on your HARP Loan is to shop interest rates by "Qualifying A Lender" based upon their knowledge of exactly how rates actually work, as well as their competency to express and communicate economic indicators to you that may likely have a negative or positive impact on the specific HARP Interest Rate that makes sense for your circumstance. HARP Program Mortgage Loan Atlanta Georgia Please subscribe to my YouTube Channel at: http://www.youtube.com/c/HARPMortgageProgramUSA This video can be found at: https://www.youtube.com/watch?v=TI_hfjYexBc Google +: https://www.google.com/+HARPMortgageProgramUSA Visit: http://harpmortgageprogramatlanta.com for tons more information and the right HARP Mortgage Professionals to help you. More information: https://en.wikipedia.org/wiki/Home_Affordable_Refinance_Program
Views: 1656 HARP Mortgage Program
SIGTARP Barofsky Discusses GOP Oversight Investigation of Failed Obama Mortgage Program
 
02:09
SIGTARP Neil Barofsky discussed Ranking Member Issa's work criticizing President Obama's failed mortgage modification program, HAMP, and a SIGTARP report similarly critical. 7-21-10: MSNBC's Dylan Ratigan Program
Views: 197 oversightandreform
How HARP 2 Can Help You: 60 Second Mortgage Tip
 
01:00
http://www.amerifirst.com/amerifirst-blog/?Tag=HARP+mortgage+assistance This is your :60 Mortgage Tip with AmeriFirst Home Mortgage. Underwater or upside down mortgages mean the homeowner owes more on the loan the value of the home. A lot of folks over the years chose to walk away from their homes instead of paying their house payments while values fell. For those who stuck with it, you now have some possible relief with the Home Affordable Refinance Program, or HARP. The second round of HARP is explained in this video. Script: Underwater homeowners - we've heard this term a lot. Do you owe more on your home than what it's worth? Then this is you. Let's be honest: paying that mortgage every month while the value drops takes a lot of effort. Many folks have chosen to walk away from the house instead, forcing short sales and foreclosures. Sometimes that seems like the answer. Most of the time it's not. Well there's finally something good for folks who didn't walk away. It's called the Home Affordable Refinance Program -- or HARP. We've seen it before, but round 2 has a better chance of helping you. There are some requirements - Fannie Mae or Freddie Mac must have your loan. But appraisals no longer matter. So if you're upside down on your mortgage, find out if you can take advantage of today's lower interest rates and refinance with HARP Two. Get more info in the description below. More HARP 2 information: http://blog.amerifirst.com/amerifirst-blog/?Tag=HARP+mortgage+assistance Music: Disinegrating in the Clouds from Dan-O Songs http://www.danosongs.com/
CNBC's Rick Santelli's Chicago Tea Party
 
04:37
RIck Santelli discussing Obama's Mortgage Plan
Views: 259946 The Heritage Foundation
Loan Mods Obama Breaking News
 
04:16
http://www.GetLoanModSecrets.org Obama is proposing a bill to pay loan servicers to modify loans, to give more funds to Fannie and Freddie, to pay servicers some of the interest expense each month to reduce the impact of a loan mod, and to allow cramdowns in bankruptcy chapter 13 for primary residence mortgage payments.
Views: 3465 cognitivefun
60 Second Mortgage Training: Underwriting Insights
 
01:09
Helpful career tips in 60 seconds from your mortgage trainers at http://www.CompleteMortgageProcessing.com. Today's topic is Underwriting Insights. This brief segment provides helpful tips for your loan files.
Views: 2837 MortgageTraining
Obama's America: Progress Is Poison
 
20:15
The Peter Schiff Show - 12/7/2011 Follow me on Twitter @SchiffRadio
Views: 36189 Peter Schiff
Mexican Standoff (ft. Key & Peele)
 
05:03
Tweet! http://bit.ly/1aKhP8t Support the site and the podcast - get a FREE BOOK! http://www.audible.com/rocketjump Two cops get more than they bargained for when they face down a ruthless criminal... Special thanks to Key & Peele for appearing in our video! Freddie will be in their Halloween episode on October 30th at 10:30 PST Music by John Robert Matz ( http://johnrobertmatz.com ) Sound by Kevin Senzaki VFX by Arnold Aldridge and Tanner Merrill Camera by Ben M. Waller Cast: Agent - Keegan-Michael Key Cortez - Jordan Peele Asian - Freddie Wong Cop - Brian Firenzi Cop - Alec Owen Police Photographer - Lauren Haroutunian Hacker - Arnold Aldridge Sniper - Jamie Lukaszewski Wife - Ellary Porterfield Kidnapper: Jake Andrews Dead Body - Danny Vink Written By: Matthew Arnold, Will Campos, Brian Firenzi More awesome videos at RocketJump.com! For licensing and usage inquiries please email licensing@rocketjump.com
Views: 22650975 RocketJump
Obama Ranks Second In Freddie/Fannie Contributions
 
02:30
NOBAMA 08! OBAMA HAS RECIEVED: roughly $520,000 total ($105,000 or so from Freddie Mac and Fannie Mae, the balance was from individual employees) "Fannie Mae, McCain introduced legistlation that would have prevented this collapse, but was blocked by Obama. Category: News & Politics
Views: 2041 barackobamaLIED
Obama's UN plan for Israel, Say No! Nov. 29, 2016
 
12:17
Obama's UN plan for Israel
Views: 512 eyeontheun
Elementary Economics: Is Obama smarter than a 2nd Grader?
 
08:40
The Peter Schiff Show (10/3/2011) Check out my new special report on classic gold scams at www.goldripoffs.com Follow me on Twitter @SchiffRadio Fan me on Facebook www.facebook.com/PeterSchiff
Views: 41229 Peter Schiff
Prevent foreclosure when you can't refinance. Should you reaffirm your mortgage or car loan
 
06:14
www.coloradobankruptcyadvice.com Obama's loan modification program is failing; less than 7% of home mortgages actually get modified. Home mortgages are secured debt. Unsecured debt: anything that is not "attached" to something -- credit card debt, overdraft protection, personal loans, lines of credit, taxes, student loans. Secured debt: Car or mortgage loan. You can keep these in a Chapter 7 bankruptcy if your equity is less than the exemption for your state. In Colorado you can have $60,000 equity in your house; $5,000 in a car; $10,000 in cars if you're married) -- if you keep making your payments on time. In general I don't recommend reaffirming car loans or mortgages in Chapter 7 bankruptcy, and here's why: if you wind up in financial trouble several years down the road, you can walk away from the remaining debt on your car or home without being liable for it because it has already been discharged in the bankruptcy. Unless they're going to take the car from you, don't reaffirm the car loan. Reaffirming means you sign a formal agreement agreeing to pay the loan. What if I have multiple mortgages on my house? In a Chapter 7, you'll need to pay and be current on all your mortgages and you have to pay them all according to the original loan terms. Under a Chapter 13, you can "strip off" a second or third mortgage. The difference between a Chapter 7 and a Chapter 13 -- Chapter 7 is over in 3 months versus Chapter 13 where you pay your disposable income toward your debts for 3-5 years. If you have a tax problem, are facing foreclosure and want to keep your home and could make your current mortgage payment if you didn't have credit card debt, then a Chapter 13 may be the right solution for you. A Chapter 13 strips off or removes a second or third mortgage IF the value of your home is worth LESS than the balance of your first mortgage. If your home appraises for less than the amount of your first mortgage, you can get relief from other mortgages on your home. Call Kevin Heupel at 720-319-8900 or visit www.coloradobankruptcyadvice.com to talk about your options if you're facing foreclosure and want to save your home.
Views: 937 Heupel Law, P.C.