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Obama's Mortgage Rescue Plan
 
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More than 11 million homeowners are at risk of foreclosure. President Obama rolled out a new plan that he hopes will help 4 million homeowners in the next 3 years. Chip Reid reports.
Views: 1454 CBS
President Obama on Working Through the Mortgage Crisis
 
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The President speaks after Housing Refinance Roundtable with real people who have benefited from renegotiating their mortgages and explains how millions of others can take advantage of his Making Home Affordable plan. (public domain)
Views: 24625 The Obama White House
Obama Offers Mortgage Relief on Western Trip
 
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President Barack Obama offered mortgage relief on Monday to hundreds of thousands of Americans, his latest attempt to ease the economic and political fallout of a housing crisis that has bedeviled him as he seeks a second term. (Oct. 24)
Views: 3184 Associated Press
New Second Mortgage Modifications
 
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http://www.cambridge-credit.org -- President Obama recently announced that his housing initiative was ready to expand to include second mortgage modifications. The Administration believes that ensuring a homeowners ability to stay in their home is critical to stabilizing the housing market. Once thats achieved, the logic is that the overall financial system will recover in turn. Watch this week's webisode from Cambridge Credit Counseling Corp. to learn more. Host: Community Outreach Director, Thomas J. Fox. Transcription: Hello, and welcome to Your Money 2.0. I’m Thomas Fox, Community Outreach Director at Cambridge Credit Counseling. The Obama Administration’s Making Home Affordable program has drawn a fair amount of criticism since it was announced. However, with 6 million families facing foreclosure in the coming years and countless others struggling to stay current on their mortgage payments, help was needed. The plan’s detractors focused on the omission of second mortgage modifications. Why should they be included? Second mortgages often complicate or prevent the modification or refinancing of a first mortgage because borrowers require permission from any second lien holder before an adjustment can be made. Now that 75% of mortgage servicers have begun participating in the Making Home Affordable program, President Obama recently announced that his housing initiative was ready to expand to include second mortgage modifications. The Administration believes that ensuring a homeowner’s ability to stay in their home is critical to stabilizing the housing market. Once that’s achieved, the logic is that the overall financial system will recover in turn. Given the popularity of second mortgages, it stands to reason that they’ve been included in the Making Home Affordable program. This new provision will help those with amortizing loans and those with interest-only loans. For traditional amortizing loans, or loans with monthly payments consisting of interest and principal, the administration will share the cost of reducing the interest rate on the second mortgage to 1%. Participating servicers will be required to follow specific steps to modify such loans. First, and most important, servicers must be willing to reduce interest rate to 1 percent. They’ll also need to extend the term of the modified second mortgage to the term of the modified first mortgage. After five years, the interest rate on the second lien will increase to the current interest rate on the modified first mortgage, subject to an interest rate cap. For interest-only loans, the administration will share the cost of reducing the interest rate on the second mortgage to 2%. Similarly, servicers of interest-only mortgages will need to adhere to guidelines similar to those I just outlined for amortizing loans. Alternatively, servicers will have the option to “extinguish” the second lien in return for a lump sum payment from the government, according to a pre-set formula determined by the Treasury Department. Unfortunately, because the formula equates to just pennies on the dollar, only time will tell if many servicers agree to extinguish these liens. The administration's second mortgage initiative will be funded out of $50 billion in financial rescue money that has already been allocated. As in the original plan, participation is encouraged through financial incentives that can be paid to servicers. Mortgage companies would receive $500 for each modified loan, plus $250 a year for three years, providing the borrower doesn't default. You can learn more about the Making Home Affordable program by visiting www.makinghomeaffordable.gov. Well, that’s it for this edition. We welcome your feedback and ask for your thoughts and suggestions by e-mailing us at yourmoney2@cambridgecredit.org. Thank you for watching. Until next time, I’m Thomas Fox for Cambridge Credit Counseling.
Obama Calls for Changes in Mortgage Giants
 
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Democratic presidential nominee Barack Obama said Saturday that any government takeover of troubled mortgage giants Fannie Mae and Freddie Mac must put the interests of taxpayers and homeowners first. (Sept. 7)
Views: 2881 Associated Press
The Obama administration kicked off a new program Wednesday that's designed to help up to 9 million
 
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HEADLINE: Obama's housing plan: Just the facts CAPTION: The Obama administration kicked off a new program Wednesday that's designed to help up to 9 million borrowers stay in their homes through refinanced mortgages or loans that are modified to lower monthly payments. (March 4) [Notes:ANCHOR VOICE] Good news for millions of homeowners facing financial trouble... The Obama administration has launched a new program dubbed "Making Home Affordable" [Notes:SOT Alan Zibel, AP Real Estate Writer: "This is the most dramatic step the government has taken to tackle the foreclosure crisis."] The program has two parts.. One will work with lenders to modify the loan terms for up to four million homeowners. To qualify ... eligible homeowners need their most recent tax return and two pay stubs ... as well as an "affidavit of financial hardship" It only applies for loans made on or before January first of this year ... and for mortgages less that 730-thousand dollars. The second part of the program will refinance up to five million homeowners into more affordable fixed-rate loans. Only those whose loans are held by Fannie Mae or Freddie Mac are eligible ... and they have until June 2010 to apply. [Notes:SOT Alan Zibel, AP Real Estate Writer: "There are a lot of borrowers out there who paid much more for their homes than they are now worth. And if they're in that situation ... they're not likely to qualify for either piece of this program."] But if they do qualify ... Officials are asking borrowers to be patient. [Notes:SOT Alan Zibel, AP Real Estate Writer: "The amount of requests for this kind of aid is going to be overwhelming for mortgage companies and there's going to be millions of people around the country who will be asking for help."] Meanwhile ... another part of Obama's housing plan is already in the works. House Democrats agreed Tuesday to narrow proposed legislation that allows bankruptcy judges to change the terms of mortgage loans for borrowers in debt. A full vote in the House could come as early as Thursday. You can license this story through AP Archive: http://www.aparchive.com/metadata/youtube/2d55a18be0feb33758626a88d09b1cea Find out more about AP Archive: http://www.aparchive.com/HowWeWork
Views: 16 AP Archive
Obama's Housing Program: One Month Later
 
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http://www.cambridge-credit.org -- It has been over a month since the Obama administration announced the U.S. Treasury Department's Making Home Affordable program. While the initiative has its merits, many believe that it falls short of offering struggling homeowners the help they desperately need. Watch this week's webisode from Cambridge Credit Counseling Corp. to learn more. Host: Community Outreach Director, Thomas J. Fox. Transcription: Hello, and welcome to Your Money 2.0. I’m Thomas Fox, Community Outreach Director for Cambridge Credit Counseling. It has been over a month since the Obama administration announced the U.S. Treasury Department's Making Home Affordable program. While the initiative has its merits, many believe that it falls short of offering struggling homeowners the help they desperately need. To recap, the Making Home Affordable program works in two ways. First, homeowners who are on-time with an existing mortgage owned by Fannie Mae or Freddie Mac may apply for refinancing under the The Home Affordable Refinance portion of the plan. In this case, eligible loans will include those where the first mortgage does not exceed 105% of the current market value of the property. The second part of the Home Affordable Modification allows homeovners who are struggling with making their payments apply to modify their mortage to make thing more manageable. This aspect of the plan is voluntary; therefore, it is unknow how succesfull the initative will be. Both programs have a shelf life – the Home Affordable Refinance program expires in June of 2010 and the Home Affordable Modification program expires on December 31, 2012. The predominant issue affecting homeowners is the drastic decline in the value of their homes – a term known as underwater where a home is worth less than the mortgage. major limitation of the program is that it does not attack the problem of negative equity -- mortgage balances larger than the value of the homes securing the mortgages. Furthermore, 65% of the mortgages originated in 2005 and 2006 were not securitized by either Fannie Mae or Freddie Mac. This means that there is a tremendous amount of homeowners that will not be able to seek help under the program. Economist Nouriel Roubini and market analyst Meredith Whitney predict that prices in the housing market will decline by another 20 percent before they level off. Nearly half of all homeowners will be underwater and owe more on their mortgages than the current value of their homes. That will increase the foreclosures and push scores of banks into default. This logic is backed up by Merrill Lynch’s economist,David Rosenberg, as he thorises that the housing market will need another three years to achieve price stability. Given the Making Home Affordable Cambridge recently launched keepyourhome.us to further the promotion of our Home Sweet Home initiative which achiever economic stabilization through recovery of the housing sector. Well, that’s it for this edition. We welcome your feedback and ask for your thoughts and suggestions by e-mailing us at yourmoney2@cambridgecredit.org. Thank you for watching. Until next time, I’m Thomas Fox for Cambridge Credit Counseling.
Housing Secretary Outlines Obama Mortgage Refinance Plan
 
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Secretary of Housing and Urban Development, Shaun Donovan answers questions from the press about President Obama's plan to help families who are having trouble meeting their mortgage payments. Donovan told the press: "There were a number of pieces to what the President talked about today, but most importantly, he talked about middle-class families who have been playing by the rules, doing everything right, paying their mortgages on time, and have not been able to benefit from record-low interest rates. Through strong administrative action, as part of our We Can't Wait efforts across the administration, last fall we took very important steps to open up refinancing for Fannie Mae and Freddie Mac borrowers who are underwater. But today we still have too many families who may live next door to a family that, just like them, is paying their bills on time with their mortgage, and only because they have a Fannie Mae or a Freddie Mac or an FHA mortgage, they've been able to lower their bills by an average of $3,000, and as a result help not only themselves, their neighborhood, but also the economy more broadly. And yet we have other families who are in exactly the same position, been responsible, and yet because they don't have a Fannie Mae or a Freddie Mac or an FHA mortgage, have been unable to benefit from the lowest interest rates in half a century. As the President said in his State of the Union, we need to get back to American values that are about everybody being responsible, playing by the same set of rules, and everybody having a fair shake if they're doing the right thing and being responsible. That's what fundamentally this announcement was about today -- was making sure that those families, any family that's doing the right thing, can benefit from the record-low interest rates that we have today. The second main point that he made was about needing strong, clear rules of the road for how our mortgage system is going to operate going forward. And so he announced a Homeowner Bill of Rights that will make sure that when a family is making the single-most important economic decision of their lives, purchasing a home, that they will get fair, simple, transparent treatment. No hidden fees; clear explanation on a single, short form of what they are signing up for, without conflicts of interest. And not only when they buy their home but as they pay their mortgage over time, as a mortgage is what we call serviced by an institution after they bought that home, that they can expect to be treated fairly and transparently as well. No more lost paperwork while they are trying to get help. No more getting a foreclosure notice while they?re negotiating with their servicer because they?ve lost their job or had a medical emergency, and a very clear right of appeal where they may be going through a foreclosure if they?ve been treated wrongly or wrongly foreclosed on. Those are the simple, straightforward principles that were in that Homeowner Bill of Rights, and that was the other major piece of what the President talked about this morning."
Views: 363 Michael McIntee
Refinancing America 2012: Will Obama's Plan Work?
 
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http://www.amerifirst.com/ Will President Obama's refinancing plan work for America and the U.S. housing market? From HARP to HARP 2.0 (a.k.a. HARP Round 2) to HAMP, Find out what's going on with underwater borrowers and refinancing at lower interest rates. This episode of Mortgage Minute TV features AmeriFirst Home Mortgage President & Co-founder Mark A. Jones talking about Obama's Refinancing America 2012. http://blog.amerifirst.com/amerifirst-blog/ AmeriFirst Home Mortgage is a home buyers resource center and community mortgage banker. We focus on educating homeowners and home buyers in the details of the housing market and more. Find more HARP 2.0 and mortgage assistance info here: http://blog.amerifirst.com/amerifirst-blog/?Tag=HARP+mortgage+assistance
Barack Obama: Cincinnati, Ohio
 
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You should be with us in 2012, join now: http://my.barackobama.com/cincy2vid Barack Obama spoke about his mortgage plan versus McCain's mortgage plan in Cincinnati, Ohio.
Views: 28953 BarackObamadotcom
White House Google+ Hangout: Mortgage Refinancing
 
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HUD Secretary Shaun Donovan hosts a Google+ Hangout moderated by Zillow to discuss the President's plan that would help millions of homeowners refinance their mortgages and save thousands of dollars a year. July 12, 2012.
Views: 9587 The Obama White House
President Obama Speaks on Landmark Housing Settlement with Banks
 
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The President announces a landmark settlement between the government and the nation's largest banks that will speed relief to the hardest-hit homeowners, end some of the most abusive practices of the mortgage industry, and begin to turn the page on an era of recklessness that has left so much damage in its wake. February 9, 2012.
Views: 8105 The Obama White House
President Obama's 2015 State of the Union Address
 
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President Barack Obama delivers his sixth State of the Union address, at the United States Capitol, January 20, 2015.
Views: 1995553 The Obama White House
CNBC's Rick Santelli's Chicago Tea Party
 
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RIck Santelli discussing Obama's Mortgage Plan
Views: 263754 The Heritage Foundation
Ending HAMP: President Obama's Mortgage Program that Fails Homeowners, Wastes Taxpayer $
 
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Rep. Patrick McHenry (R-NC), Chairman of the House Oversight Subcommittee on TARP, Financial Services and Bailouts of Public and Private Programs, speaks on the House Floor on the failures of the Home Affordable Modification Program and why it needs to be eliminated.
Views: 295 oversightandreform
CREW Discusses Obama Home Loan on CNN Situation Room
 
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Melanie Sloan discusses Obama's mortgage rate.
Views: 499 CREW DC
New Mortgage Bill Explained
 
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Maggie Rodriguez spoke to Ray Martin about how to find out if you are eligible for help from President Obama's mortgage plan.
Views: 130 CBS News
President Obama Tours the 2014 White House Science Fair
 
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President Obama talks with students about their projects at the fourth White House Science Fair, May 27, 2014.
Views: 1130778 The Obama White House
Zillow & President Obama: A Better Bargain for Responsible Homeowners
 
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On Wednesday, August 7, 2013 President Barack Obama answered questions from U.S. homeowners, renters and prospective buyers in a live-streamed event entitled "Zillow Presents: A Better Bargain for Responsible Homeowners: President Obama Answers Your Questions." During the event, President Obama answered housing questions submitted via social media, using the hashtag #AskObamaHousing.
Views: 5133 Zillow
Obama Judicial Appointments - Good, Bad News
 
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"A second term for President Barack Obama would allow him to expand his replacement of Republican-appointed majorities with Democratic ones on the nation's appeals courts, the final stop for almost all challenged federal court rulings...".* The Young Turks host Cenk Uygur breaks it down. * http://www.huffingtonpost.com/2012/02/05/obama-court-nominees_n_1255688.html?ref=politics Subscribe to The Young Turks: http://bit.ly/eWuu5i The Largest Online New Show in the World. Google+: http://www.gplus.to/TheYoungTurks Facebook: Twitter: http://twitter.com/theyoungturks
Views: 18716 The Young Turks
REALIST NEWS - Remember this lady? Obama will pay my mortgage
 
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http://www.jmbullion.com (Recommended for Silver and Gold Purchases.) http://www.freespeak.net http://www.realistnews.net
Views: 3957 jsnip4
Prevent foreclosure when you can't refinance. Should you reaffirm your mortgage or car loan
 
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www.coloradobankruptcyadvice.com Obama's loan modification program is failing; less than 7% of home mortgages actually get modified. Home mortgages are secured debt. Unsecured debt: anything that is not "attached" to something -- credit card debt, overdraft protection, personal loans, lines of credit, taxes, student loans. Secured debt: Car or mortgage loan. You can keep these in a Chapter 7 bankruptcy if your equity is less than the exemption for your state. In Colorado you can have $60,000 equity in your house; $5,000 in a car; $10,000 in cars if you're married) -- if you keep making your payments on time. In general I don't recommend reaffirming car loans or mortgages in Chapter 7 bankruptcy, and here's why: if you wind up in financial trouble several years down the road, you can walk away from the remaining debt on your car or home without being liable for it because it has already been discharged in the bankruptcy. Unless they're going to take the car from you, don't reaffirm the car loan. Reaffirming means you sign a formal agreement agreeing to pay the loan. What if I have multiple mortgages on my house? In a Chapter 7, you'll need to pay and be current on all your mortgages and you have to pay them all according to the original loan terms. Under a Chapter 13, you can "strip off" a second or third mortgage. The difference between a Chapter 7 and a Chapter 13 -- Chapter 7 is over in 3 months versus Chapter 13 where you pay your disposable income toward your debts for 3-5 years. If you have a tax problem, are facing foreclosure and want to keep your home and could make your current mortgage payment if you didn't have credit card debt, then a Chapter 13 may be the right solution for you. A Chapter 13 strips off or removes a second or third mortgage IF the value of your home is worth LESS than the balance of your first mortgage. If your home appraises for less than the amount of your first mortgage, you can get relief from other mortgages on your home. Call Kevin Heupel at 720-319-8900 or visit www.coloradobankruptcyadvice.com to talk about your options if you're facing foreclosure and want to save your home.
Views: 984 Heupel Law, P.C.
Save Money With HARP | Quicken Loans
 
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Do you want to refinance but have low or no equity? You could be eligible to refinance with the Home Affordable Refinance Program (HARP) even if you’ve been denied in the past. HARP’s easy qualification requirements and streamlined refinance process have made it possible for nearly 3.5 million Americans to take advantage of today’s low rates since the program began in 2009.* To find out if you qualify for HARP, call us today at 800-QUICKEN or visit QuickenLoans.com/HARP-Program. *As of April 2016, more than 3.4 million households had refinanced using HARP according the Federal Housing Finance Agency refinance report, April 2016. Quicken Loans Inc.; NMLS#3030; www.NMLSConsumerAccess.org. Equal Housing Lender. Licensed in 50 states. AR, TX: 1050 Woodward Ave., Detroit, MI 48226-1906, (888) 474-0404; AZ: 16425 North Pima, Ste. 200, Scottsdale, AZ 85260, Mortgage Banker License #BK-0902939; CA: Licensed by Dept. of Business Oversight, under the CA Residential Mortgage Lending Act and Finance Lenders Law; CO: Regulated by the Division of Real Estate; GA: Residential Mortgage Licensee #11704; IL: Residential Mortgage Licensee#4127 – Dept. of Financial and Professional Regulation; KS: Licensed Mortgage Company MC.0025309; MA: Mortgage Lender License #ML 3030; ME: Supervised Lender License; MN: Not an offer for a rate lock agreement; MS: Licensed by the MS Dept. of Banking and Consumer Finance; NH: Licensed by the NH Banking Dept., #6743MB; NV: License #626; NJ: Licensed Mortgage Banker – NJ Dept. of Banking, 1st (and/or 2nd) mortgages only; NY: Licensed Mortgage Banker – NYS Banking Dept.; OH: MB 850076; OR: License #ML-1387; PA: Licensed as a 1st Mortgage Banker by the Dept. of Banking and licensed pursuant to the PA Secondary Mortgage Loan Act; RI: Licensed Lender; WA: Consumer Loan Company License CL-3030. ©2000 – 2016 Quicken Loans Inc. All rights reserved. Lending services provided by Quicken Loans Inc., a subsidiary of Rock Holdings Inc. “Quicken Loans” is a registered service mark of Intuit Inc., used under license.
Views: 6857 Quicken Loans
Refinance Help  for Homeowners
 
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CBS Moneywatch.com's Jill Schlesinger discussed a new government program designed to help homeowners refinance their homes.
Views: 93 CBS
Obama Uncensored: Rightwing Centrist Tax Cut Plan?
 
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"In an astounding interview with the Des Moines Register this week, President Obama suggested that if re-elected, he will move sharply to the center in order to build the bipartisan consensus that he failed to achieve during almost four years in the White House. Team Obama at first insisted that the interview remain off-the-record. But after a Register editor asked in a blog post why the president's pitch for a Register endorsement should not be public, the White House agreed to put it on the record. Whether on the record or off, reporters and voters will have to decide how credible the president's message is. Discussing a potential second term agenda, Mr. Obama said, "We can start looking at a serious corporate tax reform agenda that's revenue-neutral but lowers rates and broadens the base—something that both Republicans and Democrats have expressed an interest in." He sure is right when he says Republicans have expressed interest—in fact they have been pleading with him to support such a reform for years. If he had been willing to back a flatter, simpler corporate tax system without demanding additional government revenue, Republicans would have cleared the House calendar to pass it. But Mr. Obama is suggesting that the demands of politics have prevented him from appearing moderate and bipartisan? Mr. Obama also posed as a closet centrist on the issue of regulation, telling the Register, "I've expressed a deep desire and taken executive action to weed out regulations that aren't contributing to the health and public safety of our people. And we've made a commitment to look back and see if there are regulations out there that aren't working, then let's get rid of them and see if we can clear out some of the underbrush on that. Again, that's something that should be non-ideological." It sure should be, and would be if Mr. Obama agreed with Republicans that agencies like his Environmental Protection Agency are imposing costly burdens with little benefit to public health." Support The Young Turks by Subscribing http://bit.ly/TYTonYouTube Support The Young Turks by Shopping http://bit.ly/XhuNqO Like Us on Facebook: Follow Us on Twitter: http://bit.ly/OkX87X Buy TYT Merch: http://theyoungturks.spreadshirt.com/
Views: 39191 The Young Turks
Roy Oppenheim on Obama's Loan Modification Program
 
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Roy Oppenheim talks about what Obama's Loan Modification Program means to Florida real estate? The prior studies never factored in what we call strategic defaults where homeowners decide to just stop paying because it no longer makes sense to keep paying.
Views: 175 Roy Oppenheim
President Obama Speaks on Student Loan Debt
 
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President Obama delivers remarks about the need to make college more affordable, before signing a memorandum outlining new executive actions to support federal student loan borrowers, June 9, 2014.
Views: 23326 The Obama White House
Down Payment and USDA Rural Development: 60 Second Mortgage Tip
 
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http://www.amerifirst.com/usda-rural-development/ This is your :60 Mortgage Tip with AmeriFirst Home Mortgage. How much down payment do I need for a mortgage? It's a common question. Most mortgage loans require 3% to 20% down payments. But there is a zero down mortgage option available. Learn about USDA Rural Development and how the 100% mortgage can be yours. Script: Down payments: nearly every mortgage option out there today requires the buyer to have a little "skin in the game." This reassures the lender that you're invested in this loan and are more likely to pay it off. Down payments can range from 3-percent to 20-percent of the sale price of the house. But there's one option that finances 100-percent of the sale. It's called rural development. There ARE some rules involved. The house must meet the U-S-D-A's definition of rural. But that can mean villages and small towns near bigger cities. So don't let "rural" scare you off. Learn more at the link below with a U-S-D-A rural development fact sheet. USDA Rural Development Fact Sheet: http://blog.amerifirst.com/fact-sheet-on-rural-development/ Music: Disinegrating in the Clouds from Dan-O Songs http://www.danosongs.com/
Refinance with HARP and Start Saving | Quicken Loans
 
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The Home Affordable Refinance Program (HARP) could help you save hundreds of dollars every month on your mortgage, even if you have little or no home equity. To find out if you qualify for HARP, call us today at 800-QUICKEN or visit QuickenLoans.com/HARP-Program. Quicken Loans Inc.; NMLS #3030; www.NMLSConsumerAccess.org. Equal Housing Lender. Licensed in 50 states. AR, TX: 1050 Woodward Ave., Detroit, MI 48226-1906, (888) 474-0404; AZ: 16425 North Pima, Ste. 200, Scottsdale, AZ 85260, Mortgage Banker License #BK-0902939; CA: Licensed by Dept. of Business Oversight, under the CA Residential Mortgage Lending Act and Finance Lenders Law; CO: Regulated by the Division of Real Estate; GA: Residential Mortgage Licensee #11704; IL: Residential Mortgage Licensee#4127 – Dept. of Financial and Professional Regulation; KS: Licensed Mortgage Company MC.0025309; MA: Mortgage Lender License #ML 3030; ME: Supervised Lender License; MN: Not an offer for a rate lock agreement; MS: Licensed by the MS Dept. of Banking and Consumer Finance; NH: Licensed by the NH Banking Dept., #6743MB; NV: License #626; NJ: Licensed Mortgage Banker – NJ Dept. of Banking, 1st (and/or 2nd) mortgages only; NY: Licensed Mortgage Banker – NYS Banking Dept.; OH: MB 850076; OR: License #ML-1387; PA: Licensed as a 1st Mortgage Banker by the Dept. of Banking and licensed pursuant to the PA Secondary Mortgage Loan Act; RI: Licensed Lender; WA: Consumer Loan Company License CL-3030. ©2000 – 2017 Quicken Loans Inc. All rights reserved. Lending services provided by Quicken Loans Inc., a subsidiary of Rock Holdings Inc. “Quicken Loans” is a registered service mark of Intuit Inc., used under license.
Views: 12949 Quicken Loans
Key & Peele - Obama's Anger Translator - Meet Luther - Uncensored
 
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When Obama addresses his fellow Americans, his anger translator Luther helps him get his real message across.
Views: 17330074 Comedy Central
Obama Offers Troubled Homeowners Clear Chain Of Title Plan As Mortgage Relief
 
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President Barack Obama offered mortgage relief on Monday to hundreds of thousands of Americans, his latest attempt to ease the economic and political fallout of a housing crisis that has bedeviled him as he seeks a second term.
Views: 282 cfini72
President Barack Obama interview with Ezra Klein and Sarah Kliff about Obamacare
 
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President Barack Obama joins Vox's Ezra Klein and Sarah Kliff for an exclusive interview about the future of Obamacare.
Views: 441823 Vox
Elementary Economics: Is Obama smarter than a 2nd Grader?
 
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The Peter Schiff Show (10/3/2011) Check out my new special report on classic gold scams at www.goldripoffs.com Follow me on Twitter @SchiffRadio Fan me on Facebook www.facebook.com/PeterSchiff
Views: 41702 Peter Schiff
Obama Rejected Bush Admin Concession To Write Down Mortgages
 
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"Here's Barney Frank, in an exit interview recently in New York Magazine, revealing unwittingly that Obama during the transition rejected a Bush administration concession to write down mortgages...".* The Young Turks host Cenk Uygur breaks it down. *Read more from Matt Stoller at Naked Capitalism: http://www.nakedcapitalism.com/2012/05/barney-frank-obama-rejected-bush-administration-concession-to-write-down-mortgages.html Support The Young Turks by Subscribing http://bit.ly/TYTonYouTube Like Us on Facebook: Follow Us on Twitter: http://twitter.com/theyoungturks
Views: 25295 The Young Turks
Short Sales + Deficiency Judgments: Obama's New Short Sale Program
 
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http://www.southfloridalawblog.com Join Oppenheim Law on Wednesday, April 7, as real estate attorney Roy Oppenheim explains President Obama's latest Short Sale program and shares how it will affect South Florida homeowners. Find out why Roy Oppenheim is calling 2010 "The Year of the Short Sale." http://www.twitter.com/oplaw
Views: 2365 Roy Oppenheim
The real truth about the 2008 financial crisis | Brian S. Wesbury | TEDxCountyLineRoad
 
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This talk was given at a local TEDx event, produced independently of the TED Conferences. The Great Economic Myth of 2008, challenging the accounting to accounting principal. Brian Wesbury is Chief Economist at First Trust Advisors L.P., a financial services firm based in Wheaton, Illinois. Mr. Wesbury has been a member of the Academic Advisory Council of the Federal Reserve Bank of Chicago since 1999. In 2012, he was named a Fellow of the George W. Bush Presidential Center in Dallas, TX where he works closely with its 4%-Growth Project. His writing appears in various magazines, newspapers and blogs, and he appears regularly on Fox, Bloomberg, CNBCand BNN Canada TV. In 1995 and 1996, he served as Chief Economist for the Joint Economic Committee of the U.S. Congress. The Wall Street Journal ranked Mr. Wesbury the nation’s #1 U.S. economic forecaster in 2001, and USA Today ranked him as one of the nation’s top 10 forecasters in 2004. Mr. Wesbury began his career in 1982 at the Harris Bank in Chicago. Former positions include Vice President and Economist for the Chicago Corporation and Senior Vice President and Chief Economist for Griffin, Kubik, Stephens, & Thompson. Mr. Wesbury received an M.B.A. from Northwestern University’s Kellogg Graduate School of Management, and a B.A. in Economics from the University of Montana. McGraw-Hill published his first book, The New Era of Wealth, in October 1999. His most recent book, It’s Not As Bad As You Think, was published in November 2009 by John Wiley & Sons. In 2011, Mr. Wesbury received the University of Montana’s Distinguished Alumni Award. This award honors outstanding alumni who have “brought honor to the University, the state or the nation.” There have been 267 recipients of this award out of a potential pool of 91,000 graduates. About TEDx, x = independently organized event In the spirit of ideas worth spreading, TEDx is a program of local, self-organized events that bring people together to share a TED-like experience. At a TEDx event, TEDTalks video and live speakers combine to spark deep discussion and connection in a small group. These local, self-organized events are branded TEDx, where x = independently organized TED event. The TED Conference provides general guidance for the TEDx program, but individual TEDx events are self-organized.* (*Subject to certain rules and regulations)
Views: 1871663 TEDx Talks
Obama's Million Dollar Advice:  Bi-Weekly Mortgage on CBS News
 
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Email: teamherring@aol.com -- Bi Weekly Mortgages debt elimination plan as seen on CBS News and Oprah Winfrey Show. MyMortgageTeacher.com (Obama)
Views: 3926 C Herring
Mexican Standoff (ft. Key & Peele)
 
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Check out our new series, Anime Crimes Division! https://www.youtube.com/playlist?list=PLsMtUWKCmBPSk_Xr3ofxX9MlyaT3MlMxk Two cops get more than they bargained for when they face down a ruthless criminal... Special thanks to Key & Peele for appearing in our video! Freddie will be in their Halloween episode on October 30th at 10:30 PST Music by John Robert Matz ( http://johnrobertmatz.com ) Sound by Kevin Senzaki VFX by Arnold Aldridge and Tanner Merrill Camera by Ben M. Waller Cast: Agent - Keegan-Michael Key Cortez - Jordan Peele Asian - Freddie Wong Cop - Brian Firenzi Cop - Alec Owen Police Photographer - Lauren Haroutunian Hacker - Arnold Aldridge Sniper - Jamie Lukaszewski Wife - Ellary Porterfield Kidnapper: Jake Andrews Dead Body - Danny Vink Written By: Matthew Arnold, Will Campos, Brian Firenzi More awesome videos at RocketJump.com! For licensing and usage inquiries please email licensing@rocketjump.com
Views: 26090577 RocketJump
Obama: My Plan Makes Electricity Rates Skyrocket
 
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Barack Obama: "Under my plan of a cap and trade system, electricity rates would necessarily skyrocket." (January 2008) http://www.BattleBornPAC.com
Views: 439573 BattleBornPAC
CNN Debunks Obama Mortgage Story
 
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CNN investigates and finds invalid a recent claim that Barack Obama received a favorable mortgage rate.
Views: 1592 tmzonn8233
New mortgage assistance for troubled homeowners
 
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Some of the money from a settlement between the government and the nation's biggest banks will be used to help troubled bay area homeowners. Taking action reporter Jackie Callaway shows us how one agency is using their cut.
Views: 105 ABC Action News
The rise and fall of Angelo Mozilo and Countrywide
 
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Angelo Mozilo started Countrywide and made hundreds of millions of dollars. But it all fell apart in the subprime mortgage crisis. Mozilo paid up, but not as much as you might think.
Views: 6507 CNN Business
Jim Cramer and Pete Morici: Why the Stimulus and Obama's new mortgage plan wont work
 
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12-23-2009 - Jim Cramer and Pete Morici explain why the stimulus plan wont create many jobs and why Obama's Mortgage Plan takes the wrong apporach and wont help the housing market. Essentially Rick Santelli is right that the plan needs to help all Americans not just constituent groups who got subprimes or borrowers who got caught while trying to "flip" houses. Jim Cramer is one of the people who was talking about this crisis pretty far in advance.
Views: 2883 TalkerOne
Bi-Weekly Mortgage Payment Service: Scam or Service?
 
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http://www.amerifirst.com/resources-for-homebuyers/ A lot of people are confused by bi-weekly mortgage payment service advertisements. Is it a scam? At the very least it's an unnecessary service, considering it's something you can do yourself for free without giving a third-party vendor access to your money. AmeriFirst Home Mortgage co-founder and president Mark A. Jones breaks down the bi-weekly mortgage payment myth. Learn how you can shave years off your mortgage loan without paying someone to do it for you. Learn more with this longer video: http://youtu.be/DR1wu1o3upA Music: Dan-O songs http://www.danosongs.com/ AmeriFirst Home Mortgage is a home buyers resource center and community mortgage banker. We focus on educating homeowners and home buyers in the details of the housing market and more. http://blog.amerifirst.com/subscribe/
Stop Paying Your Mortgage - Stay in your Home
 
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Should you stop paying your mortgage & remain in your home ? Updated: March 24th 2011 .... Read this important article on how JP Morgan Chase runs their illegal corrupt foreclosure operation................STUNNING SECRET REVEALED.....CHASE EMPLOYEE TELLS ALL.....BANKS ARE IN THE FORECLOSURE BUSINESS http://webcache.googleusercontent.com/search?q=cache:jdKAmrhQhaAJ:foreclosureblues.wordpress.com/2010/09/11/stunning-secret-revealed-banks-are-in-the-foreclosure-business-2/+Mortgage+Strike+secret+revealed&cd=20&hl=en&ct=clnk&gl=us&source=www.google.com ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Udated March 23RD 2011 .... secret plan revealed: mortgage revolt scheduled for may 2011 http://www.youtube.com/watch?v=JnakdRdh7Es Mortgage Strike revolt Steve Lerner FULL Uncut Version. May 2011 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ recently UDATED Febuary 24th 2011...........Just stop paying your mortgage. Don't walk away. Stay in your house .... In certain States, they are so backed up, it takes a long time for banks to foreclose. Check your area, and call your local attroney for average times you can stay in your house. If your mortgage does become the property of Uncle Sam, the growingly popular impulse to "just walk away" should be replaced by "just stay and stop paying." No one will throw you out. After a few months, or years, of living payment free, you will get a call from a motivated government agent eager to adjust your loan into something affordable. Great information: please read and reread these: "Just stop paying your mortgage" by Peter Schiff Schiff ,Peter is president of Euro Pacific Capital and author of "The Little Book of Bull Moves in Bear Markets." http://www.signonsandiego.com/uniontrib/20081010/news_lz1e10schiff.html ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ http://www.mortgagefit.com/second/mtg-chargeoff-1.html http://webcache.googleusercontent.com/search?q=cache:9eFJoHe41NgJ:www.wisebread.com/should-we-all-just-stop-paying-the-mortgage+stop+paying+mortgage+what+happens&cd=5&hl=en&ct=clnk&gl=us&source=www.google.com ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ please post your comments on your experience ! with bankers, mortgage companies Etc. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ This is an open forum video to President Obama, Senators, Congress, & all Criminal Bankers. We are in a housing crisis and little is being done to help homeowners. If you are in foreclosure, or entering foreclosure, please leave a comment on this video. Let us hope this country wakes up to the plight of American Homewoners. They can't throw 12 million people out of their homes. ! people are losing their homes at an unprecedented rate, and a man in Ohio recently bulldozed his home so the bankers could not have it. http://news.bostonherald.com/business/real_estate/view/20100226is_obama_hamp-ering_recovery_gop_anti-foreclosure_program_could_prolong_housing_slump/srvc=home&position=also This is a problem of mammoth proportions, Goodman said. You cant throw 12 million people out of their homes, so you need a successful modification program. My fear is that this isnt it, but Im highly confident that the administration will continue to iterate until they succeed. The Treasury proposal would require all borrowers who are 60 or more days delinquent on their mortgage to be sought out for participation in HAMP. Mortgage companies would need to try to contact the borrower at least four times by phone and twice by certified mail over 30 or more days before going to foreclosure. Under current Treasury policy, foreclosure proceedings are only halted when a borrower receives a permanent modification plan. House Republicans criticized HAMP as a failure today, saying in a report that it is prolonging the economic crisis and harming homeowners. By every empirical measure, HAMP has failed, according to the 18-page report released by Republicans on the House Oversight and Government Reform Committee. In its current form, HAMP both hurts homeowners who might otherwise spend their trial-period mortgage payments on rent and also distorts the housing market, delaying any recovery. http://www.bloomberg.com/apps/news?pid=20601087&sid=ahuuwBS8KYq8 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ tags: Steve Lerner SEIU wallstreet revolt mortgagestrike stock market crash radio patriot JPMorgan Chasebank DOJ Students capitalism wealthpower jeffbeck pace university unions communityorganizers strike demonstrations homeowners foreclosures USdebt Whitehouse Obama Mortgageprograms HAMP fanniemae freddiemac Coalition bent on Destroying US Capitalism by wealth redistribution .... Left's Economic Terrorism Playbook....
Views: 17372 dennismassa
Help Paying Mortgage
 
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07.07.11 (LAS CRUCES) -- There are millions of people across the country struggling to pay their mortgage every month as they deal with issues such as unemployment, but now a federal program is helping people get back on track. There are several reasons why many homeowners across the country are quickly falling into debt and at risk for losing their homes. "Right now the biggest reason is unemployment or under employment and all the federal programs that were created at the beginning of the recession were there just to help folks who received bad mortgages or the adjustable rate mortgages and it failed to address the next wave of foreclosures that as people were losing jobs they were also losing their homes," said Sarah Nolan, director of CAFE. The Department of Homes and Urban Development or H.U.D. reports roughly four million homeowners are behind on their mortgage payments, a common trend in a shaky economy. "There's a lot of embarrassment and thinking that is their fault and really the problem that we see is not only in New Mexico, but across the country is so wide spread that this is a public problem that needs a public solution," said Nolan. H.U.D. is offering a short term solution to help people catch up and keep their homes. It's called "The Emergency Homeowner Loan Program," a stimulus package that will slow down the flood of foreclosures. "It's a program that will help you sustain yourself," said Art Marrujo, homeownership director at Tierra Del Sol. Through Marrujo's agency homeowners can apply for the $ 1 billion dollar program which offers up to $50,000 in interest-free loans people don't have to pay back. "They should take advantage because due to the fact that right now the way the economy is you want to, I guess you can say is look at all the resources that are available to you. You want to save your home. This program here helps you do that," he said. To qualify for the funds, the name of homeowner has to be on the title to the mortgage, the homeowner must have a salary less than $75,000 a year and the homeowner must be 90 days past due on their mortgage payment. "You have to come in and do a pre-application that you answer a few questions and submit it to anyone of our volunteers or our organization and from there we enter your name and your address and so forth into a database and H.U.D. makes the selection," he said. The federal government will select homeowners who qualify in a lotto process then in the beginning of August letters of notification will go out. The deadline to apply is July 22, 2011. Reported by Carlos Correa.
Views: 755 KRWGnews
San Diego Breaking News: How to Qualify for President Obama's Mortgage Refinance Program!
 
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The qualifying guidelines for President Obama's Mortgage Refinance Program have finally been released and it is great news for many homeowners. If you can answer YES to the 4 questions listed in this video, you will be eligible to qualify for this new refinance program.
Views: 183 michaeladeery
WATCH: Town Hall with President Obama in Elkhart, Indiana
 
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Questions for President Obama: A PBS NewsHour Special -- PBS NewsHour's Gwen Ifill will sit down for an exclusive interview with President Barack Obama on Wednesday, June 1 at , at 8/7c in Elkhart, Indiana. It will follow with a town hall, during which local residents will ask questions of the president.
Views: 331987 PBS NewsHour